A good portion of the nation's 11 million millionaire households worry about the possibility of running out of money in retirement fairly often.
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The fortunate thing for consumers is they have many strong options when shopping for permanent life insurance such as indexed universal life.
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Life insurance policies designed properly with the right guarantees and terms can become a very valuable and beneficial financial planning tool:
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Life insurance can be an important tool for funding a buy-sell agreement, a sort of prenuptial that spells out how the business transfers to the other partner if one dies:
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