Ankit Gupta

Nationalist, Free Spirited

[Ankit Gupta @ankitbhai]

@ASTRO_Raghv 26-05-1983
3:00 pm
sri ganganagar rajasthan

please guide for business? earlier partnership in business broke a few days back.. now looking for a new business

[ASTRO RAGHVENDRA @ASTRO_Raghv]

THOSE WHO WANT A OVERVIEW OF THEIR KUNDLI . ONLY 1 QUESTION PER PERSON COMENT DOWN YOUR
DOB • TIME OF BIRTH & BIRTH PLACE BELOW .

VALID TILL MIDNIGHT

CONDITION - LIKE 👍 AND RETWEET 🔄

#nifty #astrology #Pmmodi

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[Deepinder Goyal @deepigoyal]

Last one on this topic, and I have been holding this in myself for a while.

For centuries, class divides kept the labor of the poor invisible to the rich. Factory workers toiled behind walls, farmers in distant fields, domestic help in backrooms. The wealthy consumed the fruits of that labor without ever seeing the faces or the fatigue behind it. No direct encounter, no personal guilt.

The gig economy shattered that invisibility, at unprecedented scale.

Suddenly, the poor aren't hidden away. They're at your doorstep: the delivery partner handing over your ₹1000+ biryani, late-night groceries, or quick-commerce essentials. You see them in the rain, heat, traffic, often on borrowed bikes, working 8–10 hours for earnings that give them sustenance. You see their exhaustion, their polite smile masking frustration with life in general.

This is the first time in history at this scale that the working class and consuming class interact face-to-face, transaction after transaction. And that discomfort with our own selves is why we are uncomfortable about the gig economy. We want these people to look our part, so that the guilt we feel while taking orders from them feels less.

We aren't just debating economics. We are confronting guilt. That ₹800 order might equal their entire day's earnings after fuel, bike rent, and app cuts. We tip awkwardly, or avoid eye contact, because the inequality is no longer abstract. It's personal.

Pre-gig era, the rich could enjoy luxury without moral discomfort. Labor was out of sight. Now, every doorbell ring is a reminder of systemic inequality. That's why debates explode. It's not just policy. It's emotional reckoning. Some defend the system (“they choose it”), others demand change (“this isn't progress, its exploitation”).

And here’s the uncomfortable twist: the unsaid ask of clumsy ‘solutions’ isn’t dignity. It is about returning to invisibility.

Ban gig work and you don’t solve inequality. You remove livelihoods. These jobs don’t magically reappear as formal, protected employment the next day. They disappear, or they get pushed back into the informal economy where there are even fewer protections and even less accountability. Over-regulate it until the model breaks, and you achieve the same outcome through paperwork instead of slogans: the work evaporates, prices rise, demand collapses, and the people we claim to protect are the first to lose income.

And then what happens?

The rich get their old comfort back. Convenience returns without faces. Guilt dissolves. We go back to clean abstractions and moral posturing from a distance. The poor don’t become safer, they become invisible again: back in cash economies, back in backrooms, back in shadows where regulation rarely reaches and dignity isn’t even debated.

The gig economy just exposed the reality of inequality to the people who previously had the luxury of not seeing it. The doorbell is not the problem. The question is what we do after opening the door.

Visibility is the price of progress. We can either use this discomfort to build something better (which we keep doing continuously as delivery partners are our backbone), or we can ban and over-regulate our way back into ignorance. One of those choices improves lives. The other simply helps the consuming class feel virtuous in the dark.

[Narendra Modi @narendramodi]

#OperationSindoor on the games field.

Outcome is the same - India wins!

Congrats to our cricketers.

[Randhir Jaiswal @MEAIndia]

Statement by Official Spokesperson⬇️
🔗 https://t.co/O2hJTOZBby

[Deepinder Goyal @deepigoyal]

India has tried building gas turbine engines before. And we’ve come close.

At LAT, we want to get past the finish line. So we’re putting together a propulsion research team in Bangalore, focused solely on building gas turbine engines from scratch. Lightweight. Efficient. Flight-ready. Made in India.

What’s different this time?

We’re giving engineers the freedom to think, build, break, and repeat. Our dedicated research centre — with labs for combustion, turbomachinery, thermal systems, and materials, will give engineers the space and freedom to iterate fast, and get to real outcomes at a speed which is unprecedented in the industry.

Also, this team will be led by engineers. No waiting around for approvals from "business" people. No chasing slides or meetings. Just hands-on problem solving, running bench tests, working with suppliers, building hardware from scratch — and pushing the limits of design and physics every day.

It won’t be easy. But if it works, it changes everything. A full engine stack, built locally. Powering STOL aircraft. UAVs. Remote connectivity. Self-reliance.
If you’ve ever built turbines, rotors, control systems — or anything close — and want to be part of something that could one day, rewrite history, write to us at [email protected]

—

Note: LAT is not a part of Eternal

[Ankit Gupta @ankitbhai]

@pmastrology_com Perfect Analysis and Proper Guidance..

[D-ASTRO @pmastrology_com]

August 2024 offer.

I will be providing the exact date for the prediction for specific question like .
1>when will I get a job.
2>when will I get married.
3> when will I purchase a vehicle.
Etc.

For asking question,follow @pmastrology_com
DM your date of birth,birth time and birth place. And your question (only one).

[Ankit Gupta @ankitbhai]

@Deepak_shiwatch Bhartiya Prachin Vidya ko Naman

[Deeppakshiwach @Deepak_shiwatch]

ॐ नमः शिवाय
इस महिने में ही निचे जाने का भी एक बेहतरीन मौका मिलेगा चलते मार्केट में।
और उस दिन बड़ी पलटू काम करेगा भारतीय शेयर बाजार
जय श्री राम
जय बजरंग बलि ।
समय और तारीख बता दूंगा
सिर्फ उनको जो इसको Retwet और acche comments ke saath karenge Jyotish ke baare me kuch achcha likhte huye

🕉️🇮🇳🚩

[Ankit Gupta @ankitbhai]

@anupammahor yes ofcourse… mann actually NSE ka ho rha hai… lekin himmat nai ho rahi… due to big lot size and investment … aur prices bhi kaafi bhaag gaye hai…

[Ankit Gupta @ankitbhai]

@anupammahor hello sir.. any good investment idea in unlisted share space? kindly plz do share .. thnx

[Ankit Gupta @ankitbhai]

@anupammahor thnx brother… yes m new at this space… m investing minimum 10k only per scrip… yes i hv longer time horizon as cn wait for few years also… just wanted to explore this space .. thnx for all the help.. will buy both as suggested by you.. thnx

[Narendra Modi @narendramodi]

Meeting friends is always a delight.

[Giorgia Meloni @GiorgiaMeloni]

Good friends at COP28.
#Melodi

[Ankit Gupta @ankitbhai]

@tharejaarun sir venus rahu combo in tenth house in kanya lagna kundli… currently in venus mahadasha frm past 1 year… hope ur words r proven correct …

[Ankit Gupta @ankitbhai]

@snee0810 ya i do 1650 fs

[Ankit Gupta @ankitbhai]

@BigBazaar kindly solve my complaint no. FP32100699703 pending for over a month .. thanks