Ashish Kumar Agarwal

Ardent economy and business follower, enjoys a good laugh, travel buff, RT not an endorsement

[Ashish Kumar Agarwal @ashishkinfinity]

@TedCruz1072676 ..

[Ashish Kumar Agarwal @ashishkinfinity]

RBI cleared his appointment as CEO for 3 years recently. RBI has one of the most robust processes for these appointments.

[Madanlal Dahariya @MDahariya]

Which CEO of a bank in his right sense will get involved into a directorship of shell companies allegedly linked to online gaming platforms cc @TVMohandasPai

[Gaurav Dalmia @gdalmiathinks]

Fino Bank MD and CEO Rishi Gupta has been arrested. Seems like a total regulatory over-reach. Sad!

[Nirmala Sitharaman @nsitharaman]

Thanks for sharing this. Will check.

[Mohandas Pai @TVMohandasPai]

Madame ⁦@nsitharaman⁩ please see this. How can a ceo of a regulated bank be arrested for an issue with a business partner? Is this not overreach. ⁦@FinMinIndia⁩ has given vast powers for GST. What is the safeguard for citizens against misuse?please intervene

[Navin @SuryaNavin]

Excessive to arrest a well mannered and reputed bank MD, CEO for partner/vendor noncompliance. Big threat to all financial services leaders as they deal with thousands of partners/vendors. @FinMinIndia @RBI @vijayshekhar @YashishDahiya @vishalgondal @vishwaspatel @ChairmanIba

[Vishal Gondal @vishalgondal]

I’ve known Rishi Gupta @FinoPaymntsBank always operate with integrity & accountability. His track record & contributions speak for themselves. He deserves a fair legal process not such treatment @mumbai_tech_ @mayank_kmr @dilipasbe @kdhavse @RBI @naiyyasaggi

[Ashish Kumar Agarwal @ashishkinfinity]

@sajithpai Besides efficiency there is also a security issue.

[Ashish Kumar Agarwal @ashishkinfinity]

Singapore aqi is 40 right now. I can live with 60 in Mumbai.

[Rahul Srinivas @whizkidd]

India can never have NewYork like AQI, and that’s not because we’re “doomed,” it’s because our geography works very differently.

New York gets rain throughout the year, has no massive deserts nearby and has nothing like the Himalayas trapping air. India, on the other hand, has a long dry season, loose alluvial soil, frequent dust uplift, and a literal mountain wall acting like a lid on the entire northern plains. Expecting Manhattan-blue skies every day is just unrealistic.

And this isn’t just about the north. Even in coastal Mumbai, despite sea winds and heavy monsoons the city experiences high AQI outside the rainy months because construction dust, traffic emissions, and stagnant winter air build up faster than the system can flush them out.

There have even been episodes where dust from the Arabian Peninsula travelled across the Arabian Sea and blanketed Mumbai, raising AQI sharply and cutting visibility despite being thousands of kms away from the source. If Mumbai struggles despite ocean ventilation, you can imagine the challenge inland cities face.

But none of this means we’re destined to live with 400–900 AQI. Most of what makes our air truly “toxic” is man-made; vehicle emissions, construction dust, open waste burning, industries and stubble burning. These can absolutely be controlled. Beijing and Singapore were once extremely polluted; with strict policies both now spend most days in the 30–80 AQI range.

That’s the benchmark India should aim for. Not New York, but clean, breathable Singapore/Beijing-level air. We may always be a bit dustier, but we don’t have to be hazardous.

[Ashish Kumar Agarwal @ashishkinfinity]

@suritalreja We applied for a US visa when my kid was 2. He was given a time for personal interview to US embassy.

[Ashish Kumar Agarwal @ashishkinfinity]

@gurjota Value investing requires to also focus at entry valuations not only on business fundamentals. Lots of people ignore valuations. Multiple contraction can hit pretty hard on returns.

[Anubhav @zulon9_]

Everyone talks about returns. Few talk about risk control. If you started investing near the 2021 peak and rebalanced consistently, you didn’t just survive you outperformed most “experts.”Because the secret isn’t timing. It’s stability through rebalancing. 🧵

[Ashish Kumar Agarwal @ashishkinfinity]

I remember the days when hotels used to charge crazy for calls. With mobile and 5G access the telecom revenues for hotels is dead. bj

[Kunal Bahl @1kunalbahl]

Last week, on a business trip, I ran out of shaving foam.

I called the hotel concierge to request a standard ₹100 can of shaving foam.

They hummed and hawed, made multiple calls, said they’d have to send someone to the market in the hotel car and bill me for it.

I told them not to bother. Ordered it on a quick commerce app - and it arrived in 6 𝐦𝐢𝐧𝐮𝐭𝐞𝐬.

Hotels seem to be falling behind in keeping up with consumers and the shifting, higher standards they have become accustomed to in their daily lives.

- Need shaving foam? Quick commerce delivers it faster than the concierge.
- Hungry? Why pay a premium for average-tasting room service when food delivery apps offer better food at better prices.
- Coffee? The corner café serves a real cup at a third the price of that automatic machine brew.
- Head massage? Urban Company > spa appointment.

Hotels are slowly becoming just a roof over your head.
Almost every other experience is better - and cheaper - outside the hotel than inside.

Time for the hotel industry to reinvent itself.

To become not just a place to sleep, but a contemporary, delightful part of the travel experience again.

[Ashish Kumar Agarwal @ashishkinfinity]

@Iamsamirarora If you look at 5 year data as well they are even fewer. Happy to have Infinity Alternatives as 1 of those who is beating index across 1 year 3 years and 5 years.

[Ashish Kumar Agarwal @ashishkinfinity]

@AshwiniBhide mam please get someone to look into this.

[Colvyn J Harris @ColvynHarrisPOV]

Nice route for our hapless international tourists when they visit our world famous Dhobi Ghat via our now nearly famous Dumping Ghat 😳Please urgently stop it- @mybmcWardE @mybmcWardGS @mybmc @CMOMaharashtra Can someone be made accountable by name with a mobile number please 🙏

[Ashish Kumar Agarwal @ashishkinfinity]

@IncomeTaxIndia @nsitharamanoffc @officeofPCM @FinMinIndia @PIB_India @MIB_India Given the portal issues please allow an extra day for payment of September 15 advance tax payment as well. This is dentist clash of dates. @nsitharaman

[Ashish Kumar Agarwal @ashishkinfinity]

@GabbbarSingh @IncomeTaxIndia @nsitharaman Join the gang

[Ashish Kumar Agarwal @ashishkinfinity]

@sandipsabharwal @HeroMotoCorp Congrats Harsh..

[Ashish Kumar Agarwal @ashishkinfinity]

@jay_kotakone A large portion of bottom of pyramid may not be digitally savvy to have a digital only banking product. Innovation in banking is needed beyond digital first to reach the masses.

[Ashish Kumar Agarwal @ashishkinfinity]

@ShivamVahia Better to have police verified riders deliver in odd hours with an OTP to ensure that right individuals are there. Riders might be having companions for their own safety. Late night surcharge should pay the costs for those wanting safety. @deepigoyal @harshamjty