Dr. Ashutosh Vyas.

Assistant Professor of Banking & Economics at L J IMS.
Research Enthusiastic into banking and economics.
Former Banker.

[Ajay Bagga @Ajay_Bagga]

Crude Oil FOB Price (Indian Basket):
Shipping and insurance costs are keeping Indian crude basket import costs high.
As against a Brent future for Dec level of $ 102-105, spot Indian basket stay at $ 120 plus.
India has done well in ensuring there is no shortage, but global prices and geopolitical risk remain a grim challenge to the Indian fiscal.

[Dr. Ashutosh Vyas. @ashutoshvyas08]

@whattalawyer 🙌

[Abhishek Kothari 🇮🇳 @kothariabhishek]

What "High M3" Means

A high or rapidly growing M3 money supply indicates:
High Liquidity and Credit Expansion: There is a large volume of money and fixed/time deposits circulating or stored within the financial system, reflecting active bank lending and high corporate/household savings.
Economic Activity: It generally correlates with economic growth, business expansion, and higher investment capacity.
Inflationary Pressures: If M3 grows much faster than real economic output (goods and services), it signals excess liquidity, which often leads to rising inflation and asset bubbles if left unchecked by central banks.

[CNBC-TV18 @CNBCTV18News]

HDFC Bank’s incoming CEO Anup Bagchi is set to become India’s highest-paid bank CEO at ₹35.9 crore.

The package includes ₹26.92 crore in variable pay and share-linked incentives.

✍️ @_RituSingh and @sheersh0510 report on Bagchi’s compensation.

🔗 https://t.co/CcKOrCCYQE

#HDFCBank #AnupBagchi #Banking #CEO #Finance

[Tamal Bandyopadhyay @TamalBandyo]

Banking Factory or Blood Bank for Indian banking?
Both @ICICIBank & @TheOfficialSBI run them
ICICI's blood supply:
Anup Bagchi @HDFC_Bank
Anup Saha @KotakBankLtd
V. Vaidyanathan @IDFCFIRSTBank
Shikha Sharma @AxisBank
Kalpana Morparia @jpmorgan India
SBI:
Prashant Kumar & Vinay M. Tonse @YESBANK
Partha Pratim Sengupta : @bandhanbank_in & @IOBIndia
Rakesh Sharma: @IDBI_Bank
B. Ramesh Babu: @KarurVysyaBank_
Muralidharan Ramakrishnan: @OfficialSIBLtd
J. Packirisamy : @andhra_bank
Baldev Prakash & Amitava Chatterjee: @JandKBank
Beyond banking, SBI home for 2 Dy Gov @RBI - Swaminathan Janakiraman & Vepa Kamesam
ICICI home for @SEBI_updates boss Madhabi Puri Buch
There are many more...

[Moneycontrol @moneycontrolcom]

🚨 ICICI Bank: Inside India’s ‘CEO factory’

ICICI Bank has built a reputation as India’s ‘CEO factory’ producing leaders who have gone on to head some of the country’s biggest banks and financial institutions.

From K.V. Kamath and Chanda Kochhar to Sandeep Bakhshi and Anup Bagchi, explore how ICICI’s leadership pipeline has shaped India’s financial sector.

🧵 Read the full story from the link in thread. 👇

@malvisundaresan with details ✍️

#ICICIBank #Banking #Leadership #Moneycontrol

[Ritu Singh @_RituSingh]

ICICI Bank is truly a CEO-making factory!

🔹Anup Bagchi, HDFC Bank
🔹Shikha Sharma, Axis Bank
🔹V Vaidyanathan, IDFC First Bank
🔹Zarin Daruwala, StanC
🔹Rajiv Sabharwal, Tata Capital
🔹Vishakha Mulye, AB Capital

Continued…

[Dr. Ashutosh Vyas. @ashutoshvyas08]

@anujprajapati11 BLS international, Redington

[Yatin Mota @yatinmota]

REGULATORY RISK - Which stocks got hammered ?

GAIL - Tariffs of Gas - PNGRB

IEX - Market Coupling - CERC

PB Fintech - Commission Draft - IRDAI

BSE - Options Trading / CAS - SEBI

Yes Bank - Board Changes / Restructuring - RBI

Vodafone/ Bharti - AGR Issue - TRAI

[Dr. Rakesh Bansal @iamrakeshbansal]

Disclosure gap at heart of Chandra family’s TVS link
Family of Tata Sons chairman N Chandrasekaran has business ties with TVS Motor. TVS chairman-emeritus Venu Srinivasan voted to give Chandra a fresh term, but neither told the Tata Sons board. Tata Trusts say Srinivasan made no disclosure. Chandra’s wife and son are directors in a firm set up in 2025. Governance questions now hang over India’s largest group.
https://t.co/yyVlVGZPDl

[Ashneer Grover @Ashneer_Grover]

India mein koi 5 minutes number Google kar le to doodh ka doodh paani ka paani ho jaye.

RBI surplus to Govt : ₹2.87 Lakh Crores (US$30 Bn)
Total listed bank profits : ₹4.11 Lakh Crores (US$42 Bn)
NPCI - which runs UPI pre tax ‘surplus’ : ₹ 1,888 crores (US$200 Mn)

To nuksaan kis ka ho raha hai UPI se aur kaunsi subsidy de rahi hai Govt UPI pe jo chubh rahi hai?

Cost of running ATMs and cash logistics in India is ₹30,500 crores (US$ 3.0 Bn). If you want to optimise shut ATMs and promote UPI instead.

Any levy on UPI is just tax collection. UPI is the one scientific achievement of India everyone acknowledges par ab tax ki bali chadhegi.

[Ashneer Grover @Ashneer_Grover]

Bhai Chandra sahab ke ₹22,000 crores maaf nahi karte to India mein UPI agle 20 saal tak free chal jaata by government’s number of ₹8,000 crores subsidy.

Also NPCI - which runs UPI has ₹6,119 hard cash on its balance sheet and pre tax operating profit of ₹1,900 crores. NPCI apne cash pe and profits par zindagi bhar UPI free chala sakti hai. Government ka kuchh lena dena hi nahi hai. Government earned ₹1,000 crores tax from NPCI last year.

[TIMES NOW @TimesNow]

UPI Charges Row | Ashneer Grover Exclusive

If I transfer ₹1 lakh to my friend through UPI, or I pay ₹3,000 using a QR code, what is the cost of running the system? The cost is the same. So, if I transfer ₹1 lakh to my friend, nobody is making money from it. But if I make a payment of ₹2,500 to a small shopkeeper then the government wants to put charges, what’s the logic? — @Ashneer_Grover speaks to @shreyadhoundial

[🚨Indian Gems @IndianGems_]

🚨 Housing sales across fell by 6% -

Pune: 21% decline
Ahmedabad: 20% decline
Bengaluru: 9% decline
Kolkata: 4% decline
Mumbai: 6% decline
Delhi: 3% decline
Hyderabad: 2% growth
Chennai: 1% growth

India is getting ready for real estate crash.

[RedboxGlobal India @REDBOXINDIA]

HOUSING PROJECT CONSTRUCTION COSTS SURGE 34%

[Sadaf Sayeed 🇮🇳 @Sadafsayeed]

Of course if you change the base and revise GDP numbers so frequently , GDP data will obviously loose its credibility.

Be that as it may. The most important fact is GDP in $ terms is shrinking

Q1 FY26: ~$1.01 trillion
Q1 FY27: ~$0.93 trillion

Exchange rate was $ =₹85.55
Now it is $= ₹94.67

This is the real impact of ₹ devaluation and this is why FII are not coming to India.

[Amit @HappyGuy07]

GDP & india situation explained by Naman Srivastava

We all should be worried …. Yes we all!

[Canara Bank @canarabank]

Media Statement: Canara Bank's statement on NCLT ruling regarding Dr Subhash Chandra's repayment plan.

[Gurdeep Singh Sappal @gurdeepsappal]

अगर सुभाष चंद्रा के क़र्ज़ वाले मामले ने आपको झकझोर दिया है, तो कुछ और जानकारी आपको दिलचस्प लगेगी।

नीचे ऐसे टॉप केस हैं जिनमें IBC क़ानून के तहत फ़ैसले हुए हैं। ये जानकारी सितंबर 2024 तक की है।

@INCIndia @kharge @RahulGandhi

[Abhishek Kothari 🇮🇳 @kothariabhishek]

Banking sector doesn’t have NPA issues… gross and net NPA’s are one of the lowest seen.
But the recovery mechanism, remains weak. Especially in cases which are in NCLT.. recovery has been painful and long.. also, small recovery. Wealth and richness are enjoyed by promoters, right?