AR11

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[AR11 @arm11235813]

@aakashgupta I have experienced price change coz I refreshed availability page multiple times.. Only to find that next day the price had reduced.. So cookies are still relevant..

[Suraj Kumar Talreja @suritalreja]

The Indian salaried class is slowly losing every inflation hedge available to it.

Imagine a guy earning ₹18 lakh a year in Bengaluru.
After tax, rent, EMIs, and expenses, he manages to save ₹5 lakh annually.

Now he just wants to protect those savings from inflation and rupee depreciation.

So he tries:

➡️ Crypto
30% tax, no loss set-off, 1% TDS.

➡️ Equities
Higher STCG, higher LTCG, higher STT.

➡️ Foreign investing
20% TCS on LRS remittances above ₹10 lakh.

➡️ Sovereign Gold Bonds
Tax benefits narrowed, scheme effectively being phased out.

➡️ Physical gold
Now discouraged in the “national interest.”

Meanwhile:

• FD returns barely beat official inflation before tax
• Housing, healthcare, and education inflation keep rising
• The rupee keeps weakening over time

So what exactly is the middle class supposed to do?

Every escape from rupee depreciation is being taxed, restricted, or discouraged.

The same salaried class that pays taxes honestly through TDS, gets almost no subsidies, and funds the system quietly… is now expected to simply watch purchasing power erode and call it “Amrit Kaal.”

[Fundamental Investor ™ 🇮🇳 @FI_InvestIndia]

@lifeisbutuful @nsitharaman Let's use the right channels. I can tag our PM @narendramodi ji also here.

But our FM Madam will have to consult with the team and take the decision.

[Fundamental Investor ™ 🇮🇳 @FI_InvestIndia]

Dear FM Madam @nsitharaman ji,

I have said it before. And I'll say it again. Loud & Clear.

LTCG of 12.5% on Equities is one of the Lowest in the World.

But there are a few issues:

1. LTCG was ZERO from 2004 to 2018. STT was introduced to offset the Loss in Revenue. It incentivised long term Investors to Hold on Patiently and enjoy Long Term Returns. I believe that Step was something Golden and rewards Long Term Thinking. FM Madam should reconsider this. Keep STT. Abolish LTCG.

2. STT is already taken for every transaction. This is a tax. Again putting Capital Gain, especially on Long Term Gains is not Ok. This is my Opinion. STT is borne by the investor irrespective of Profit or Loss.

3. We are not against Paying Taxes. In fact, we all Pay Income Tax, Capital Gains Tax, GST, Excise, VAT, Tax on Dividends and what not. The problem is the Freebies which are Distributed during the Elections. This is not at all ok. We don't want a single rupee of our Capital Gains to be used for Freebies. Please.

I humbly request the FM Madam to Abolish LTCG on Equities. Make the Long Term Period 24 months instead of 12 months. You will see Patient Capital 👍

For Indian Investors like me, the Pain is lesser. We will continue to Create Wealth. But what about our FII brothers & sisters. They also deserve to get minimum returns in Dollar Terms.

I feel for the FIIs who have suffered due to declining Rupee and they still have to pay LTCG on Rupee Terms. Something the FM Madam and team should revisit.

I think that it is a good time to implement this. FII no longer control our markets. Domestic Funds are consistent and plenty. If FIIs leave, let them Leave with Head Held High. That is our Responsibility.

India Structually is Brilliant. Let's make it Tax Friendly as well.

Patient Capital will Flow More & Stay, if these Steps are Taken.

A Proud Indian Investor,
#FI

[AR11 @arm11235813]

@Kuma50531Kumar 0 expressway, but charged as per expway standard on Blr mys highway and even Nice road in blr 😅

[AR11 @arm11235813]

@KhaziKhaleel Sorry abt the loss.. This is just the start.. If you have some money left in EPFO, wait till that process clears.

it is difficult to get that amount even when alive.

[AR11 @arm11235813]

@badjourno In blr, last mile connectivity is ok, but very expensive. If going by car, then parking charges itself is 60rs per day + max of 180rs per day. If going by 2w, then parking in metro is officially 30rs per day. Going to Ofc by 2w if cheaper but totally unsafe in Blr.

[AR11 @arm11235813]

@InvestorOfJAMMU Ethanol is a scam. I think it is to satisfy US trade deal conditions. It is not saving the economy, but a loss in long run

[AR11 @arm11235813]

@RushilM_ Does fuel consumption increase if we increase fan blower speed or if temp is reduced?

Most of the taxi are poorly maintained and AC don't work efficiently. It just stinka

[Anand Kulkarni_OTROVERT @researchanand]

Ministries are managed by incompetent. Can we have some accountability on decision making in the favour of tax paying citizens
@PMOIndia Request you not to overlook the core problem created by petroleum ministry
Why we have moved 2030 deadline to 2026? Who are the beneficiaries?

[AR11 @arm11235813]

@vinaykashy @BlrCityPolice This is weird and tricky situation. Police won't help. And even if police dare to come, the transgenders will create further mess (IYKYK) and ruin the mood.

[AR11 @arm11235813]

@nachiket1982 @JayPrashanth I sometimes think this E20 push is to satisfy US tariff/trade deal restrictions. Like, agriculture imports are blocked to protect Indian farmers, but processed goods can be imported. We block maize, but we can import ethonal. This is a full scale scandal and blindsiding public.

[AR11 @arm11235813]

@ravikeerthi22 I noticed that it gets dark and sudden when driving under the metro stations. While riding in wheeler and that transition between daylight and darkness due to stn is blinding. There's no lighting under the metro station on the flyover. Not sure if it is only me or others faced it

[AR11 @arm11235813]

@aham_yogini @aakankshalovely Stopping "eating like no tomorrow" is a good thing. But I think, this habit is changing due to quality of food available outside and lack of trust in FSSAI's inspection mechanism. You neither quality ingredients nor quality food.

[AR11 @arm11235813]

@shivaaa_95 Clutch burn is really a skill issue. My MS Ritz's clutch after 1lakh km. It was still working fine, but felt it was time to change.
But I keep reading that some of new german cars' clutch dying in 30k km.. That's bad

[AR11 @arm11235813]

@volklub Is Baleno still a good option? I see ppl still buying this car despite being old and no upgrades. How different is this from Fronx in terms of drivablity and feel-good factor? Brezza FC was supposed to launch soon, but that hasn't happened and Apparently Baleno is getting a FC.

[AR11 @arm11235813]

@TooLateBlue @BitcoinSapiens But what about experience letters and background checks?? 🤔

[AR11 @arm11235813]

@VoltEdgeAnT @volklub Thanks to ethanol blending, this "emotional" view of the car is changing. Good for car market, bad for the environment, public and everybody else.

[AR11 @arm11235813]

@sumanthchandar @ravikeerthi22 It's going to be "beyond" for sure😂.. In the end, it wont open due to non-availability on ministers' schedule.

[AR11 @arm11235813]

@ravikeerthi22 😂 English baaradhavange odhoke baralla. Hindi baaradhavange Artha aagalla 🤣. Kannada maatra gottirovnige enu artha aagalla.. Genius marketing 😃