Dude is above the curve.
One thing I’d change is the $40,000 in savings allocation.
I’d move it where I can earn a bit of interest.
T-bills? $SGOV, $WEEK, $CSHI, $TBIL.
Ultra-short Bonds? $JPST, $VUSB, $JMST.
More aggressive? $STRC.
Here are 10 of the more common questions for those nearing retirement:
1. How much can I safely spend each year in retirement?
2. What happens if markets drop early in my retirement?
3. When should I take Social Security to maximize lifetime income?
4. How do I minimize taxes in retirement (not just during working years)?
5. How do Required Minimum Distributions (RMDs) affect my plan?
6. Should I change my investment strategy as I approach retirement?
7. Should I pay off my mortgage before I retire?
8. How do I pay for healthcare before and during Medicare?
9. How do I avoid running out of money if I live to 90 or 100?
10. Am I actually ready to retire financially?
If these questions resonate with you, set up an intro call to work towards financial clarity.
52 large-cap dividend stocks currently show 15%+ projected upside.
That’s not unusual.
What is unusual:
Several are trading near multi-year valuation compression - while free cash flow and dividend coverage remain intact.
Today’s report includes:
• Top 5 ranked opportunities
• Exact buy ranges
• Downside modeling
• Full 52-stock spreadsheet
If you’re allocating capital into large-cap dividend names, entry levels matter.
Full breakdown here 👇
https://t.co/npgnXQiSMq
Shocking revelation. If you don’t impede ICE, they leave you alone
“ICE just drove by. They came and arrested somebody. Nobody blew whistles, nobody boxed them in, and most importantly, nobody got hurt. You ever notice how they leave you alone if you leave them alone?“
If you’re new to investing, I’ve got you covered 💪📈
I’ll keep it super simple!
Here’s a solid list to start with 👇
Growth-focused:
$VOO
$QQQ
Dividend growth:
$SCHD
$FDVV
$VIG
Income-focused (growth + income blend):
$DIVO
$QDVO
$BALI
High income:
$SPYI
$QQQI
$TSPY
$GPIQ
One of the biggest misconception about retirement accounts such as 401 (k) is that the money is "locked" until the age of 59 and a half
There are many ways to withdraw money early penalty free (in no particular order):
1. Roth Conversion Ladder
2. Substantially Equal Periodic Payments (SEPP)
3. Rule of 55