There is a strong correlation between knowledge and humility. The best investors realize how little they know."
— Morgan Housel
Successful investing is more about behavior, patience, and mindset than trying to appear smartest in the room.
If you only think without action, it’s just a daydream — nothing changes.
This is true in life & even more true in investing.
Long-term wealth is not built by waiting for the perfect time. It is built by taking small but consistent actions.
He had ₹10 crore.
Instead of buying a house in full cash, he did something smart.
• Invested ₹8 crore in mutual funds (~12% CAGR)
• Used ₹2 crore as down payment
• Took ₹8 crore home loan @ 8.5%
• EMI ≈ ₹7,00,000/month
Then he started an SWP of ₹7,00,000 from mutual funds.
For 20 years → SWP paid every EMI.
After 20 years:
• House fully owned
• Mutual fund still worth ₹10.5 crore
Moral:
Don’t just buy assets.
Let your assets pay for your assets.
कृपया लक्ष द्यावे — Hanuma Shani Mandir, पंप हाऊस, अंधेरी ईस्टच्या जवळचे गटार कचऱ्याने भरले आहे. कृपया तात्काळ सफाईची व्यवस्था करावी. दुर्गंधी आणि डासांची समस्या वाढत आहे.
@mybmc@mybmcWardKE
The current fluid politics has caused the markets to be fearful. Indian equity markets have delivered long-period returns of 14-15%. The political situation should in no way alter this trend. I maintain my view that India’s market benchmarks should double in the next 5-6 years.
Wrote for @EconomicTimes
#elections #politics #equity #markets.
@MotilalOswalAMC@MotilalOswalLtd@MotilalOswalPW
International funds may not be ideal for young investors:
- India's growth story & alpha potential offer superior returns
- Global investing introduces uncertainty, potential risks
- Build a domestic investment foundation before exploring international options
@PavitraParekh1@sonalbhutra
Investment approach for new investors:
1. Patience will increase probability of returns as even avg performing funds can lead to substantial growth
2. Simplify Investment by allocating EPFO for debt & MF for Equity
3. Use 10% disposable income for riskier investments
@PavitraParekh1@sonalbhutra