Niall Murray

Life’s Good

[Niall Murray @Apache1311]

@TeslaOwnersUK Hopefully we have it soon here. Regulators in uk are never quick.

[Niall Murray @Apache1311]

@elonmusk Hopefully when approved in uk the same will apply. Fingers crossed

[Niall Murray @Apache1311]

@TeslaOwnersUK @Tesla will subscription options be available for EAP in UK anytime soon? It should be available to uk customers as an option to use enhanced features #tesla #teslaeap

[Belfast Trust IT @BHSCT_IT]

We are recruiting for a Band 6 Senior Network Technical Officer.

The Post Holder will be an integral part of the Network Team and the wider Digital Services Dept.

To apply: https://t.co/3O7ENWQgmr

Closing date: Friday, 16 February 2024 at 4:30 PM

Be Proud, Be Part of It.

[Niall Murray @Apache1311]

@Conor_Devine Politicians have no shame and no integrity. They have no empathy for the people they supposed to represent. Greed and Money is their leader. NI has worst waiting lists in UK, but they are OK, doesn’t affect them. Never held to account. Still voted in to do the same again….😡

[Martin Lewis @MartinSLewis]

Some still writing things like 'people still splurging amid mortgage crisis' as an argument that things aren't so bad. Yet of course that's happening - we have a split society.

From a consumer perspective the mortgage crisis disproportionately falls on relatively few shoulders.

Roughly 1/3 of the population has mortgage, a third rent, and a third owns their house outright.

Of the third with a mortgage, many are still on long-term fixes. This means the bank of England's deliberate policy to increase the cost of borrowing in order to squeeze disposable incomes, and take money out of the economy, is only really very directly hitting likely under 20% of the population. So their incomes need to be really squeezed in order for it to work.

Of course there's also a squeeze on renters where costs are rocketing, some of it an indirect and painful knock on from the mortgage rate hikes, but also from the other big inflations in energy and food prices.

That's one part of our polarized society. The other includes those who own outright, some of whom will have gained from the £150 billion pounds of extra savings that built up during the pandemic. And while there's some hit there due to energy and other inflation, it will be offset by benefitting from interest rates going up, as savers get more income.

So the idea that the mortgage squeeze means pan society everybody stops spending is nonsense. What we're actually doing is trying to fix the whole economy by making a disproportionate squeeze on a relatively limited number of people.

Of course interest rate rises impact business too. Yet that's not my bag.

[Niall Murray @Apache1311]

The truth

[Dom Joly @domjoly]

Enough’s enough…

[Niall Murray @Apache1311]

@leahcnnr @markataylor16 @Ms_C_Jones Enjoy your retirement Lloyd.

[Niall Murray @Apache1311]

@carolvorders Hold them to Account

[Carol Vorderman @carolvorders]

This government has decided that WE the taxpayers are going to pay the bills to defend those who began the illegal VIP lane, handing BILLIONS to Tory friends and donors.
But no money for nurses.

At what point does political negligence become criminal?

https://t.co/Om10bhcZgT

[Jonathan Pie @JonathanPieNews]

This one might just be my angriest yet: Strikes!

Full version here: https://t.co/4zGK80cK0n

[Niall Murray @Apache1311]

Back where it all began with my girlfriend and now here with my wife ❤️❤️ @ The Dirty Duck Alehouse https://t.co/tQuz0LKSeU

[Niall Murray @Apache1311]

Life’s Good 😍 @ Carnlough Beach https://t.co/XS4Nz95UAP

[Niall Murray @Apache1311]

We dander up into the hills and then the pub to refuel 🍺 @ Carnlough https://t.co/phFDjwqU3a

[Niall Murray @Apache1311]

And relax…….. @ The Waterfall Bar https://t.co/VDKDcNFzuJ

[Niall Murray @Apache1311]

Honeymoon 💍❤️💍 @ Ashford Castle in Ireland https://t.co/IjUrOModjz

[Niall Murray @Apache1311]

@Jennieglee @BelfastTrust @BHSCT_IT @jsimsjon Thank you and it was a brilliant day and great pictures. 🙏🙏🙏🙏

[Jennie Lee Sims @Jennieglee]

Congratulations to Niall and Katrina, such a beautiful Wedding! 💖🥂 The @BelfastTrust Digital Services Team don’t scrub up too badly😎.. so nice to see this hard working team so relaxed and having some much deserved down time! @BHSCT_IT @jsimsjon et al

[Chamatkar Sandhu @ChamatkarSandhu]

"Who is that guy?" - Khamzat Chimaev

"I don't know." - Darren Till

💀 💀 💀