Happy Birthday to Me! ⭐️
Here’s to another trip around the sun, a year of growth, lessons, laughter, and becoming more me than ever before. I’ve come a long way, and I’m proud of how far I’ve come. Today, I celebrate my resilience, my dreams, my quirks, and everything that makes me me.
Cheers to new adventures, unexpected joys, and becoming the best version of myself.
Happy Birthday, Babu Owino, You deserve all the love and magic today and always. ⭐️
Uhuru Kenyatta did not have to speak about matters HEALTH because he had Mutahi Kagwe, Nancy Mwangangi and Partrick Amoth competent individuals who ran the ministry. Today Ruto is the one singing SHIF SHA because he doesn't have anyone competent there.
Uhuru did not have to speak about education, God knows if he knew anything in that ministry. It did not matter because George Magoha had things under control. Today exams are released after public outcry let alone no money for capitation.
Uhuru did not have to address the country every now and then because Matiangi and Kibicho commanded respect by themselves. When they spoke everyone felt the government has spoken.
Ruto's first blunder was the cabinet he picked. Uhuru's strength was his cabinet. Uhuru's cabinet was so efficient that he did not have to appear in public every time thus retaining the respectable status of head of state. Ruto is everywhere doing everything becoming common and losing respect.
Ruto made us think that Uhuru was not SMART. Today I submit to you that actually Uhuru is smarter than Ruto. @calvinokello4
Rule 001: Never take up a loan to start a new business.
Here’s why: new businesses are full of uncertainties. What if it doesn’t work out, which is a real possibility? A fresh business has no track record, no guaranteed cash flow, yet loan repayments start immediately. Most businesses also take at least 6 months to pick up. How will you repay the loan in the meantime? That pressure alone can kill a good idea before it even matures.
Start small. Test the waters. Use savings, reinvest profits, and grow step by step. Once your business proves it can generate steady revenue, then, and only then should you think about outside funding.
Debt is not for experimenting. Debt is for fueling growth.
#NjakweOnFinance
Unpopular opinion:That BBC documentary hasn't received the attention it deserves because the perpetrators and culprits are both women.Tell Migwi to come outside