OB

Live.

[OB @arhogze]

Excerpt from my project - Inside Natalie

#screenwriting #horrormovies #thrillers #scripture

@tylerperry @JordanPeele

[ANTHONY @AnthonyOnyeGuy]

This Lady go think say she loves Peter Obi more than I do.

[YabaLeftOnline @yabaleftonline]

X user shares what he would have used his lifetime for if money wasn't a problem

[Aji Bussu Onye Mpiawa azụ 🇨🇮 @AfamDeluxo]

Once the stock market starts bleeding, all the self-proclaimed geniuses on social media platforms go quiet. The moment it turns green, they crawl back out, acting like they’ve cracked some code the rest of us can’t understand. 😭

[Not Jerome Powell @alifarhat79]

Boomers with 19 paid off properties watching you spend 73% of your paycheck on rent

[OB @arhogze]

@AbdulMahmud01 Omo
What a legend

[Alex Onyia @winexviv]

One major difference between life in Nigeria and life in developed economies is something we don’t talk about enough:

ACCESS TO AFFORDABLE CREDIT.

In Canada, car loans can be around 6–7% per annum. Mortgages can be around 4–6%.

In the UK, new mortgages are around 4–5%.

Across the Eurozone, new housing loans are around 3–4%.

In the United States, even with today’s relatively high rates, a 30-year mortgage is around 7%.

Now come to Nigeria.

Our Central Bank policy rate is 23%, while commercial lending rates can run above 30% and, depending on the lender and borrower, considerably higher.

Then there are short-term digital lenders and informal loan sharks whose effective borrowing costs can be brutal.

Think about what this does to a society.

In developed economies, a hardworking person does not necessarily need the entire cash to buy a car, own a home, acquire equipment or build a business.

The financial system allows you to bring tomorrow’s income into today’s productivity.

You buy the house and repay over 15, 20 or 30 years.

You buy the car and repay over several years.

A business buys equipment today and pays for it from the income that equipment generates tomorrow.

That is one of the hidden infrastructures of prosperity: AFFORDABLE, LONG-TERM CREDIT.

In Nigeria, we have almost criminalised not having cash.

If you don’t have ₦50 million today, you may simply not be able to buy the ₦50 million asset, even if you have a stable income capable of paying for it over several years.

And when credit is available, the cost can be so high that the loan itself becomes the problem.

This affects everything.

Home ownership.
Transportation.
Manufacturing.
Agriculture.
Small businesses.
Education.
Technology.
Job creation.

We cannot build a productive middle class entirely on CASH AND CARRY.

A modern economy must allow responsible people to use their FUTURE INCOME to build their PRESENT PRODUCTIVITY.

Nigeria doesn’t only need more jobs.

We need a financial system that makes the income from those jobs actually capable of building wealth.

Affordable credit is not a luxury.

It is economic infrastructure.

[Alpha Fitness @_alphafit]

Rhythm, speed, and precision!

[Malvin @ManOfFocus_]

WHAT THE F*CK ARE YOU AFRAID OF

- Death : We’re all gonna die.

- Bankruptcy : You can make it all back.

- Shame : Everyone will forget in a week.

- Rejection : It happens to everyone.

- Failure : It’s part of the path.

- Judgment : They’ll judge anyway.

- Losing people : Not all are meant to stay.

- Making mistakes : You’ll survive them.

- Taking risks : Regret hurts more.

Live every day like it's your last day.

[Nonfa KING @ajeezayGH]

Guys please listen to this guy ! You need it

[Dan Bostic @danbostic]

Dolly Parton refused the Presidential Medal of Freedom THREE times from both Trump and Biden.

The first time Trump offered it she declined because her husband was sick and she couldn't travel.

The second time because of COVID-19

The third time because she didn't want to appear to be making a political statement by taking it from Biden and not Trump.

This was a woman who understood deeply what's important in life - and it wasn't awards. She just kept going back to Tennessee and building her community.

[Nihal @behalnihal]

how it feels to be extremely self aware but still repeat the same self destructive patterns

[LetzAI @letz_ai]

Seedance 2.5, the world's best AI video model, is here!

Use it with up to 50 reference images at once and generate consistent 30s clips.

Available now on LetzAI for as low as $0.19 (480p) and $0.38 (720p) per second.

[MrBanks💰 @Mrbankstips]

Don’t die, life will get better.

[Dejii™ @_Dejii]

Hate him or Love him, Mr Bayo Onanuga gives you an unfiltered access to the mind of the President.

He’s one man you can truly say speaks for the President. He mirrors Tinubu’s lack of empathy and concern towards the suffering masses. Just like his boss, he’s completely disconnected from the harsh realities citizens face everyday as a result of their actions.

[Ronit Pereira @CAronitpereira]

“Go as far as you can see; when you get there, you’ll see farther.”

- John D. Rockefeller

[best of kamala harris @archivekamala]

This is a nice photo of President Harris, President [Hillary] Clinton, President Bill Clinton, President Obama, Dr. Jill Biden and President Biden at Rev. Jesse Jackson’s memorial service in Chicago yesterday. 💙

📸: malikshotyou

[Europa.com @europa]

🇪🇸 A research team led by Spanish oncologist Mariano Barbacid has successfully eradicated pancreatic cancer in mice for the first time, offering hope for a human cure.

The experiment involved treating the mice by combining three low-toxicity drugs, according to a study published today.

Dr. Barbacid has made a number of high profile discoveries in medical science, with his National Cancer Research Centre in Spain becoming one of the world's leading centres of cancer research.

Pancreatic cancer is one of the most aggressive cancers, with the variant treated having a five-year survival rate of less than 5%.

Clinical trials will begin soon, followed by approval for use of this treatment in humans.

Follow: @europa

[GlobalStatsX @GlobalStatsX]

🇮🇹 Most Famous Italian People

1. 🇮🇹 Leonardo da Vinci — Polymath, Artist & Inventor
2. 🇮🇹 Christopher Columbus — Explorer
3. 🇮🇹 Galileo Galilei — Astronomer & Physicist
4. 🇮🇹 Michelangelo — Artist & Sculptor
5. 🇮🇹 Marco Polo — Explorer & Merchant
6. 🇮🇹 Andrea Bocelli — Operatic Tenor
7. 🇮🇹 Gianluigi Buffon — Football Goalkeeper
8. 🇮🇹 Sophia Loren — Actress
9. 🇮🇹 Marcus Aurelius — Philosopher & Roman Emperor
10. 🇮🇹 Niccolò Machiavelli — Philosopher & Diplomat
11. 🇮🇹 Archimedes — Mathematician & Scientist
12. 🇮🇹 Raphael — Painter & Architect
13. 🇮🇹 Gianni Versace — Fashion Designer
14. 🇮🇹 Luciano Pavarotti — Operatic Tenor
15. 🇮🇹 Valentino Rossi — Motorcycle Racer
16. 🇮🇹 Dante Alighieri — Poet & Philosopher
17. 🇮🇹 Caravaggio — Painter
18. 🇮🇹 Amerigo Vespucci — Explorer
19. 🇮🇹 Francesco Totti — Footballer
20. 🇮🇹 Antonio Vivaldi — Composer & Violinist

📌 Note: This ranking is based on an algorithm used by the TheFamousPeople website that combines various factors, including user votes and global search trends.

📊 Source: TheFamousPeople

✨ Disclaimer: The data used in this ranking is sourced from TheFamousPeople website and does not reflect any personal opinions.

[Netflix France @NetflixFR]

RING, RING…Il est de retour.

THE NIGHT AGENT, saison 3, le 19 février.