Anuj Agarwal

Investments @WintWealth

[Binay Biswal @i_BinayBiswal]

@NammaBESCOM
In Solaris, Bannerghatta Road, Gottigere.
120 families paid their electricity bills.
30 empty flats didn’t.
Result? Power cut to the entire building.
Since when are individual consumers liable for others’ dues?
This feels like extortion.
We are running on generator

[Anuj Agarwal @anujag91]

@Niva_Bupa i hope you are aware of IRDA rules. It states 3 hours for claim settlement post raised by hospital, you have very intelligently changed the time for hospital submission itself by 1 hour and again no concrete revert.

[Anuj Agarwal @anujag91]

@Swiggy @SwiggyCares Pathetic customer seevice possible. No tracking of delivery partners first and then order is auto cancelled. Then customer support says they cant do anything about it. Dont order from Swiggy

[Vineeth K @DealsDhamaka]

CORPORATE BONDS? 💸

I’ve been exploring corporate bonds for a while, looking for ways to earn solid returns without locking up money for years. Just came across this opportunity and decided to test it out

I invested in Corporate FDs in the past, exploring bonds for first time

[anshul gupta @anshgupta64]

Introducing Wint Wealth’s new identity: the Elephant.

In a market dominated by bulls and bears, we aim to build fixed income.

The Elephant serves as a reminder to keep your emotions in check, focusing on long-term goals above market noise.

[Anuj Agarwal @anujag91]

Make way for The Elephant

[Wint Wealth @WintWealth]

We have an ambitious goal.

In the financial world dominated by bulls and bears, we want to introduce a third symbol.

The Elephant - mighty, wise and steady.

Our approach stands firm, ensuring clarity and access to fixed income investments.

Sound on! Here is our new logo.

[Mint @livemint]

#TimeToMintMoney | “Just like you don’t eat only one dish at a buffet, in personal finance, investors should allocate across core asset classes—commodities, fixed income, and equity,” says @anshgupta64, Co-founder and CIO, @WintWealth

🗓️ CATCH all the insights & agenda of the Mint Money Festival 2024: https://t.co/rdskWfIE2q

#FinancialFreedom #PersonalFinance | @LemonnHQ

[Wint Wealth @WintWealth]

Diversifying just became EASY!

Now Rs. 10,000 is all you need to start investing in bonds on Wint Wealth, thanks to recent SEBI regulations.

Featuring @maliksanchit 😇

[Anuj Agarwal @anujag91]

@LivpureSmart your service really sucks. New machine delivered after so much ruckus and now that is also defective. And engineers have no clue who will correct it. COMPLETE Fraud company. Please beware before using Livpure

[Anuj Agarwal @anujag91]

@LivpureSmart have been fed up with your service and your product. Complained 5 times for leakage issue in last 15 days yet no proper resolution. Just faulty repair and again leakage. Worst service. Please tell process for surrender.

[Anuj Agarwal @anujag91]

@LivpureSmart Its already shared, please check your DMs

[Anuj Agarwal @anujag91]

@jagograhakjago @LivpureSmart please provide escalation matrix on your website for taking this comsumer harassment to your management

[Anuj Agarwal @anujag91]

Suggest everyone to never use Livpure. The service is really bad. Even they are not keen to cancel the services if one wants too. Pathetic
@jagograhakjago

[anshul gupta @anshgupta64]

Sachetization of Bond Market is here :)

So far 99% of the bonds had a minimum ticket size of 1 Lakh. This made this asset class inaccessible for most of the investors.

In today’s board meeting, SEBI has approved to reduce the ticket size to only 10,000/-

[anshul gupta @anshgupta64]

Glad to share that our NBFC "Wint Capital" has received investment grade rating from CARE ratings.

This coincides with the NBFC crossing 100 Cr in Asset under management within few months of start of its operations.

Grateful to the customers, team and the investors 🚀

[anshul gupta @anshgupta64]

Default by a Microfinance entity.

Rating actions on the entity have been surprising. Entity was downgraded from "BBB" to "C" in December, then upgraded to "BBB-" from "C" in February and now downgraded to "D" in April !

[anshul gupta @anshgupta64]

IDFC bank has done an interesting securitisation transaction.

A brief 🧵 on this:

[Ravi Handa @ravihanda]

A friend is looking for an experienced performance marketer to help him with lead generation for a digital agency.

Part-time, remote work.

DM me if you are interested - I will connect you to him.

If not, please like / RT.

[anshul gupta @anshgupta64]

Completely agree with @udaykotak
A country can’t run on one leg!

We can’t expect development in India if investors only participate in equity and very limited in debt.

While SEBI is working on it, we would love to see improvements in the debt market including-

1. The tax rate on debt should come down to see more people investing in the debt market. The difference in tax rates between equity and debt is too high right now.

2. People still cannot invest in 98% of the bonds because of the 1L ticket size. With the recent SEBI consultation paper, we can expect it to go down to 10,000 soon.

3. TDS in the secondary market of listed bonds was a regressive step. This reduces the incentives to participate in the secondary market.

Eg- If a person buys bonds from the secondary market just 1 month before the interest payout, even though he will earn interest for 1 month, he will have to pay tax for the whole interest amount for the year.

4. NRI investment in corporate bonds should be allowed. RBI needs to amend FEMA regulations to allow this. This can open a significant pool of capital for Indian corporates.

We would love to see great improvements in the debt market to continue walking towards financial development.

[anshul gupta @anshgupta64]

2023 has been amazing for India!

I feel extremely proud of what India has achieved in 2023.

From banking norms to making lives easy for retail investors, our regulatory bodies have done everything.

Hoping for many more positive changes in the coming year🥂
Wishing ya'll a very happy new year🎉