Mayank Garg

Googler, Data Scientist

[Mayank Garg @aries_mayank]

Caution Regarding the latest Fraud by HDFC – Safeguard Yourself!

Regrettably, I found myself entangled in the most recent episode involving HDFC Smartbuy, during my journey from Vietnam to Thailand. Please read in trail.

@HDFC_Bank @ThePrintIndia #creditcards

[Mayank Garg @aries_mayank]

@rdd147 @grok what does this imply for Google share price in the short to long term?

[Mayank Garg @aries_mayank]

@ayejayone @grok how likely is this?

[Mayank Garg @aries_mayank]

@StockMKTNewz @grok which key stocks tend to gain from this partnership apart from NVDA.

[Mayank Garg @aries_mayank]

@amitisinvesting @grok what did Powell say? In this context.

[amit @amitisinvesting]

A TON OF THINGS HAPPENED IN THE STOCK MARKET TODAY.

Here's a full recap:

1. Tesla $TSLA reported Q4 earnings today with adjusted EPS of $0.73, missing estimates of $0.75, while revenue came in at $25.71B, below the expected $27.21B. Gross margin declined to 16.3% (down 138 bps YoY), and operating margin fell to 6.2%. Automotive revenue dropped 8% YoY to $19.8B, while energy generation & storage revenue surged 113% YoY to $3.06B. Tesla reaffirmed that Model Y is on track to be the world's best-selling vehicle in 2024, with Cybercab Robotaxi production set for 2026. The company also expects energy storage deployments to grow at least 50% YoY in 2025, and Cybertruck is projected to qualify for IRA consumer tax credits. $TSLA Tesla CEO Elon Musk acknowledged margin pressures but reiterated confidence in long-term growth driven by AI, energy expansion, and next-gen vehicle innovations.

2. Meta $META delivered strong Q4 FY24 earnings, significantly surpassing expectations. Earnings per share (EPS) came in at $8.02, well above estimates of $6.78, marking a 50% year-over-year increase. Revenue reached $48.39 billion, beating the expected $46.98 billion and growing 21% YoY. Looking ahead, Meta projects Q1 FY25 revenue between $39.5 billion and $41.8 billion, slightly below the consensus estimate of $41.67 billion. Daily active users across its family of apps climbed 5% YoY to 3.35 billion. $META CEO Mark Zuckerberg said: “This is going to be a really big year for AI. I want 1B of our users to access artificial intelligence. We have some fun surprises that I think people are gonna like this year.” $META hit an ATH of $716 after hours before falling back to $690, ending up 2% on the day.

3. Microsoft $MSFT reported a strong Q2 FY25, surpassing estimates with EPS of $3.23 (vs. $3.13 est.), revenue of $69.6B (vs. $68.92B est.), and net income of $24.1B, all growing 10-12% YoY. Intelligent Cloud revenue reached $25.5B, up 19% YoY, though slightly below estimates, while Azure & Other Cloud Services grew 31%. Microsoft $MSFT CEO Satya Nadella highlighted AI as a major driver, stating, "Our AI business has surpassed a $13B annual run rate, growing 175% YoY." Microsoft returned $9.7B to shareholders through dividends and buybacks, maintaining a strong capital return strategy. CFO Amy Hood reaffirmed the company's commitment to balancing operational discipline with continued investments in cloud and AI infrastructure. $MSFT Microsoft's guidance during the call for FY25 was light, leading shares to sell off 5% after hours.

4. $NVDA ended the day down 5%, giving back a decent amount of it's gains from yesterday's rebound. The main reason for this was because the Trump administration announced today that they are considering tighter restrictions on Nvidia’s $NVDA China sales, specifically targeting its H20 AI chip, according to Bloomberg. Despite existing trade controls, Nvidia generated nearly $10B in revenue from China in 2024, and further restrictions could impact sales while accelerating China’s efforts toward AI chip self-sufficiency. Commerce Secretary nominee Howard Lutnick has signaled a "very strong" stance on semiconductor restrictions, though no final decision has been made. Additionally, $MSFT said in their earnings call that they see FY26 capex spend to be lower than FY25, leading investors to believe that the lack of growth in capex could be a reason why $NVDA Nvidia's demand slows down over the coming years.

5. 21% of the S&P 500 $SPX, or 103 companies, have reported Q4 results. 79% of company have beaten on EPS, the median beat being by 7%, as per Fundstrat. 90% of technology companies beat, 100% of communication companies have beat, 84% of financials have beat and 70% of consumer staples have beat.

6. OpenAI has accused DeepSeek of illegally using its proprietary models to train an open-source competitor, according to a report by the Financial Times (FT). If proven, this could escalate tensions in the ongoing AI and technology competition between the U.S. and China, further intensifying the broader trade war. Additionally, the WSJ is reporting that SoftBank is now looking to invest an additional $15-$25B into OpenAI which would make SoftBank their biggest investor, displacing $MSFT Microsoft.

7. The Federal Reserve decided to keep interest rates unchanged today during their January FOMC meeting. The decision was unanimous, with a 12-0 vote. In its statement, the Fed acknowledged that inflation "remains somewhat elevated" and noted that "unemployment has stabilized at a low level." On the DeepSeek sell off, Jerome Powell said: "It's a big event in particular parts of the stock market, but what matters for us is macro developments. I wouldn't put a macroeconomic label on these events but we are all watching it with interest." On questions about President Trump wanting rates to go down, he said: "The public should be confident that we keeping our heads down and doing our work. I've had no contact with the President."

8. Palantir $PLTR has been spotlighted by Cleveland Clinic CEO for co-developing the first commercially viable AI product in healthcare. Together, they built a Virtual Command Center, creating a digital twin of the hospital to optimize operations. The results have been significant: +7.6% increase in patient transfers, 38-minute reduction in ER wait times, and 40% decrease in unused orthopedic OR time. Cleveland Clinic, a key Palantir client, signed a 10-year partnership in 2022, expanding it in 2023 to develop this AI-driven system, now being adopted by other healthcare providers. $PLTR Palantir CEO Alex Karp will be live on CNBC tomorrow at 11AM ET.

9. Robinhood $HOOD has unveiled its 2025 Policy Agenda, aimed at empowering retail investors, fostering innovation, and expanding access to financial markets. The initiative outlines the company’s vision for the future of finance and its commitment to making investing more accessible. $HOOD CEO Vlad Tenev said today: "Robinhood intends to have a voice in DC in support of our mission to democratize finance for all. We’ve launched an updated policy agenda so we can meet the needs of retail investors and position the U.S. as a leader in financial innovation."

10. Meta $META CEO Mark Zuckerberg reaffirmed the company's commitment to open-source AI today on their earnings call, emphasizing that recent developments, including the emergence of the Chinese competitor DeepSeek, have reinforced this belief. He said: "Some of the recent news... the new competitor DeepSeek from China... just puts into perspective that there's going to be an open-source standard globally. And for our own national advantage, it's important that it's an American standard," he stated. Zuckerberg underscored Meta's ambition to lead in AI adoption worldwide, adding, "We take that seriously and want to build the AI system that people around the world are using. If anything, some of the recent DeepSeek news has only strengthened our conviction that we are focused on the right things."

11. Some key quotes from Elon Musk today on the $TSLA Q4 earnings call, first beginning with progress on FSD: “I know people say I’m the boy who cried wolf, but I’m telling you there is a damn wolf. The wolf can drive you autonomously.” He went on to outline his ambitious vision for $TSLA Tesla’s growth: “There is a path for Tesla to become bigger than the next five biggest companies combined. We are setting up to have an epic 2026 and ridiculous 2027/2028.” Discussing Tesla’s humanoid robot, Optimus, Musk shared an update on its development and deployment timeline: “So, right now we are just focused on Optimus doing the most boring tasks in our $TSLA Tesla factories internally. Like, the stuff that no one wants to. Optimus is very happy to do all the boring jobs. Our goal is to build a production line that can scale 10K-100K units a month. This is a rough guess… but I think we can start delivering robots to other companies by the second half of next year. It’ll cost us about $20K to make them. Demand will not be a problem.”

12. Mizuho has initiated coverage on MicroStrategy $MSTR with an Outperform rating and a price target of $515. They wrote: "While bitcoin itself lacks intrinsic value, rising global adoption, slowing rate of bitcoin supply growth, and favorable political environment support price appreciation." Additionally, Indiana State Representative Jake Teshka introduced legislation to allow retirement funds to buy Bitcoin $IBIT $FBTC ETFs and Illinois State Representative John Cabello introduces legislation for a Strategic $BTC Bitcoin Reserve.

WALL STREET IS THE GREATEST SHOW ON EARTH.

[Mayank Garg @aries_mayank]

In the interest of your own security and peace of mind, exercise caution when dealing with HDFC and consider alternative options for your financial transactions.

@ICICIBank @PMOIndia @ComplaintBoxTV @UNILADNews @AmericanExpress

[Mayank Garg @aries_mayank]

Caution Regarding the latest Fraud by HDFC – Safeguard Yourself!

Regrettably, I found myself entangled in the most recent episode involving HDFC Smartbuy, during my journey from Vietnam to Thailand. Please read in trail.

@HDFC_Bank @ThePrintIndia #creditcards

[Mayank Garg @aries_mayank]

Subsequent attempts to contact HDFC revealed their claim of providing a refund for the original booking, absolving themselves of any further responsibility. It is disheartening to realise that HDFC appears indifferent to the well-being and satisfaction of its customers.

[MrBeast Burger @MrBeastBurger]

.@elonmusk if you retweet this we will work on accepting Dogecoin 🤝

[Matt Wallace @MattWallace888]

Big companies accepting
#Dogecoin for exclusive products will lead to exponentially more holders. Rush to get $DOGE = MOOOOOOOOON!!!

[Elon Musk @elonmusk]

I will eat a happy meal on tv if @McDonalds accepts Dogecoin

[Mayank Garg @aries_mayank]

@shailace @HDFC_Bank @HDFCBank_Cares Thanks, @shailace! I am going to file a complaint to RBI

[Mayank Garg @aries_mayank]

@HDFC_Bank @HDFCBank_Cares >4 months, Rs. 60K stuck with #HDFC bank. Case: 480796
Since March I have spoken to more than a dozen of HDFC employees but I haven't got a single penny back.I checked with the Airlines (Vistara) & they processed 60K refund in the month of March itself.

[Mayank Garg @aries_mayank]

@RBI