If that were any of my teammates I would’ve tried to do two things.. Mush their eyes into their brain or pulled their throat out of their neck... screw that..
Some of the wealthiest farmers and most stable operations went to trade school and work for a living.
A $100,000 wage and 400 acres is all it takes.
Having a part time job in town with health insurance can make a big impact too.
Find a way to generate more income.
Wife and I are planning to upgrade vehicles.
⚠ This may trigger those who think they NEED a car payment.
First, the background…
→ Bought my pickup in '20 for $7K
It’s an ’07 F-150 w/ 215K miles
Put ~$3K in repairs over the past few years.
(I’ve yet to find anything a new pickup can do that mine can’t handle)
→ Bought my wife’s SUV in '19 for $13K
It’s a ’10 Expedition w/ 175K miles
Put ~$2K in repairs over that time.
Both are running fine, but we’re ready for an improvement.
Second, the plan…
There’s 2 rules we cannot violate:
1. Under absolutely no circumstance will we ever have payments.
The average monthly payment for new cars is $726.
It’s my opinion that making payments on something that goes down in value is insanity.
2. Our budget can’t hinder our other giving, saving, and spending goals.
Rather than find a dream car and figure out how to pay for it, we’re setting a target price and will find a vehicle within that budget when the time comes.
Through detailed budgeting, we’ve decided we can throw $2K per month in the vehicle fund.
→ We’ll upgrade my pickup first, and here’s the financial & scheduled budget:
I’ll be looking for a ~$15K pickup in May.
Once my pickup is taken care of, we’ll tackle hers:
By this time next year (or earlier) we’ll be looking for a ~$25K SUV for my wife.
If we have any unexpected income, we’ll throw that in the fund and try to accelerate the schedule.
To recap:
We’ve built a strategy to hit our vehicle goals.
By setting the ground rules and laying out a plan…
we can both get new-to-us rides in ~1 year without going into debt.
@AFRO_THUNDER80 You see that @RBrex34 run at the end? Coach @Coach_Cotton gave me a 2 for that…I’m bringing it up every year until it’s changed.. that’s a 3 :)
Now close your eyes and imagine that the demographic realities continue to tilt in the direction of those who support this cause. Will this create a more free and enlightened society or will it sink us into endless civil strife? I warned everyone LONG AGO that Beirut house-to-house fighting was coming for you. You did not listen. "Oh no, Professor Saad is exaggerating!"