Arham Jain🇮🇳

SDE|Full Stack Developer | Stuff about Tech | Politics | Cricket |🎓 @vtuinfo |#ttstaff

[Aadesh Rawal @AadeshRawal]

मध्य प्रदेश के मुख्यमंत्री की एक बात में तो तारीफ़ होनी चाहिए कि वह बेनामी सम्पत्ति पर विश्वास नहीं रखते।जो भी हो हमारे और परिवार के के नाम पर हो।पद से हटने या इंसान की मृत्यु के बाद बेनामी लोग हड़प जाते है।पीछले कुछ सालों में ऐसे कई उदाहरण है।और जब इस्तीफ़े का डर ना हो फिर बेनामी क्यों ? क़ानूनी रूप से कुछ होना नहीं है और नैतिकता की तेरहवीं हो चुकी है।

[Forbes @Forbes]

Trump Jr. Reportedly Met Indian Billionaire Adani Before DOJ Dropped Fraud Charges Against Him
https://t.co/c2UP6k7wRx

[Arvind Gunasekar @arvindgunasekar]

The AIIMS Delhi exodus: Why top faculty & HODs are leaving India’s most prestigious medical institution.

Cardiac surgeries were cancelled five to six days every month, and patients, including small children, were moved to waiting lists extending up to 15 months, said Dr Hote, who joined AIIMS as a student in 1999.

“About five percent of patients on the waiting list died before their surgery date… including small children. It was not just frustrating. It was causing me guilt,” Dr Hote told ThePrint.

A well researched piece by @RichhariyaSneha 👏

https://t.co/9iHwbpNe3P via @theprintindia

[Arham Jain🇮🇳 @arham9700_]

🤣

[Jaideep Singh @Jaideep121299]

अगर आपको लगता है ये एक coincidence है तो आप बहुत भोले हैं या भोलश्री के हैं ।

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[Cinematic Eye 📽 @CinematicEye_]

If a father bathes his children, both laugh. If a son bathes his father, both cry.

🎥 A Separation, one of the greatest films ever made in Iranian cinema

[RedboxGlobal India @REDBOXINDIA]

BANKS MAY TIGHTEN CREDIT CARD PERKS; LOUNGE, TRAVEL BENEFITS COULD FACE CURBS: SOURCES ZEE BIZ

Banks are reportedly preparing to gradually rein in premium credit card benefits as customers increasingly acquire multiple cards solely for perks rather than spending-driven usage.

[Techmeme @Techmeme]

Meta invests $900M into Indian fintech startup Cred, and plans to appoint Cred founder Kunal Shah as the new leader of WhatsApp, replacing Will Cathcart (@kurtwagner8 / Bloomberg)

(Visit Techmeme dot com for the link and full context!)

[Shashank Mattoo @MattooShashank]

World Bank President Ajay Banga:

I come from Punjab which was India's agricultural centre. Today you'll find young kids there who have just sold their farms. They are rich for 4 years and buy an SUV, smoke and drink a lot. Soon they are broke and end up trying to find gig jobs.

[Arham Jain🇮🇳 @arham9700_]

🤣🤣🤣

[Ajeet Bharti @ajeetbharti]

मोदी जी: क्यों बे ट्रम्प भोंसड़ी के, सेलर मार दिए हमारे माद#%द?

ट्रम्प: वो… मैं… वो तो… सॉरी मोदी जी… बटन दब गया थोड़ा सा…

मोदी जी: साले बटन दब जाता है ऐसे ही? समझाता क्यों नहीं निकम्मे लोगों को? तेरा बटन दबा दूँगा मैं किसी दिन!

ट्रम्प: अरे मोदी जी, एक और रैली करा देंगे टेक्सस में! आप गुस्सा मत होइए!

मोदी जी: तू समझता है मैं तेरे ‘फ्रेंड’ वाले ट्वीट से और इन रैलियों से पिघल जाता हूँ? साले डेढ़ सौ करोड़ भारतवासियों का पीएम हूँ मैं, मूत देंगे सब अमेरिका की ओर मुँह कर के तो इतनी बिजली बन जाएगी कि AI डेटा सेंटर चलने लगेंगे।

ट्रम्प: सॉरी मोदी जी, अगली बार से नहीं होगा।

[Arham Jain🇮🇳 @arham9700_]

@Jaideep121299 😲🙄

[Lloyd Mathias @LloydMathias]

I am sure by the time Bengaluru’s Namma Metro reaches @BLRAirport it will be time to move the airport to a new location. It’s been more than 18 years since Kempegowda Intl Airport was opened on May 24, 2008. Pathetic! @CMofKarnataka @DKShivakumar @PMOIndia @AshwiniVaishnaw

[Satya Nadella @satyanadella]

https://t.co/vLmiBKTtX3

[Arham Jain🇮🇳 @arham9700_]

@Jaideep121299 Kalai khulne se pehle he bandh di jyegi😈

[Arham Jain🇮🇳 @arham9700_]

🫡
#ttstaff

[Vipul Bhavsar @vipbhavs]

I started listening to Teen Taal last year, and it quickly became one of my favorite podcasts.

For those who don't know it, it's an absolute banger by @kuldeepmishra , @kkstau and @007asifkhan

But after hundreds of hours of listening, one question kept coming back:

"What all have they said about a specific person, place, book, food, or topic over the years?"

That curiosity turned into a side project.

Over the past few months, I indexed 262 episodes and 71,000+ moments from Teen Taal to create a discovery app for the show.

Now you can:

🔍 Search anything
A name, city, book, movie, or even a half-remembered Hindi phrase. Instead of just finding an episode, you'll get the exact moments where it was discussed, complete with transcript snippets and one-click playback.

💌 Browse TT Staff Letters
One of my favorite parts of the show. Explore letters by sender, see where they were read, and jump straight to those moments.

🎙️ Full episode pages
Transcript and player side-by-side. Click any line in the transcript and start playing from that exact point.

✂️ Shareable clips
Found a great moment? Share it directly.

📚 Curated episode lists
Perfect for discovering classic Teen Taal rabbit holes.
Honestly, this has completely changed the way I listen to the podcast.

Would love for fellow Teen Taal listeners to try it out and share feedback.

Link in the first reply 👇

[Kabiran @Kabiran_]

Why do we assume the world is not watching the adulteration rackets we are running on milk, paneer, mangoes, veggies, and more?
Now that they have started rejecting our food, we should seriously think about what we are eating.

[Arham Jain🇮🇳 @arham9700_]

@Jaideep121299 @SamsungIndia 🤣

[Kevin Naughton Jr. @KevinNaughtonJr]

ironically a childhood computer addiction twenty years ago was the ultimate investment in your future

[खुरपेंच बुंदेलखंड @Khurpenchbundel]

मध्यप्रदेश की सागर यूनिवर्सिटी को केंद्रीय विश्वविद्यालय का दर्जा मिला तो केंद्र से भारी फंड आया। लेकिन वाइस चांसलर ने फंड का ऐसा दुरुपयोग किया कि CBI को छापा मारना पड़ा। 76 प्रोफेसरों की भर्ती का विज्ञापन निकाला गया था, लेकिन बैकडोर से 151 अयोग्य लोगों को नौकरी दे दी गई। मार्केट रेट से पांच गुना महंगे CCTV खरीदे गए। बिना टेंडर एक दिन में 300 कंप्यूटर और 4 करोड़ रुपये की किताबें खरीद ली गईं। VC के घर से बेनामी संपत्ति निकली जो उनकी वैध कमाई से दोगुनी थी। अब VC जेल में और कई फर्जी प्रोफेसर बेरोजगार।
शिक्षा के मंदिर में भी घोटाला।
#Corruption_Issues