Gaurav

Finance professional, looking to learn and grow

[Sanjay Yadav @SanjayYada7n]

🚨 MUST READ & PLEASE REPOST 🚨

POLICY KI POL KHOL - PART 10 🔎

🫴 You may save someone from buying the wrong health insurance.

Most people compare:
✅ Premium
✅ Claim Settlement Ratio (CSR)
But almost no one checks the 2-year waiting period list.

After comparing the policy wordings, one thing genuinely surprised me.
Some insurers have kept even serious medical conditions under the 24-month waiting period.

For example, Aditya Birla Activ One Max includes conditions like:
⚠️ Pancreatitis
⚠️ Cirrhosis of Liver
⚠️ Chronic Kidney Disease requiring Dialysis
⚠️ GERD
⚠️ Gastric & Duodenal Ulcers

Similarly, ICICI Lombard Elevate also has a much longer list of diseases and procedures under the 2-year waiting period.

On the other hand, Niva Bupa ReAssure 3.0 has a comparatively shorter list.

🙋My question is simple ❓
If you're paying the premium from Day 1, shouldn't you know which diseases you'll still have to wait 2 years for?

I'm not asking you to reject any insurer.. But most agents, brokers not sharing this.

I'm asking you to read the policy wording before buying. That's where the real story is- not in the brochure, not in the advertisement.

🙏 If you found this useful, repost it. Someone in your network may avoid an expensive mistake because of it.

#PolicyKiPolKhol #HealthInsurance #InsuranceAwareness #MedicalInsurance #InsuranceAdvisor #ClaimSupport #PolicyWording #HealthInsuranceIndia #Mumbai #Delhi #Bengaluru #Hyderabad #Chennai #Pune #Ahmedabad #Kolkata

[Love Sharma | SEBI Registered RA @TWLCommunity24]

Batch wale bi Harami nikle
Nakli with Jeb me paise ni- But at last fir sorry mangi… ek ni… more than 10+

+ jo Ghar aake jyda close hue=

Sab Chor

Islye akele rho- Khud kmao, Aish karo- Fuc## Friends nd relatives

[Love Sharma | SEBI Registered RA @TWLCommunity24]

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[Gaurav @arora_gary]

@TWLCommunity24 TWL

[Gaurav @arora_gary]

@Paytmcare How is 5 days on X and previous 2wk on your app’s pending request a priority? God help India!

[Gaurav @arora_gary]

@PaytmBusiness my request for business name change pending for 10+ days and none of your support able to help me. Senior called Ajith wasted my 30 mins refused to provide call recording, employee id and reason for no work done dor 10d. Can you help me? Do u want my biz @PhonePe ?

[Gaurav @arora_gary]

@Paytmcare Still no update. Even the goi gst department updated details sooner. Idk what’s wrong with you guys?

[Gaurav @arora_gary]

@Paytmcare Any update?

[Gaurav @arora_gary]

@Paytmcare Would appreciate a quick resolution as already 14days have gone without any action.

[Gaurav @arora_gary]

@Paytmcare Can you confirm when this will get resolved?

[Gaurav @arora_gary]

@Paytmcare Have shared all the details to you via dm. When can I expect an action? Hope not another 12 days?

[Gaurav @arora_gary]

@Airtel_Presence @Airtel_Presence @airtelindia - is there any update on this issue? As a service provider you should be able to give some clarity?

[Gaurav @arora_gary]

@airtelindia @Airtel_Presence - what is your plan on fixing internet at my premises? It’s been down for 3 days and all I get is an updated message with timeline moving up. Your customer service sucks and had the worst experience talking to Hemanth and Karishma.

[Gaurav @arora_gary]

@Airtel_Presence @airtelindia @Airtel_Presence And as expected your promised timeline of 11am for today goes for a toss yet again. You should get an award for the ‘most complacent ISP’. I guess no one in your team knows anything. Just blabbering here to save face.

[Gaurav @arora_gary]

@airtelindia @Airtel_Presence - if you can’t fix it, reverse my monthly charge so I can move to another provider. One of the irrelevant ticket that was raised and immediately cancelled: 10759400448. Why did you even had your wires tangling illegally? Good job @GHMCOnline

[Gaurav @arora_gary]

@dominos_india good job spoiling my Friday evening. Are we expected to call and enquire after an hour to know when my order is not delivered and will not not delivered ?

[Gaurav @arora_gary]

@UC_Assist Hope it’s different from your support staff Anoop Solanki because he needs some serious training on how to handle customers.

You’ve just wasted a week to fix a simple issue and this guy is relentlessly throwing idiotic excuses to me.

[Gaurav @arora_gary]

@UC_Assist - your service and support is the worst thing on the planet. Your scoundrel ac technician messes up my ac swing and instead of taking an action on him and fixing my issue your support team is passing the buck. I’m your paid member - I wonder what you do to others.

[Gaurav @arora_gary]

@UC_Assist Sent you a dm

[Gaurav @arora_gary]

@Safexpress - Tracking id 100011504677 has been marked delivered by your team but I have not received. Can you look into this and get my parcel to me asap?