Ariel Ramirez CRE

Comercial and residential Real Estate, investment and education. South Florida Commercial and Residential agent 🏚️➡️🏡

[Chris Ramsey | SMB and R.E. @ChrisRamsey60]

Value add real estate combined with a forever hold strategy is the most dangerous combination there is.

[think like a real estate appraiser @ThinkAppraiser]

Ways I’ve tried making money

What worked and what didn’t

Didn’t:

MLMs
Penny stocks
Short dated call options
Gold Futures
Following YouTubers stock picks in 2020-2021 (@HolySmokas is the worst, Tattooed Chef investors and the bankrupt frozen food company reached a $4.75 million class-action settlement resolving allegations that executives artificially inflated stock prices by overstating revenue, understating losses, and concealing material weaknesses in internal controls. The court granted preliminary approval, and the settlement is currently open for claims. I got a letter about this class action today)
Crypto
Meme stocks (AMC, GME, BB IN 2021)
Turo 2 cars (tried it for a few months, sold both cars at a loss to get out)
Owned 2 ATM machines for a few months (hated it more than anything)
Real estate partnership in 2005 that turned out to be a scam (I was very green and just out of school, got expertly hustled by an older guy)

What has worked:

Appraisals
Flipping cheap real estate
Flipping average real estate
Flipping higher end properties
Buying and keeping rentals in CA
Buying and keeping rentals in OK
Buying, fixing and selling a house with owner financing then selling the note for cash after a few years
Converting 1 unit into 3 units $460k>$900k
Converting 1 unit into 4 units $500k>$1.6M
Couch flipping for fun and easy cash $100>$600
Buying and holding quality stocks and ETFs for 10+ years
Dollar Cost Averaging the same day each month for 10+ years into good stocks
X ad rev
Not carrying CC debt has saved a lot over the years

I’m sure there’s a few others I can’t remember

What worked and didn’t work for you?

[Chris Ramsey | SMB and R.E. @ChrisRamsey60]

Why value add real estate is so incredibly powerful.

You raise one tenant by $100 per month.

Step 1. Annual NOI increase

$100 × 12 = $1,200 per year

Now convert that to equity.

At a 10% cap
$1,200 ÷ 0.10 = $12,000 in value created

At an 8% cap
$1,200 ÷ 0.08 = $15,000 in value created

At a 7% cap
$1,200 ÷ 0.07 = $17,142 in value created

At a 6% cap
$1,200 ÷ 0.06 = $20,000 in value created

[StripMallGuy @realEstateTrent]

If you don't have a value-add strategy, real estate is basically just an interest rate play.

Might as well just invest in bonds at that point.

Much less hassle.

[Chris Ramsey | SMB and R.E. @ChrisRamsey60]

Use cashflow from businesses.

Buy real estate.

The more cashflow the more real estate we get to buy.

Get tax advantages.

That’s it.

That’s the secret.

[Jon Brooks @jonbrooks]

A Florida homeowner opens the mail...

"$190,000 special assessment."

That's happening today.

While everyone debates whether housing will crash...

Florida condos already have.

Insurance.
HOA reserves.
Financing.

The storm isn't coming.
It's already here.

[Ariel Ramirez CRE @arielramirezcre]

Murica

[think like a real estate appraiser @ThinkAppraiser]

If you aren’t buying because you think prices are coming down, you won’t buy when prices come down

If you aren’t buying because interest rates are too high, you aren’t going to buy if interest rates come down

If you are waiting for prices to come down and interest rates to come down, I have some bad news for you

[think like a real estate appraiser @ThinkAppraiser]

SMALL DUMPY HOUSES APPRECIATE AT 2X NORMAL LARGER HOMES 🏡

CRAZY BUT TRUE

[Ariel Ramirez CRE @arielramirezcre]

📖

[Ariel Ramirez CRE @arielramirezcre]

Beautiful townhouse in Aventura, 3/2 updated and remodeled. Currently under contract.

More beautiful homes like this available in Riverwood gated community DM for more info.

[Ariel Ramirez CRE @arielramirezcre]

A lot of people assume investing in real estate means buying a house, dealing with tenants, repairs, insurance, and everything that comes with it.

The truth is, sometimes one of the simplest ways to get started is with vacant land.
This lot just sold for $24,000.

[Ariel Ramirez CRE @arielramirezcre]

Cheapest rental in Hollywood, FL $1,400.00 per month.

1 bedroom 1 bath with private washer dryer and large private front yard.

DM for more info

[GenZ Multi Family @GenZMultifamily]

Owning rental properties is literally so easy.

You just find properties that cashflow and buy them.

Why aren’t more people doing this?

[Jon Brooks @jonbrooks]

Those $180,000 starter houses in 2016 are now priced at $425,000

[The Real Estate God @TheRealEstateG6]

If you understand that you will need to own a business in 2030 and beyond to make real money, you are ahead

Seriously, it's that simple. Most of the people on this site are stuck in 2015

[FourPlex Guy Carlos Gonzalez @dig_deeper1]

What do you guys think about this investing strategy ?

Buy the land with hard money and almost nothing of your money down, maybe 10%

Submit plans to city
Keep paying interest until plans are approved

Once plans are approved then refinance the land hard money loan and apply for construction loan and get to work.

After construction of the property is completed then cash out refinance

Lots of people do this. Why wouldn’t you do it ?

[Chris Ramsey | SMB and R.E. @ChrisRamsey60]

Everyday I just follow this simple strategy and reiterate it day after day.

Take the money from my cashflowing business.

Put that cash into real estate.

Add more Cashflow from that real
Estate.

Buy, hold, refi.

Get tax advantages.

Expand.

If you can do this for long enough and not sell your real estate, the snowball effect is crazy.

[Chris Ramsey | SMB and R.E. @ChrisRamsey60]

Want to increase the quality of your life?

Car shows, Coffee shop on the corner. Farmers market down the street. Restaurants and bars a couple blocks away.

Properties values climbing rapidly.

I Just bought a house in a walkable city and it really increases quality of life.

Bet on walkable cities.

[Jon Brooks @jonbrooks]

6 in 10 parents are helping their children buy homes.

Not because they want to.

Because many younger buyers can't afford to do it alone anymore.

The American Dream now requires family wealth.