Arclend

An onchain credit market for efficient lending and borrowing. Supply capital. Access liquidity.

[Arclend @arclendapp]

$ARCL is live.

The market is open.
Lend. Borrow. Set the terms.
Onchain lending, directly between two sides.

CA 0xc147df67815065bc6c1ce0d4cc93ff464da8be1d

https://t.co/1f9ofMX9iJ

[Arclend @arclendapp]

DEX is paid.

Another step complete.

Arclend is live.
DEX is secured.
The market is moving forward.

https://t.co/5VylM61FGc

[Arclend @arclendapp]

https://t.co/pGDfItJYtf

[Arclend @arclendapp]

Arclend operates an agreement-based lending market.

A lender may publish a Funding Offer.

A borrower may publish a Borrow Request.

Both structures define the economic terms before a counterparty enters the position.

Rates and durations therefore exist at the agreement level rather than as a single market-wide borrowing rate.

[Arclend @arclendapp]

Every Arclend loan starts with a defined agreement.The agreement contains:

principal asset
principal amount
collateral asset
fixed APR
max LTV
duration
maker
agreement state

A counterparty accepts this specific set of terms.
If the terms need to change, the existing agreement should not silently mutate into a different loan.
The terms are the position.

[Arclend @arclendapp]

Credit begins with agreement.

Arclend brings lenders and borrowers together around defined terms.

One side provides capital.
The other provides collateral.

When the terms match, the loan begins.

[Arclend @arclendapp]

Arclend launches today.

The onchain lending market is opening.
Create a lending offer.

Set the terms.
Supply capital.
Borrow against collateral.
Repay and close the position.
Everything happens on-chain.

Arclend
Onchain lending market.

[Arclend @arclendapp]

Arclend is being built as infrastructure for onchain credit.

A market where capital can be supplied, collateral can support borrowing, and liquidity can move between lenders and borrowers through one protocol.

Lending is the product. The interface is simply how you access it.

[Arclend @arclendapp]

The basic Arclend flow is straightforward:

assets are supplied
liquidity becomes available
collateral supports borrowing
borrowed liquidity returns to the user.

The interface can stay simple because the lending market underneath provides the structure.

[Arclend @arclendapp]

Supply and borrow should not feel like disconnected products.

Arclend treats them as opposite sides of the same lending market: liquidity enters from suppliers and becomes available to borrowers under the market’s collateral conditions.

One market, two sides of capital.

[Arclend @arclendapp]

Collateral is what connects ownership with borrowing.

Instead of treating borrowing as a separate financial action, Arclend organizes collateral and access to liquidity within the same lending market.

The result is a clearer capital workflow.

[Arclend @arclendapp]

Arclend brings two sides of a credit market together.

Suppliers provide liquidity.
Borrowers access that liquidity against collateral.

The protocol sits between them as the market where capital is supplied and borrowed.

[Arclend @arclendapp]

Borrowing turns collateral into usable liquidity without requiring the underlying position to be sold.

Arclend connects borrowers with liquidity supplied to the market, keeping the lending process inside a single onchain system.

[Arclend @arclendapp]

Lending starts with supplied liquidity.

In Arclend, supplied assets form the capital available to the market. That liquidity is what makes borrowing possible on the other side.

Supply and borrowing are two parts of the same market.

[Arclend @arclendapp]

Arclend is an onchain lending market built around a simple relationship between capital and liquidity.

Users can supply assets to the market or borrow against available collateral, bringing both sides of lending into one system.

This is Arclend.