Ankit Aggarwal (CardGenius)

Your guide to mastering Indian Credit Cards 💳 | From maximizing rewards to flying FREE with AirMiles. Building the CardGenius community.

[Ankit Aggarwal (CardGenius) @ankitify]

@ayeanand You could see a temporary drop in your score. but nothing to worry about.

Why do you want to close the card btw?

[Ankit Aggarwal (CardGenius) @ankitify]

A RARE win for CC Geeks! 🐯

While every bank is busy devaluing rewards, the LTF IndusInd Tiger just got a massive upgrade:

1:1 Points Transfer to Air India Maharaja Club is now LIVE!

Best part? No quarterly spend targets for lounge access.

Is this the best LTF backup card?

[Ankit Aggarwal (CardGenius) @ankitify]

Revised Tax & PAN Rules 📝

First Advance Tax installment (15%) is due on June 15 for anyone with a tax liability above ₹10,000.

PAN is no longer mandatory for cash deposits> ₹50K. The requirement is now triggered when cumulative annual deposits/withdrawals cross ₹10L

[Ankit Aggarwal (CardGenius) @ankitify]

Happy June 1st! 🇮🇳

A massive wave of financial, banking, and digital payment rules goes live TODAY (June 1, 2026).

From safer UPI transfers to new advance tax rules, here is exactly what is changing for your wallet this month 👇

[Ankit Aggarwal (CardGenius) @ankitify]

Cardless ATM Withdrawals Gated 🏧

Love withdrawing cash from ATMs using UPI?

From today, UPI cardless ATM withdrawals will be counted under your bank's monthly free transaction limit. Exceed the limit, and you'll be hit with the same charges as regular debit card swipes.

[Ankit Aggarwal (CardGenius) @ankitify]

End of UPI Wrong Transfers 🛑

Starting today, UPI apps (GPay, PhonePe, Paytm) will display the recipient's verified bank-registered name whenever you scan a QR code or enter a mobile number.

No more guessing custom nicknames or sending money to the wrong "Rahul".

[RewardsAlert @RewardAlert]

It's been 1 full year of having our own community and 4000 people have given us the opportunity to serve them.

We're extending our most awaited community CardGenius 3.0 since the earlier ones have maxed out. @ankitify

Those who have been associated with us have only gained 🙏

[Ankit Aggarwal (CardGenius) @ankitify]

After India's real estate boom, Dubai might be just the next one.

I was at IGI-T3 and noticed that half of the advertisements are about Dubai's real estate.

#Dubai #RealEstate

[Ankit Aggarwal (CardGenius) @ankitify]

Applying for an add-on card with @ICICIBank is a pain!

It's the only bank which asks for Biometrics for add-ons.

Secondly, they sent me two cards with different numbers. Surprisingly, both of them are not working.

The CC is non-existent.

[Ankit Aggarwal (CardGenius) @ankitify]

Moral of the story:

Yes, you can request the embassy to expedite your process.

It works!

[Ankit Aggarwal (CardGenius) @ankitify]

Visa Delay?

Should you send an email to the embassy to fast-track your visa? Will it result in rejection? 🤔

Here's the thread you need. 👇

#travel #visa #ccgeek

[Ankit Aggarwal (CardGenius) @ankitify]

I was asked basic questions about my travel. The call lasted for 90-odd seconds.

Visa approved on the same day. My passport left the VFS Facility yesterday, and I received it today.

[Ankit Aggarwal (CardGenius) @ankitify]

Want to know how to maximize your reward points and use it for getting Free Flights and Stays?

This is the session you will need.

We will cover not just the basics but also the sweet spots of different loyalty programs.

Register now: https://t.co/cS2xD4wj0C

#ccgeeks #travel

[Ankit Aggarwal (CardGenius) @ankitify]

Points are money, but do you know how to use them? Trust me, it's not complex.

Excited to share about my upcoming webinar, It's something I've been meaning to do for a long time -

Travel the world for FREE using Credit Cards.

Register here: https://t.co/cS2xD4wj0C

#ccgeeks

[Ankit Aggarwal (CardGenius) @ankitify]

@StanChartHelp Just to tell you, I get the call and I am been asked the same information again. The agent says I need to log in and find the last transaction before proceeding ahead. It's funny that you haven't even read the tweet before calling.

[Ankit Aggarwal (CardGenius) @ankitify]

Worst process for reaching out to support. Award goes to @StanChart

They ask you to enter:
1. Full Card Number
2. DOB
3. Expiry Date
4. TPin

Even if you call from ur registered number. Then,they ask for the last transaction amount and date and DOB again on call.

Like what? 🤷‍♂️

[Ankit Aggarwal (CardGenius) @ankitify]

@StanChartHelp What kind of details are needed?