Deeply honoured that @CNBCTV18Live has recognised @Razorpay as one of the Architects of UPI, a collective effort that feels like a personal win.
UPI was built by @NPCI_NPCI, whose infrastructure choices made all of this possible, and by an entire ecosystem of banks, PSPs and fintechs that each solved a piece of the puzzle. It’s surprising how well UPI was designed right out of the gate and how many product choices it got right to be really the best payment product in the world.
At Razorpay, our part was making that rail work for businesses. From a home bakery to an enterprise, millions of merchants needed UPI to just work and that's what we did. It’s a privilege to work with our wonderful team everyday, and this recognition belongs to them as much as anyone.
And lastly there are the people of India. They trusted a new way of paying, taught their parents to use it, and made it the default. The behavioural leap within a decade is the real win of UPI. The work isn’t done yet, we still have half a billion people who aren’t on the digital payments bandwagon and the industry will make it happen within the next decade.
Grateful to CNBC-TV18 for the recognition, and even more grateful to have had a front-row seat to this journey.
A glimpse of the future of finance!
The exhibition at the Global Fintech Fest showcased innovative products and solutions that are transforming India’s fintech landscape.
Proud of this moment, moment of a lifetime.
Vulcan, built by team @Razorpay, in India, shown to the Honourable Prime Minister of India, Shri Narendra Modi today.
A foundational model for payments, built in India, for the world. 🇮🇳
A special moment for @Razorpay today. 🇮🇳
Our CPO @khilanharia presented Vulcan - Razorpay’s foundation model for payments to Hon’ble Prime Minister Shri Narendra Modi today.
A proud day for everyone who built it. And we’re just getting started.
Built in India. 🇮🇳
A lot more to come! 🔥
Bombay always has a story to tell. This time, it's coming straight from the founders behind some of the city’s most iconic businesses. Stay tuned for The OGs - Bombay edition.
4 billion payments. 3 trillion data points. One model trained on all of it.
Meet @Razorpay Vulcan - India’s first transformer-based AI foundation model for payments.
Built, trained and hosted in India, in partnership with @nvidia and @awscloud.
Until now, every payments problem was solved separately: routing, fraud, risk, personalisation and more.
We asked: What if one model could understand how money moves?
And like LLMs are trained on text to understand language, Vulcan is trained on payments to understand how money moves.
Already running in beta across 51,000+ businesses, Vulcan is delivering:
- 8–10% improvement in payment success rates - the ultimate measure of whether a payment simply works.
- 8x more international card fraud detected.
- 5x more fraudulent or disputed transactions identified.
- 1–2 lakh more purchases completed every month through better checkout personalisation.
And we’re just getting started. The best part? Every payment Vulcan sees makes the next one smarter.
We’ve spent years building the infrastructure that moves money for India. Now, we’re building the intelligence that understands and improves it. 🔥
What experiences unknowingly prepare you to build something transformative?
In BBC World Service's Business Daily, Harshil reflects on how years of karate taught discipline and resilience, while building SDS Labs at IIT Roorkee sparked an early builder mindset- experiences that would later become the foundation for creating Razorpay.
Sometimes, the lessons that shape entrepreneurship begin long before the journey itself.
A thoughtful conversation on learning, persistence, and building for the long term.
@harshilmathur
#Razorpay #Entrepreneurship #Leadership #Fintech #StartupJourney #BBCBusinessDaily
The reality that the AI Summit is! Poor management! All sorts of intelligence missing - AI or Basic!, pedestrian struggles, cruel reminder of how little the daily struggles of tax payers matter to those in charge!
#IndiaAIImpactSummit2026#IndiaAISummit2026#IndiaAIExpo#IndiaAI
@narendramodi We walked for 2.5 hours only to get stuck again. This isn’t just inconvenience, it’s a complete failure to value the time, safety, and dignity of ordinary citizens. Hosting events of this scale demands world-class execution, not grand marketing faff.
@imbhanu97@caleb_friesen After an exhausting day, all I wanted was a direct pick-up and drop from point A to point B so I could get home on time. As a taxpayer, I should have the freedom to choose the mode of travel that suits my needs, and today, that wasn’t the metro. Hope that makes the point clear.
@caleb_friesen We walked for 2.5 hours only to get stuck again. This isn’t just inconvenience, it’s a complete failure to value the time, safety, and dignity of ordinary citizens. Hosting events of this scale demands world-class execution, not grand marketing faff.
What will it take to implement India’s AI Mission at scale—across governance, industry, and society? Join a high-impact panel discussion. | #ITLivestream#IndiaTodayAISummit@cyrusthewhyrus
https://t.co/vwTW6Dj7QB
A huge thanks to the @airindia team for making our 1st pet travel exp so smooth 🐶
From customer care to the pet team to the on-ground staff at BLR T2, everyone was so kind, patient and reassuring.
Special shoutout to Kajal, Monir Anjum, Ayman, Anshu Kashyap, and @RonitBaugh 🙏🏽❤️
AI made its first payment in India - seamlessly - no redirects, no hassles.
We just piloted Razorpay Agentic Payments with @NPCI_NPCI & @OpenAI at #GFF2025.
You chat → the AI shops → you confirm → it pays.
India didn’t wait for the future. It switched it on. 🚀
Thank you, Kapil Dev Sir, for standing up for these voiceless souls and lending your powerful voice to theirs.
You have always been a voice for them — a true champion on the ground and a hero off it as well.
Your compassion gives them hope, dignity, and a chance at life.
We are deeply grateful for your kindness and courage.
@therealkapildev
#dogs
@Uber_India how come a trip that is charged INR 130 in the afternoon is charged INR 244 in the evening? Same distance! Same route!
Your autos have become almost 90% more expensive, since last one month. Why the sudden spike in prices, that too by almost 90%!!!