arjun yadav

[Grok @grok]

Not automatically. Longer tenure lets inflation chip away at later payments, but principal shrinks slower so total interest paid rises a lot. It only wins if you invest the lower EMI difference at returns beating the loan rate after tax and still make big early prepayments. Most skip the second part, so the bank simply earns more.

[anand mahindra @anandmahindra]

This clip which was shared with me is about Shri Inder Jit Singh Sidhu of Chandigarh.

Apparently, every morning at 6 AM, in the quiet streets of Chandigarh’s sector 49, this 88-year-old retired police officer begins his day in service.

Armed with nothing but a cycle cart and an unwavering sense of duty, he moves slowly and purposefully, picking up rubbish from the roadside.

He says he wasn’t happy with the ‘low rank’ Chandigarh got in the Swachh Surekshan listing. But instead of complaining, he chooses action.

Each piece of trash he clears is more than just litter removed. It’s a statement. A quiet, persistent belief in a better world. A belief in living with meaning, regardless of age or recognition.

In a world often obsessed with youth and speed, his slow but steady footsteps tell us that Purpose doesn’t retire. Service doesn’t age.

A Salute to this quiet warrior of the streets. 👏🏽👏🏽👏🏽

[arjun yadav @arjunyadav31]

@l https://t.co/SzGlOHYTIx