Prices in the US have absolutely lost the plot.
$20 for a burger and fries
$4.37 a gallon for gas
$80+ for a driving lesson
$3+ for a bottle of soda
$25-$30 for a basic takeout meal
$30+ for a short Uber ride
$150+ a week for groceries for one person
$170+ a night for a “cheap” hotel
Rent prices through the roof
Everything costs more and somehow wages never seem to catch up.
At this point we’re just getting robbed.
BOOMER: "Nobody wants to work anymore."
YOU: "I work 55 hours a week."
BOOMER: "At a desk job?"
YOU: "Yes. It pays $62,000."
BOOMER: "I made $16,000 and bought a house."
YOU: "That's exactly my point."
BOOMER: "We didn't complain, we just showed up."
YOU: "You had a pension waiting for you. I get a 401k match if my employer feels generous."
BOOMER: "Nobody gave me anything."
YOU: "Tuition was $500 a year. Your starter home cost less than twice your salary. Your job covered your whole family's health insurance."
BOOMER: "That's just how it was."
YOU: "Right. It was normal. Now it's out of reach."
BOOMER: "So you want it handed to you?"
YOU: "I want what used to be normal."
BOOMER: *silent*
You didn't work harder than us.
You just worked in a country that still paid off.
- You: "My costs went up 15%."
- Government: "Inflation is only 3%."
- You: "Rent, food, power. All up 15%."
- Government: "We don't weight those heavily."
- You: "What do you weight?"
- Government: "Flatscreen TVs got cheaper."
- You: "I can't eat a flatscreen."
- Government: "You're not an economist."
“Your 9-5 is not permanent, it’s supposed to fund your dream”
Bro my 9-5 cannot fund my transport and rent conveniently, how is it supposed to fund my dream.
Credit scores are the most successful scam ever normalized. You're punished for paying off debt too quickly. You're rewarded for staying in manageable debt forever. It's not measuring your financial responsibility, it's measuring how profitable you are to lenders. Pay cash for everything and be debt-free? Your score drops. Stay in perpetual low-level debt? You're "trustworthy." The system doesn't want you financially independent. It wants you predictably profitable. Your score isn't about you, it's about them.
Airlines: "We spent 96% of our free cash flow over the last decade buying back our own stock to inflate executive bonuses."
Government: "Here’s a $25 Billion taxpayer bailout so you don't go under."
You: "I had a sudden medical emergency and my transmission blew in the same month. I need a $2,000 safety net."
Government: "Where is your 6-month emergency fund?"
You: "I used it paying off the inflation from the money you printed for the airline bailouts."
Government: "Sounds like poor personal financial management."
You: "So if I overleverage myself to buy luxury assets, you’ll rescue me, but if I get sick, I go bankrupt?"
Government: "You aren't systemic."
You: "Right. I’m just the guy funding the system."
Government: "Taxes are due on the 15th."
Your bills have absolutely no interest in your salary.
Got a 4% raise?
Cute.
Insurance went up.
Rent went up.
Utilities went up.
Groceries went up.
Healthcare went up.
The middle class keeps getting raises that arrive at the finish line after the bills.
Congratulations on making more money.
Everyone you owe money to heard about it.
My 29 year old coworker got a $7,500 raise this year.
She thought she finally had some breathing room.
Then she renewed her apartment.
Rent went up $180 a month.
Her health insurance went up $92.
Car insurance went up $31.
Her electric bill is averaging $46 more than last year.
That's $349 a month in extra expenses.
Her raise works out to about $625 more per month before taxes.
After taxes, she said she has roughly $180 left.
She literally got a raise and somehow still feels poorer.
She showed me her old budget and her new one.
The numbers weren't even close.
Then she said something I've been thinking about all day:
“I keep getting paid more, but I never actually get more money.”
My friend just got denied for a mortgage.
The reason?
The bank says he can’t afford a $1,900 monthly mortgage.
There’s just one problem.
He has been paying $2,400 in rent every month for FIVE YEARS.
Never missed.
Never paid late.
That’s $144,000 he’s handed over to a landlord while building zero equity of his own.
But apparently $1,900 toward a mortgage is too risky.
He would’ve needed around $80,000 saved for the down payment, but how exactly are you supposed to stack $80K when you’re already paying $2,400 a month just to have a roof over your head?
So somehow the bank’s conclusion is:
$2,400/month in rent = affordable.
$1,900/month toward owning = too risky.
And people wonder why so many middle-class families can afford to rent but can’t afford to buy.
The system keeps demanding the down payment from people who are already spending everything they have just staying housed.
The Federal Reserve was established in 1913.
From 1913 to today…
The dollar has lost 97% of it’s purchasing power.
Think about that.
$1 in 1913 is equivalent to $33.84 in 2026.
That’s sabotage.
That’s debt slavery.
The Fed is a political and social weapon.
End the Fed.
CAN SOMEONE EXPLAIN HOW THIS IS ACTUALLY LEGAL.
My coworker pays $148 a month for dental coverage. That's $1,776 a year.
She needed a root canal. $1,900 total cost.
Her plan's annual maximum benefit: $1,500.
So insurance covered $1,500, she paid the remaining $400 out of pocket, and she'd already handed them $1,776 that same year just to be allowed in the door.
She paid more in premiums than the plan was even capable of covering.
That's not insurance. That's a subscription with a spending cap lower than the thing it's supposed to protect you from.
CAN SOMEONE ACTUALLY EXPLAIN HOW THIS IS LEGAL.
A guy at work pays $210 a month for full coverage auto insurance.
That's $2,520 every single year just to stay legal on the road.
Last week, someone clipped his parked car in a lot and drove off. Total bumper damage: $1,200.
He called his provider to file a claim.
Their response: "Your comprehensive deductible is $1,000, and your monthly premium will likely go up if you report this."
So he paid $1,000 out of pocket to fix damage he didn't cause, while paying $2,500 a year for "protection" he couldn't even use without getting penalized.
You're literally paying a monthly fee for the right to cover your own repairs.
Metroid Prime 4 is a 7/10 game that people treat like a 4/10 and that makes me sad :( there's some pretty cool stuff here, that I hope gets expanded on in Prime 5!