Ayokanmi Oluwabuyide

About personal development and financial wellness.

[Ayokanmi Oluwabuyide @ayooluwabuyide]

@anujcodes_21 Very valuable. Thank you for sharing.

[Ayokanmi Oluwabuyide @ayooluwabuyide]

Yes, real estate is a good investment option. However, you don't have to buy land before you can invest in real estate. You can invest in REITS - Real Estate Investment Trusts and still enjoy great returns from the real estate market.

[Ayokanmi Oluwabuyide @ayooluwabuyide]

"Most decisions don't need to be perfect; they just need to be made."

[Ayokanmi Oluwabuyide @ayooluwabuyide]

Nothing is free. If you didn't pay for it, somebody else did. Value every opportunity and make the most of the resources that come your way, especially when they are free.

[Ayokanmi Oluwabuyide @ayooluwabuyide]

They're selling real estate at promo prices and are telling you, "But a plot and go home with amazing gift items - rice, oil, chicken, etc." Just know that it's not real estate you're buying; it's rice and oil you're buying. 🚶‍♀️🚶‍♀️

[Ayokanmi Oluwabuyide @ayooluwabuyide]

You asked your friend to lend you 550k. He asked what you needed it for and how you'd pay it back. You're saying, "Who go help you no go stress you" Hmm... orishirishi! #clapsinwonderment
It's a good thing we now know your problem... and it isn't money.

[Ayokanmi Oluwabuyide @ayooluwabuyide]

It's okay to normalise luxury as long as you can afford it. How do you know you can afford it?
When you can pay for it three times over without breaking a sweat.

#personalfinance #ownyourupgrade

[Ayokanmi Oluwabuyide @ayooluwabuyide]

What is your earliest memory of money?

[Ayokanmi Oluwabuyide @ayooluwabuyide]

I've recently been learning more about money shame and how to overcome it, and one lesson that has stuck with me is that our money mistakes do not define us—rather, they teach us. What is that money advice or a mindset shift that has made a difference for you?

[Ayokanmi Oluwabuyide @ayooluwabuyide]

Avoid lending people money if they are uncomfortable telling you why they need it.

#ownyourupgrade

[Ayokanmi Oluwabuyide @ayooluwabuyide]

What is one thing you want to spend more money on next year?

[Ayokanmi Oluwabuyide @ayooluwabuyide]

If you earn well yet find it difficult to save, you should review your bank statements and audit your spending to identify spending habits and excesses you can cut back on. This will help you become more objective about the minimum you can live off each month.

#ownyourupgrade

[Ayokanmi Oluwabuyide @ayooluwabuyide]

Some days, you'd be able to save much. On other days, you may struggle to save little. Save something regardless. Always set something aside towards your financial freedom.

[Ayokanmi Oluwabuyide @ayooluwabuyide]

Consider this if you want to increase your income streams.

#personalfinance

[Ayokanmi Oluwabuyide @ayooluwabuyide]

It's month end, and you realise you have a budget surplus. What would you do with the surplus?

[Ayokanmi Oluwabuyide @ayooluwabuyide]

... expertise of skilled professional fund managers for effective fund management.

[Ayokanmi Oluwabuyide @ayooluwabuyide]

How can I invest in Money Market?

The Money Market Mutual Fund (MMMF) is a type of mutual fund that enables you, an investor, to pool your funds with other investors who share similar investment goals. The pooled funds are managed by a professional fund manager... #thread

[Ayokanmi Oluwabuyide @ayooluwabuyide]

... Also, consider how long they have been around, track record, experience and expertise, asset allocation, management fee, termination charges, etc. A huge benefit of MMMF is that it allows investors to invest with relatively low capital while leveraging the ... #thread