Anu Jose

Postdoctoral researcher @galwaycairnes. Interested in Development Economics, Gender, Behavioural Economics. Formerly @tcdeconomics @centralbank_ie

[Anu Jose @anujose_anu]

Excited to share our research on Buy Now Pay Later (BNPL) products! We have two publications on the topic.
Staff Insights
https://t.co/0rPvwTnpJ6

Research Technical Paper
https://t.co/ZlLdVowLvq

Key takeaways in the thread

[Central Bank of Ireland @centralbank_ie]

We’ve recently published a Research Technical Paper titled, “Buy Now, Spend More, Pay Later: Behavioural Mechanisms of Buy Now Pay Later Products”, by Anu Jose, Jane Kelly, Michael King & Yvonne McCarthy. Read on here: https://t.co/3tensy8Nyf

[Central Bank of Ireland @centralbank_ie]

We have published a Research Technical Paper entitled “Caught in the Net: Patterns and Predictors of Fraud Incidence in Ireland", written by Danish Us-Salam, Anu Jose & Jane Kelly. Read more here: https://t.co/9kKphpw3qn

[Anu Jose @anujose_anu]

Honoured and delighted to be part of this series. A great start of the year for me! Thanks, @leightjessica

[Jessica Leight @leightjessica]

Today's cool young researcher #econtwitter #econsky (happy 2026 edition!) is @anujose_anu at the University of Galway, who works on topics related to behavioral economics, gender, and development

[Anu Jose @anujose_anu]

@leightjessica Thanks a lot, @leightjessica, for featuring my work on your page. Happy new year!

[Anu Jose @anujose_anu]

💡Learnings:
🔵SRGBV is prevalent, gendered, and normalized
🔵 Program increased student discussions about violence, but did not reduce levels of violence
🔵We highlight the importance of comprehensive, schoolwide strategies that strengthen accountability and address social norms

[Anu Jose @anujose_anu]

Excited to share the working paper of my first-ever mixed methods paper!👉https://t.co/0pMyZxohWR. Thanks to amazing co-authors: Sophia, Wei, Menaal, Tara, Michael, Musama, Kahilu, Carla & Yenny

[Anu Jose @anujose_anu]

We evaluate a multi-component program designed to address school-related gender-based violence (SRGBV) in Zambian secondary schools. The program included safe space club sessions for boys and girls, a curriculum for all teachers, and a light-touch parent engagement module.

[Central Bank of Ireland @centralbank_ie]

We have published a new edition of our Staff Insights series, “Who Clicks ‘Pay Later’? Financial Vulnerability and Buy Now Pay Later Usage”, by Anu Jose and Jane Kelly. Read on here: https://t.co/KWfctxe5j0

[Anu Jose @anujose_anu]

3. Improved BNPL disclosures designed with behavioural insights in mind can improve consumer awareness of the risks, but may not necessarily change consumer behaviours, supporting the need for consumer protections.

[Anu Jose @anujose_anu]

Excited to share our research on Buy Now Pay Later (BNPL) products! We have two publications on the topic.
Staff Insights
https://t.co/0rPvwTnpJ6

Research Technical Paper
https://t.co/ZlLdVowLvq

Key takeaways in the thread

[Central Bank of Ireland @centralbank_ie]

We’ve recently published a Research Technical Paper titled, “Buy Now, Spend More, Pay Later: Behavioural Mechanisms of Buy Now Pay Later Products”, by Anu Jose, Jane Kelly, Michael King & Yvonne McCarthy. Read on here: https://t.co/3tensy8Nyf

[Anu Jose @anujose_anu]

2. BNPL usage leads to an inflated perception of available funds, leading to an increase in spending. We also show the anticipatory effects of credit innovations such as BNPL whereby the mere expectation of future access to BNPL is found to increase current debit card spending.

[Anu Jose @anujose_anu]

Key takeaways from our research:
1. Financially vulnerable individuals use BNPL to a greater extent, more frequently and simultaneously across multiple providers.

[VoxDev @vox_dev]

🆕 Evidence gaps: Key unanswered questions across 12 topics in development economics

Our library of VoxDevLits, alongside summarising what we do know, identifies important policy-relevant questions for which more evidence is needed ⤵️ https://t.co/IerETS0lob

[Paul Novosad @paulnovosad]

What kind of childhood makes a top scientist? Is it enough to have all the right traits (brilliance, grit, etc) or do you need the right family too?

And why should we care? A 🧵 on our paper on the Nobel Laureates.

A teaser: the income distribution of the laureates' fathers.1/N

[Yale Department of Economics @YaleEconomics]

"This research provides a status-based explanation for the persistent increase in female labor force non-participation (FLFNP) that often accompanies economic development."

NEW in @nberpubs, by Kaivan Munshi (@Yale) & @econswapnil (@Lietuvosbankas): https://t.co/KRyYNQMlPg

[David McKenzie @dmckenzie001]

I've just done the annual update of the curated posts on the Development Impact blog:
1) Technical topics and methods for experiments and non-experimental analysis, and how to publish 1/3 (https://t.co/GQscbca2Bl)

[Innovations for Poverty Action @poverty_action]

What programs & policies reduce reduce violence against women, adolescents & children in conflict-affected settings? IPA’s new policy brief summarizes the current evidence on what we know about reducing & preventing violence during conflict. https://t.co/VgjBaxfe5M

[Aletheia Donald @AletheiaDonald]

The new MAGNET site is up!

It’s a resource center housing 20+ new tools to measure agency, which will be regularly updated as we continue analysis of measurement properties across multiple contexts. Check it out ⤵️

[Department of Economics, Trinity College Dublin @tcdeconomics]

📘 Recent Publication News 📘
"Telenovelas and attitudes toward the LGBTQ+ community in Latin America" by @selimgulesci, María Lombardi and Alejandra Ramos, published by Labour Economics.
https://t.co/1EiIaLngaE

[Anu Jose @anujose_anu]

@leightjessica Happy to do the review

[Anu Jose @anujose_anu]

Enjoying beautiful Oxford and attending #OxCSAE2024 Excited to present my research on income shocks and intrahousehold resource allocation in rural Ethiopia