Ryan Kilkenny

I Help 401(k) and IRA Millionaires Turn Their Nest Egg Into A Steady Paycheck and Pay Less in Taxes During Retirement | U.S. Marine Veteran 🇺🇸

[Ryan Kilkenny @atomicplanning]

Just launched The Atomic Retirement podcast 🚀

I’d love to hear what you think! https://t.co/MqUNgU92Bu

[Ryan Kilkenny @atomicplanning]

"Gambling is a tax on ignorance. People often gamble because they think they can win, they’re lucky, they have hunches, that sort of thing, whereas in fact, they’re going to be remorselessly ground down over time." - Edward Thorp

P.S. They lost $40k in 'prediction markets' 🎰

[Quiver Quantitative @QuiverQuant]

JUST IN: A brand new account on Polymarket just bet $40K that the Fed won't lower interest rates later today.

They will win $1.6M if they are correct.

[Ryan Kilkenny @atomicplanning]

@brewmarkets Check out total return 🤯

[Ryan Kilkenny @atomicplanning]

@NxtGenPlanning Daily drop has a good breakdown of the card: pros/cons, rewards summary, additional benefits, transfer partners, and offer history.

https://t.co/sfsOqr5DGO

[Ryan Kilkenny @atomicplanning]

Forward Price-to-Earnings Ratio:
Costco $COST: 51.2
Walmart $WMT: 38.2
Nvidia $NVDA: 34.9
Microsoft $MSFT: 32.6
Amazon $AMZN: 32.3
Apple $AAPL: 29.6
Meta $META: 26.2
S&P 500 $SPX: 22.3
Alphabet $GOOGL: 20.1
Target $TGT: 13.1

[Ryan Kilkenny @atomicplanning]

"You want to be greedy when others are fearful. You want to be fearful when others are greedy. It's that simple." - Warren Buffett 🔮

[Ryan Kilkenny @atomicplanning]

@ThatchTaylor Expense ratio and tracking error. But there will probably always be a some tracking error with an asset class as volatile as Bitcoin. GBTC was terrible about this before converting to an ETF (the 2.50% expense ratio didn't help). @NateGeraci may be able to provide more color

[Ryan Kilkenny @atomicplanning]

@ThatchTaylor Zooming out since inception. Estimates show that 4-6 million bitcoin (19-28% of the total supply) are lost forever because people are, well, people—lose password, throw away a device, etc. Estate planning and peace of mind alone, an ETF seems well worth the price of admission

[Ryan Kilkenny @atomicplanning]

@ThatchTaylor IBIT from blackrock has an expense ratio of 0.25%

[Ryan Kilkenny @atomicplanning]

@ThatchTaylor Why not keep it simple with an ETF? No need to worry about wallets, storage, keys, or more accounts or additional custodians when some of the world’s largest asset managers can do that for you.

[Ryan Kilkenny @atomicplanning]

Sick of spam calls?

Here’s how to block them on your iPhone (w/iOS 13 or later) in seconds👇

1️⃣ Open Settings
2️⃣ Use the search bar and type: Silence Unknown Callers
3️⃣ Tap it and toggle the switch ON

Unknown numbers will go straight to voicemail—no ringing, no interruptions!

[Ryan Kilkenny @atomicplanning]

@PaulMeloan @Tesla @Rivian You'd think they could get you a replacement door quicker. However, a friend drives a Chevy Volt and her car has been sitting in the shop for 2 months just waiting on a new battery. So even legacy automakers' - like Chevy founded in 1911 - service departments are falling short

[Ryan Kilkenny @atomicplanning]

🔮Warren Buffett has a suggestion for you:

Talk to your family about your estate plan—before it's too late!

Episode 32: Warren Buffett's Estate Plan: 10 Lessons You Need to Know launches now🚀

Listen on Apple Podcasts & Spotify

[Ryan Kilkenny @atomicplanning]

Should you claim Social Security early, invest the money, or buy an annuity?

Let's break it down—plus, learn about the new Social Security update positively impacting 2.5M Americans.

Episode 31 launches now🚀

Apple:
https://t.co/pX3Iaslq2w

Spotify:
https://t.co/Y64AlpKAgO

[Ryan Kilkenny @atomicplanning]

@MarkMcGrathCFP Have you heard about R2? Deliveries are expected to start in the first half of 2026. Whenever it does, my MYP is going bye-bye.

https://t.co/7Jy1oQAj9J

[Marques Brownlee @MKBHD]

Here's a look inside the new Rivian R2 (starts at $45,000)... and R3 and R3X!

https://t.co/mlifsXLbme

[Ryan Kilkenny @atomicplanning]

🎙️New Episode: 6 Tax Breaks After 50 That Could Save You Thousands

Did you know taxes could be your biggest expense in retirement?

Many people overpay because they don’t know about these strategies.

🎧Listen now

Apple
https://t.co/jVTdjccGbD

Spotify
https://t.co/FxCrQRfGUL

[Ryan Kilkenny @atomicplanning]

@StojBoj @Rivian How is the R1S? I have a R2 reservation, but I’ll probably want/need R1 by the time deliveries ramp up.

[Ryan Kilkenny @atomicplanning]

@zachary_ashburn @ngertsema Fathom AI is awesome for appointment notes and recap emails. Such a time saver.

[Ryan Kilkenny @atomicplanning]

Your full retirement age is based on your year of birth.

Here's a helpful chart from @SocialSecurity

[Ryan Kilkenny @atomicplanning]

Misinformation is everywhere—even on popular personal finance sites🛑

FACT: You can’t collect 'FULL' Social Security benefits at 65. That’s the age most people qualify for Medicare.

Know the difference or hire a professional.

Because your retirement plan depends on it.