Adrian S.

Everyone will get bitcoin at the price they deserve 🍻

[Adrian S. @asumarjadi88]

How it all started….

Heard about bitcoin in 2013-2014 from my classmates (forgot who the person was) while i was doing my Master in Business Administration in Wilfrid Laurier University. Ignored it quickly because i thought it was a scam.

In 2016, was informed by my sister’s boyfriend about bitcoin. Ignored it again the 2nd time as i was too busy with work (just got promoted) also just graduated from my MBA, and started competing again in tennis tournament; really no time to get interested in this ‘bitcoin’ thing. Focus was to enjoy new work and new ‘life’ post graduation.

Got engaged with my wife in July 2017, then thought about the future real hard how to have a better life together.

Started my bitcoin journey 1 month later in August 2017 during the bull market, then got hit by a bear market, in the middle of our wedding preparation and a house purchase in 2018. Tight with cash and decided to do nothing (not buying nor selling) in 2018-2019. During this time i was ready to ride it to 0.

Got married in 2019. Started to have more cash in a sideline. Ready to re-deploy in 2020.

2020 came in, January 1st, my goal was to learn and understand more about bitcoin, just started reading and learning more about bitcoin and wanted to buy bitcoin but then covid hit so early in the year, got scared again to buy the btc because it came back down pretty hard and quick. Then, covid hit my parents and almost took my dad away and lost interest in buying bitcoin.

Still in 2020, dad recovered mid year, focus was back and spent 3-5 months restarted learning about bitcoin ‘the bitcoin standard’ book and the history about how bitcoin started in 2008-2016. Heard about Microstrategy company buying bitcoin, did not buy the stock, but triggered me more of in buying bitcoin.

2021 January, restarted the bitcoin journey with a better understanding of it. Followed @investanswers youtube.

2022, got hit by another bear market, as low as down 75% from previous ath, but this time did not scare me at all, keep buying using DCA and limit method that me and my buddy developed together. Doubled down on the DCA amount! Wait, trippled down! Read more bitcoin books in this year. Still following and watching James’s Invest Answer’s video.

2023, keep DCA and limit strategy. Read some more bitcoin books this year and still following and watching IA! Started to get more active on X following some accounts. By end of the year, i was already in good state with my investment.

2024, same disciplined boring strategy, and read some more books and DAILY watch @investanswers. Bought MSTR stock early in 2024. Spent more time on X compared to any other social media platform. By end of the year, i was blown away with the progress and achievement.

2025, here we are. Simply in a much better place.

Key takeaways:
- trust the process but still forward thinking
- have the willingness to learn disruptive technology
- be consistent and discipline
- listen to others, takeaway the good and leave the bad away.
- don’t let anybody takeaway the fundamental or principle

Welcome 2025!

#Bitcoin

[Jack Mallers @jackmallers]

"Crypto" is going to zero. Bitcoin is going to 1M+.

I've been working on Bitcoin since early 2013 when it was ~$50. First it was going to zero because of Silk Road. Then Mt. Gox. Then governments were going to ban it. Then it was slow technology and it was going to be crushed by all of the other coins. Then Sam Bankman-Fried and FTX were sending it to zero. Now there are new narratives. New people that are far too levered, don't understand Bitcoin, but are somehow here to fix it.

Yet, somehow, here we are. A $1T asset.

Bitcoin has been the best thing I could have poured my life into over the last 13+ years. Meanwhile, trust in governments and their ability to stop destroying the people and their purchasing power has never been worse in those same 13+ years.

At the end of the day, my advice to you: the Bitcoin journey is a hero's journey. You kill your ego. You surrender the idea that you're the all-knower of the future, the main character, and important enough to matter to this thing. Bitcoin doesn't care what you think and it doesn't need your permission. You either have the balls to build conviction in it or you don't. You built Barstool, you know this. There is no free lunch. Nobody gets paid to show up when things are easy. Life isn't charity. Participation trophies are worthless. Those that end up getting paid do so because they build something that was simply too hard for others.

Nobody has to convince you of anything. You have to convince you. If you believe in the government and their ability to not print away your purchasing power, sell us your bitcoins. If you don't and you think Bitcoin is an idea worth believing in, have some guts.

Your choice. Bitcoin has been and will continue to be successful either way. It's on a journey of its own and it will be there for you whenever you're ready.

[Simon Lejeune @lejeunesimon]

10 things you can’t do with your bank, but can with @Wealthsimple 👇

1. Send a $50,000 Interac e-Transfer

2. Buy a car with Apple Pay and earn 2% cash back

3. Borrow up to 35% of your TFSA instantly and repay anytime

4. Get a chance to win $1,000,000 every month

5. Send money in 10 currencies

6. Get ATM fees reimbursed worldwide

7. Send physical cheques from your phone

8. Auto-invest your paycheque into crypto with 0% trading fees

9. Direct index entire markets and automatically tax-loss harvest

10. Deposit spare change into your chequing account at any Canada Post

Most of these didn’t exist 6 months ago. Product team is moving at an unreal pace 🏎️

[Adrian S. @asumarjadi88]

@EgyptianMaxi 2017….

[Michael Katchen @mkatchen]

Most chequing accounts pay you nothing, charge you fees, and make you drive to a branch. We built something different.

@Wealthsimple Chequing pays 2.25% interest, charges $0 in monthly fees, reimburses ATM fees worldwide, and lets you deposit cash at any Canada Post location.

But we didn't stop there. We asked: what if a chequing account didn't just delight you - what if it could actually change your life?

That was the idea behind Monthly Millionaire. Every month, we give one Wealthsimple client $1 million. You earn entries by saving so even if you don't win, you're still building better financial habits.

This is what the future of banking looks like. We're just getting started!

[Uncle Dividends (配当おじさん) @UncleDividends]

📌Here's my deep dive into Metaplanet's Operating Profit.

Metaplanet has a revenue target of ¥16 billion in 2026.

How will it be achieved?

#metaplanet #mtplf #メタプラネット

https://t.co/LylH5No4Mb

[Adrian S. @asumarjadi88]

The internet of money book!

[AA ⚡️ @AAStack]

Children are being prepared for a world that may not exist by the time they graduate.

The future probably won’t reward memorization as much as it rewards adaptability.

If AI can write, code, calculate, analyze, and automate, then as a parent my priorities would shift:

• Teach them how to think, not what to think
• Teach curiosity over blind obedience
• Teach communication and persuasion
• Teach financial literacy early
• Teach how to sell, build, and create value
• Teach emotional control and discipline
• Teach how to use AI, not compete against it
• Teach first principles and problem-solving
• Teach health and fitness
• Teach resilience when reality doesn’t go according to plan

Schools may teach information.

The future may reward judgment, creativity, adaptability, and ownership.

The children who win might not be the ones with the highest grades.

They may be the ones who adapt the fastest.

[Mike Alfred @mikealfred]

Larry Fink likes Bitcoin. Donald Trump likes Bitcoin. Kevin Warsh likes Bitcoin. Scott Bessent likes Bitcoin. Stan Druckenmiller likes Bitcoin. Paul Tudor Jones likes Bitcoin. Elon Musk likes Bitcoin. And you and your uncle Joe think you're smart for not liking it? Get real.

[Bitcoin for Freedom @BTC_for_Freedom]

Every financial crisis in the last 100 years was caused by banks, solved by printing, and paid for by you. Then repeated immediately.

[Wealth Squad Ace @NoTimeZone_]

Bitcoin doesn’t radicalize you. It just removes the filter.

You start out curious. You read a little. You buy a little. You think you’re learning about an asset.

Then one day something shifts. You see the printing. You see the bailouts. You see the same people who lectured you about responsibility quietly debasing the money you worked your whole life to earn.

And you can’t unsee it.

The news starts sounding different. The experts sound like salesmen. The retirement advice sounds like a trap. The long weeks your parents ground through start looking less like discipline and more like a tax nobody told them about.

Nothing changed. You just stopped flinching from what was already there.

That’s the part nobody warns you about. Bitcoin doesn’t argue with the system. It just sits there. Fixed. Honest. Patient. And lets everything else explain itself.

Once you see it, you don’t go back. You move differently. Slower. Quieter. Less patience for noise. More respect for time.

Most people will spend their whole lives defending a game that was rigged before they were born. A few will quietly step outside of it. The difference isn’t intelligence. It’s whether you keep looking after the first thing stops making sense.

[Jersey Shore Investor @njshoreinvest]

My friends ask me why I don't just buy our dream house now for $2-3M.

I get the appeal, this is the finish line we were all told to chase growing up.

Here's the trade nobody mentions. You don't just buy the house.

You buy the mortgage that decides when you can quit. You buy the performance reviews you can't afford to bomb. You buy the Sunday night anxiety that comes with knowing a bad quarter at work changes everything.

I'd rather have $3M sitting in the market.

It buys the option to walk away from my job tomorrow. It buys time off whenever I want it. It buys the quiet in my own head when my boss sends a Friday afternoon email.

The dream house is a nice view from a cage.

In 10 years I can have both.

Right now I only need the one that sets me free.

[Glory of Mind @GloryOfMind]

10 things to do with your parents before it’s too late:

-Thread-

[Anish Moonka @anishmoonka]

A kid drew himself sleeping in bed between mom and dad and labeled it 'safe.'

In Japan, this exact sleeping arrangement has a name. They call it 'the river.' Mother is one bank. Father is the other. The child between them is the water. Roughly 70% of Japanese mothers sleep this way with their kids, sometimes through the teenage years. The Western model of putting a kid alone in their own bedroom is barely 200 years old. For most of human history, in most cultures still alive today, kids slept beside their parents.

James McKenna runs the Mother-Baby Behavioral Sleep Lab at Notre Dame. He spent decades watching what happens when parents and kids share a bed. The bodies sync up. Heart rates align with the parent's, breathing falls into the same rhythm, and by morning even sleep stages have started matching. The parent's body, in McKenna's words, acts as a kind of biological jumper cable for the child's.

In 2013, researchers in the Netherlands tracked 193 babies through the first year of life. They measured cortisol, the brain's main stress hormone. Babies who had spent more weeks co-sleeping in the first six months produced less cortisol under stress at 12 months. Sleeping near a parent had rewired the kid's stress system to be calmer under pressure.

Inside the kid's brain at night, the amygdala, the fear alarm, gets more sensitive as the body gets tired. Darkness makes it worse. A 2021 paper in PLoS One from Australian researchers showed that light directly suppresses amygdala activity. Lights off, alarm louder. The whole brain is wired to read 'alone in a dark room' as a threat.

Now add a parent's body to that bed. The kid's nervous system reads warm body, breathing nearby, familiar smell. The threat alarm dials down. Two parents on either side dial it down twice. The drawing is the kid's brain calculating maximum safety: I am surrounded by the people who keep me alive, and nothing can reach me without going through them first.

The arrangement in this drawing is what most of human history called 'sleeping.' Sleeping the kid alone in another room is a 200-year-old Western invention that we forgot was an invention. Every kid who has ever padded into your room at 3am and crawled into the middle of the bed is just trying to redraw the picture.

[Mrs Hodl ✦ Family · Wealth · Legacy @MrsHodl]

You have Bitcoin. You have investments. You have Insurance.

You've built a financial engine.

But does your spouse know how any of it works without you? Many don't. And that's your biggest keyman risk.

[Dividendology @dividendology]

Here’s what $1M will be worth in 30 years:

$552,000 at 2% inflation
$412,000 at 3% inflation
$308,000 at 4% inflation
$231,000 at 5% inflation

Don’t like the way that looks?

Then you need to invest.

[Resko★ @Bloke_Baz]

The longer I work in corporate, the more I realize People get rewarded for being Visible, not Valuable

[Mrs Hodl ✦ Family · Wealth · Legacy @MrsHodl]

Teaching kids about money is not a single conversation. It's a thousand small moments we're already having.

Most parents just don't know they're teaching.

Three conversations that actually land:

→ "Here's what this costs — and here's how long it takes to earn it."
→ "We said no to that so we could say yes to this."
→ "This is what we do with money before we spend it."

Our kids don't need a finance course. They need to see our decision-making.

The mistake most wealth-building parents make is shielding their kids from money conversations to "protect" them. Or they are simply too busy.

What they're actually creating is a lack of preparedness.

Financial literacy is not a subject. It's a mindset. Teach the mindset first. The knowledge follows.

[Simons @Simon_Ingari]

✅ “I truly appreciate the time that we have spent discussing this role. I’m excited. My experience aligns well, and I am confident that I will be an exceptional asset to the team. Do you have a timeline for when you’ll be making a decision?”

✅ “Thank you very much for your time. This job presents an exciting opportunity. I have been looking for a position in which I can use my strong organizational skills and expand my computer skill set. I really want to join a small company like this because it allows me to take on more responsibility and make a real difference.
Can you tell me what the next step is?”

✅ “Thank you for your time today; you have given me a very clear picture of the position. I genuinely believe that I can add real value to the role and your company, and I would love the opportunity to prove myself. What is your timeline for selecting a candidate?”

Closing an interview session with these sentences is better than just saying “thank you.”

The interviewer will feel more appreciated and see that you are a strong candidate. So don’t forget to give it a try!

[Adrian S. @asumarjadi88]

Higher % for cashback and interest and introduce real visa instead of prepaid visa (even if it’s online only without physical card) for ‘super blue’ status.

Minimum spend per month could be 3k cad transaction. This will automatically boost the ‘volume’ or revenue for the upper class clients or businesses.

Shaketag: maple2609