anthony magondu

[Divyan Shah @thedivyanshah]

Tatu City was not just a land dispute, it was a fight over how 10,000+ acres of old coffee land became one of Kenya’s biggest private city projects. It was one of the biggest boardroom wars Kenya has ever seen.

- Vimal Shah (Bidco Billionaire)
- Nahashon Nyagah (Former CBK Governor)
- Stephen Mwagiru (Coffee Farmer)
- Stephen Jennings (New Zealand Investor)
- A 50% stake.
- A $20M deposit allegedly paid… but later found in arbitration not to have been paid.
- And a Sh1.7B award that exposed how ugly the fight became.

Thread 🧵 👇🏾

[Gichuki Kahome @kahome_steve]

I have received several questions about buying Family Bank shares on the OTC segment before listing and all I can say is that the hype is not worth it:

At KES 20 per share and from Family bank's FY25 results:

Family bank trades at 1.02x book value and 5.08x earnings.

For comparison, the median banking stock from the listed 11 counters trades at 1.0x book value and 6.3x earnings.

For banks, the PB ratio is the most important as banks are mainly valued against their net assets.

Rather than buy family bank, I would rather buy Equity, KCB, I&M bank, BK Group, etc.( all these trade below their book values)

Moreover, even on asset quality, family bank has an NPL ratio of 15.23% while the median NPL ratio in the banking sector sits at 10.5%

And for dividends, Family bank paid a DPS of 1.20 KES in FY25, giving it a dividend yield of 6% which is also below the banking sector median yield of 7.42%

Lastly, when it comes to ROE, it also ranks below the banking sector median of 19.2% as it sits at 16.5%

Do note that my numbers are based on current prices as of 4th June 2026 and FY25 results.

Don't be driven by hype, let your financial decisions be backed by concrete data

[kasto geno Asset coach @gichuki_jimmy]

In 4 years

[Tevin Macharia Mukabana @TevinMacharia]

The Names of God and Their Meanings With Scriptures

1. Elohim – God, the Mighty Creator
📖 Genesis 1:1 – "In the beginning God created the heavens and the earth."

2. Yahweh (Jehovah) – I AM WHO I AM
📖 Exodus 3:14 – "God said to Moses, 'I AM WHO I AM.'"

3. El Shaddai – God Almighty
📖 Genesis 17:1 – "I am God Almighty; walk before me faithfully and be blameless."

4. Adonai – Lord and Master
📖 Psalm 8:1 – "O LORD, our Lord, how majestic is your name in all the earth!"

5. El Elyon – The Most High God
📖 Genesis 14:19 – "Blessed be Abram by God Most High, Creator of heaven and earth."

6. El Roi – The God Who Sees Me
📖 Genesis 16:13 – "You are the God who sees me."

7. Jehovah Jireh – The Lord Will Provide
📖 Genesis 22:14 – "So Abraham called that place The LORD Will Provide."

8. Jehovah Rapha – The Lord Who Heals
📖 Exodus 15:26 – "For I am the LORD, who heals you."

9. Jehovah Nissi – The Lord Is My Banner
📖 Exodus 17:15 – "Moses built an altar and called it The LORD is my Banner."

10. Jehovah Shalom – The Lord Is Peace
📖 Judges 6:24 – "So Gideon built an altar to the LORD there and called it The LORD Is Peace."

11. Jehovah Tsidkenu – The Lord Our Righteousness
📖 Jeremiah 23:6 – "And this is the name by which he will be called: The LORD Our Righteous Savior."

12. Jehovah Sabaoth – The Lord of Hosts
📖 1 Samuel 1:3 – "To worship and sacrifice to the LORD Almighty at Shiloh."

13. Jehovah Rohi (Raah) – The Lord My Shepherd
📖 Psalm 23:1 – "The LORD is my shepherd, I shall not want."

14. Jehovah Shammah – The Lord Is There
📖 Ezekiel 48:35 – "And the name of the city from that time on will be: THE LORD IS THERE."

15. Ancient of Days – The Eternal God
📖 Daniel 7:9 – "As I looked, thrones were set in place, and the Ancient of Days took his seat."

16. Alpha and Omega – The Beginning and the End
📖 Revelation 22:13 – "I am the Alpha and the Omega, the First and the Last, the Beginning and the End."

17. Father – The Loving Father of His Children
📖 Matthew 6:9 – "Our Father in heaven, hallowed be your name."

18. King of Kings and Lord of Lords – The Supreme Ruler Over All
📖 Revelation 19:16 – "KING OF KINGS AND LORD OF LORDS."

19. Emmanuel – God With Us
📖 Matthew 1:23 – "They will call him Immanuel (which means 'God with us')."

20. Rock – Our Strength and Refuge
📖 Psalm 18:2 – "The LORD is my rock, my fortress and my deliverer."

"Some trust in chariots and some in horses, but we trust in the name of the LORD our God." — Psalm 20:7.

[School Of Great Men @SchoolOfGr8Men]

52 websites worth more than most college degrees:

1. Coursera. org – University courses completely free to audit
2. Brilliant. org – Interactive math and science learning
3. Wolfram Alpha – Answers any mathematical or factual question
4. GitHub. com – Learn coding from real world projects
5. Investopedia. com – Finance and investing explained simply
6. Archive. org – Access millions of free books and old websites
7. Project Gutenberg – 70000 free classic books
8. Duolingo. com – Learn any language for free
9. Notion. so – Organise your entire life and learning
10. Our World in Data – Every global statistic visualised
11. Statista. com – Data and statistics on everything
12. OpenLibrary. org – Borrow millions of books online free
13. Hemingwayapp. com – Write clearer and simpler instantly
14. NASA. gov – Space science and research for free
15. PubMed. gov – Access real scientific research papers
16. Edx. org – Free courses from Harvard MIT and more
17. TED. com – Best ideas from the world's best thinkers
18. Anki – The most powerful memory tool ever built
19. Canva. com – Design anything without being a designer
20. Skillshare. com – Creative and practical skill learning
21. Readwise. io – Remember everything you ever read
22. Google Scholar – Search real academic papers
23. Codecademy. com – Learn to code completely free
24. ChatGPT – AI tutor available 24 hours a day
25. Figma. com – Learn professional design for free
26. Replit. com – Code anything from your browser
27. Huberman Lab Podcast – Science based health education
28. Mindmeister. com – Mind mapping for better thinking
29. NerdWallet. com – Personal finance made simple
30. Quizlet. com – Study smarter with flashcards
31. Gapminder. org – See the real state of the world
32. PhET Simulations – Interactive science experiments online
33. Numbeo. com – Cost of living data for every city on earth
34. 23andMe. com – Understand your own genetics
35. Zapier. com – Automate your work without coding
36. Lesswrong. com – Deep rational thinking and decision making
37. Documentaryheaven. com – Thousands of free documentaries
38. Trading Economics – Economic data for every country
39. Perplexity. ai – AI powered research tool
40. Stanford Encyclopedia of Philosophy – Every philosophical idea explained
41. Librivox. org – Free audiobooks of classic literature
42. Zooniverse. org – Participate in real scientific research
43. Futurelearn. com – Free short courses from top universities
44. Typing. com – Learn to type properly and fast
45. Drawabox. com – Learn to draw from absolute scratch
46. Grammarly. com – Write better in every situation
47. Khanacademy. org – Free world class education for everyone
48. Desmos. com – The most powerful free graphing calculator
49. Stellarium. org – Explore the night sky from your screen
50. Psychologytoday. com – Mental health and psychology explained
51. Worldometers. info – Real time global statistics on everything
52. Notion. so/ templates – Free templates to organise your entire life

[Julians Amboko @AmbokoJH]

Should the taxpayer still bear the burden of proof in instances where a tax dispute with the Revenue Authority is based in pre-populated & third party data?

In my submission before the National Assembly's Finance & Planning Committee on behalf of the Tax Research Centre at @StrathU, I argue that Finance Bill 2026's proposals seeking to anchor Incomes & Expenses Validation in law will be incomplete if they do not include a proposal for the the Revenue Authority being saddled with the burden of proof in such instances.

Here's why:

· Finance Bill 2026 proposes to amend Sec75 of the Tax Procedures Act to provide that the Revenue Authority may use technology to pre-populate tax returns on behalf of a person required to submit or lodge a tax return

· Finance Bill 2026 further proposes that a person required to submit or lodge a tax return may rely on pre-populated return generated by the Revenue Authority to file their return

· Finance Bill 2026 proposes to amend Sec112 to provide that the Cabinet Secretary of the National Treasury may make Regulations for the procedure for the submission or lodging of returns based on pre-populated tax returns generated by the Revenue Authority

Here's where the problem is:

· In all this, Sec56(1) which provides that "In any proceedings, the burden shall be on the taxpayer to prove that a tax decision is incorrect" remains unchanged

· Sec56(1) is predicated on the fact that Kenya has been running on a self-assessment based regime & the data upon which tax disputes emerges was held by the taxpayer

· With Incomes & Expenses Validation & the onset of a Dual Assessment regime in Kenya, taxpayers are now exposed not just to errors of judgement & data on their part, but also errors of technology & transmission which are out of their control

· Can we really still have the burden of proof lying exclusively with the taxpayer in an environment where tax compliance has shifted from a function of record keeping to one where system integration reliability is now a key factor?

[CPA Wachira Joseph @WashiraX]

What Julians has submitted is extremely critical. Extremely.

Right now:
• You partly tell KRA what you earned
• You tell KRA what tax you owe

If finance Bill 2026 passes,

It is KRA that will strictly tell YOU:
• What you earned
• What tax you owe

How?
• By pulling data from anywhere
• eTIMS, banks, third parties, govt ministries integrations, etc

If KRA sends you a tax bill. And it is insane. And you disagree. Who must prove it is wrong?

The bill says it is you.

But here is the danger. KRA is NOT required to tell you:
• Where they got the data from
• Or how they arrived at the figures

So you are left there. Trying to fight numbers you cannot see.

And some of those numbers could be system errors.

Now ask yourself,
- How do you disprove something you don’t even understand? Are you an angel?

What Julians is saying is simple.

If KRA wants to tax you using their data, KRA must prove to you and the courts that that data is:
• Accurate
• Reliable &
• Defensible

Is that a fair argument?
Or should taxpayers just fight ghosts?

[WGW @Ithe_Small]

@CynthiaWMwangi Here is an interactive breakdown of the key finance-bill-2026 proposals broken down in plain language
https://t.co/ak1ob61AVE

[Paul Muite SC @Paul_Muite]

People MUST resist Freehold Land being turned into Leasehold and oppressive TAXES imposed with the Land being auctioned upon failure to pay the those taxes.Objective is to disposess people of their Lands and turn them into labourers for the new owners.We have a CRIMINAL regime

[ActiveVibes @ActiveVibes_]

This is what is generally overlooked:
• Free T3 and Free T4 (hormones that drive energy)
• Reverse T3 (can block metabolism)
• Thyroid antibodies (autoimmune activity)
• Pulse, temperature, cholesterol, blood sugar, sodium (clues to production)
Even this is only half the story...

[Thuranira @Thuranira_1]

Even if you don't pay a Loan, The Bank cannot sell your Land without giving you the following notices:

1. 90-day notice to remedy the default
2. 40-day notice of intention to sell - You can still redeem your land
3. 45-day redemption notice by an auctioneer - You can still redeem your land.
4. 14 days lapse ,after advertisement of sale by the auctioneer

If the banks fail to issue any of these notices,The sale can be challenged.Know your rights

[CPA Wachira Joseph @WashiraX]

Finance Bill 2026 wants to forgive your sins.

It proposes to waive:

• All penalties, interest and fines on tax arrears up to Dec 2025.

But on one condition. You must pay the principal tax by end of this year, 2026.

This is a welcome proposal.

It gives everyone a fresh tax start.

[FRANKLIN @WaruhiuFranklin]

Watu wa Ziidi mmepata dividends za StanChart and I&M? @EncapKenya

[Sholla Ard 🇰🇪 @sholard_mancity]

BREAKING: A massive court case has just put the pads and diapers used by millions of Kenyan women and babies under serious scrutiny.

Over 2,800 Kenyans have moved to court against makers of Always pads, Pampers diapers, Huggies diapers, Kotex sanitary pads and related products.

The case targets products linked to Procter & Gamble (Always, Pampers) and Kimberly-Clark (Kotex, Huggies).

The petitioners argue that products marketed as:
“100% cotton”
“pure cotton”
“soft like cotton”
actually contain significant synthetic materials such as polypropylene, polyethylene and other petrochemical-based compounds.

And that is why this case matters.
Millions of Kenyan mothers, women and families buy these products believing they are mainly cotton-based and safer for prolonged contact.

But according to the petitioners, the products may contain far more synthetic material than consumers are led to believe.

The lawsuit also raises concerns about possible long-term exposure to synthetic materials, especially for women and children who use these products regularly.

The petitioners want:
- Full ingredient disclosure
- Independent testing through KEBS
- Removal of allegedly misleading labels
- Compensation for affected consumers

The case, first filed in 2024, has reportedly faced delays and is now before the Court of Appeal under COACAPPL/E012/2026 seeking orders to fast-track it and is being heard this week.

This is a case that could change product labelling in Kenya forever.

But what is already in court may only be part of the story.

I also have additional data and information from tests we conducted on sanitary pads that I will be sharing later.

Some of the findings raised serious questions for us.

So follow me - Sholla Ard.- There is a lot many kenyans still do not know about products they use every month.

[One Thousand Solutions @Solutions1k]

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Hii ni Nairobi – Pay on Delivery. Receive first, pay when it arrives.

Call/WhatsApp: [phone]
👉 Swipe to see all our bundleEvery 50KG Barbell & Dumbbell Bundle comes with FREE gloves and a FREE 5-piece resistance band set to take your workouts to the next level

Hii ni Nairobi – Pay on Delivery. Receive first, pay when it arrives.

Call/WhatsApp: [phone]
👉 Swipe to see all our bundleEvery 50KG Barbell & Dumbbell Bundle comes with FREE gloves and a FREE 5-piece resistance band set to take your workouts to the next level

Hii ni Nairobi – Pay on Delivery. Receive first, pay when it arrives.

Call/WhatsApp: [phone]
👉 Swipe to see all our bundleEvery 50KG Barbell & Dumbbell Bundle comes with FREE gloves and a FREE 5-piece resistance band set to take your workouts to the next level

Hii ni Nairobi – Pay on Delivery. Receive first, pay when it arrives.

Call/WhatsApp: [phone]
👉 Swipe to see all our bundleEvery 50KG Barbell & Dumbbell Bundle comes with FREE gloves and a FREE 5-piece resistance band set to take your workouts to the next level

Hii ni Nairobi – Pay on Delivery. Receive first, pay when it arrives.

Call/WhatsApp: [phone]
👉 Swipe to see all our bundles

[Gichuki Kahome @kahome_steve]

NSE banking stocks — you don’t need to own all of them. Here’s how to narrow it down:

a) KCB vs Equity — pick one. More alike than different; prices often move in tandem. Little incremental value owning both.

b) I&M vs Co-op — pick one. Both walk the same tightrope between growth and income distribution.

c) Stanchart vs Stanbic — pick one. Pure dividend plays. Choose whichever yield and balance sheet you trust more.

d) BK Group — genuinely distinct. Different risk/return profile from the rest of the NSE banking pack.

e) DTB & HFCK — the laggards. Low ROE, thin-to-no dividends. If you hold either, have a clear thesis why.

The goal isn’t coverage — it’s conviction. 3–4 names, high confidence, no filler.

[Moe @moneyacademyKE]

Kenya’s Finance Bill 2026 Explained

Save and Share the thread below:

[Gichuki Kahome @kahome_steve]

The NSE is full of noise.

But right now, there are 5 stocks with real fundamentals, real upside, and in some cases — dividends about to hit your account.

Here are the top 5 stocks I'd buy on the NSE this May.

A thread.🧵

[Dr. Biohacker @Dr_Biohacker]

High blood pressure doesn't start with age.

It starts with inflammation, insulin resistance, and low nitric oxide.

Here are 8 science-backed methods to lower your blood pressure naturally:

1. Eat lots of garlic

[Gichuki Kahome @kahome_steve]

Two bonds are live in Kenya's primary market.

KMRC is raising KES 3.0bn — an 8-year amortising bond, min. KES 100,000, closes 21 May 2026

I&M Bank is raising KES 10.0bn — a 5yr 6m bullet bond, min. KES 500,000, closes 15 May 2026

Both offer a coupon of 12.20% p.a.

Which one should you pick?

Breakdown below👇👇