Mau ngikutin cara pensiun Raditya Dika (4%)?
Pengeluaran per tahun x 25 (100%:4%) 90.000.000x25 =2.250.000.000
Jadi, kita harus punya dana sekitar 2 M untuk pensiun.
Dana tersebut masuk SBN 10 tahun dengan kupon SBN 6,5%. 2.250.000.000x6,5%=146.250.000 146.250.000/12=12.187.500/bulan
Kita punya income 12 juta/bulan dengan pengeluaran 7,5 jt/bulan & uang kita 2,2 M masih UTUH.
**perhitungan tersebut tidak termasuk pajak+inflasi 😁
cc : dzizima
Fyi i am :
- a civil servant
- mom of 2 daughters
- an undergraduate student
- Web3 enthusiast
I carry out every profession with pleasure.
No one knows how you struggle, so don't care about anything that makes u hurt👌
God’s Infinite Justice✨
15 tahun di pasar modal
Aset dalam bentuk properti > surat berharga dan cash
I know I’ll learn something from him, but I don’t know if it would be this✍🏻 *taking notes*
Oh SI TAU tuh warga sipil letaknya server optik di mana. We should be furious not only because they’re trying to pit us against each other, but also because they think we’re too dumb to notice the language of oppressors in broad daylight