#AskJoan
Q: What is refinance, and when is it used?
A: Refinancing means you are paying off your current mortgage with a new mortgage. Refinancing is a transaction you may consider if you want to reduce your interest rate, pull out some of the equity in your home, or shorten...
#MotivationalMonday
"Don't wait to buy real estate, buy real estate & wait."
If you invest in a home for long enough, chances are it will appreciate. While things happen, most of the time, buildings and land appreciates, making your investment worth more than you paid for i...
Are you looking to buy a home? Whether you are a first time home buyer or been in the market before, there are always questions you may have and tips you need to know!
Watch my video or go to https://t.co/FO1ac02TT2 and click, "ask me a question"
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#mortga...
Did you know that any extra money you put toward your mortgage payment goes directly toward your principle balance?
Consider making at least one extra payment a year as this will reduce the number of mortgage payments you will have to make over time!
Have questions? Ask Jo...
Have you heard of the 50/30/20 Rule?
The 50/30/20 rule is an easy budgeting method that can help you to manage your money effectively, simply, and sustainably.
Now is the time to kick start your savings.
I am an advocate for affordable housing and financial literacy. This mentality allows me to develop programs to ensure everyone can build wealth through homeownership.
Learn more at, https://t.co/hWmKlA10Vr
Are you currently renting?
If you are in the market to buy your first home, the provided video gives you two tips that will help you get started! Have more questions?
Visit my website and I can assist you with any of your mortgage questions at, https://t.co/hWmKlA10Vr!
Are you looking to move to the Nashville area?
According to U.S. News, Nashville is currently ranks in the top 25 for best places to live, top 85 best places to retire, and the #1 best place to live in Tennessee!
Make sure you talk to the most trust... https://t.co/hWmKlA1yKZ
#AskJoan: My family and I are having a hard time saving, do you have any suggestions?
When starting to save for your next big investment, start small! Your ultimate goal should be to put 20% of each paycheck or annual income in your savings.
Nashville is a great shopping destination that is sure to have something for everyone! Located on Taylor Street, Live Above is a clothing brand founded right here in Nashville.
The brand features casual wear for both men and women, but what's more important is their story! L...
When making the move from renting to purchasing a home, one key aspect to keep in mind is understanding the responsibility that comes with customizing your home!
When renting, customizations such as painting walls or replacing floors are not possible. This in turn means you ...
Here are my three tips for New Homebuyers:
✅Always have a safety net
✅Whatever you do, take advantage of any possible tax breaks
✅Always plan for breakdowns that may happen
Buying a home is a wonderful experience, which is why it is important to use the right steps to m...
Are you looking for a reliable mortgage loan service that you can trust? Citizen's Bank offers Mortgage Loans that will meet your needs:
✅FHA
✅VA
✅Conventional (Fixed & Adjustable Rates)
✅Refinancing
✅Portfolio Lending
✅Down payment programs and... https://t.co/cuwc81t8qW
#TermTuesday
Title insurance does not require you to pay monthly for protection against outside claims to your property. Title insurance is a common closing cost. Instead, you make a single payment at closing that protects you for as long as you own the house.
Buying a home can be stressful, and it's important to keep a positive attitude and calm mind during the home buying process. Read more about what you can do to "manifest" a home with a positive attitude during the process:https://t.co/iRsmq218Rg
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#Citizens#Bank#Nashvi...
#AskJoan
Q: What is the legal lending age?
A: 18 years old! As long as you have a steady job and establish credit you may in fact be ready to purchase your first home. To get qualified today visit https://t.co/O1zO1NtJO3.
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. #Citizens#Bank#Nashville#CBN#Mortgage ...