I built Kiwi Money because I couldn't track my own spending.
Not because I was lazy.
Because it was literally impossible.
In Sri Lanka, there's no open banking. No API. No way to connect your bank account to an app.
Your only proof that money left your account? An SMS from your bank.
So I thought. What if the app just read those messages?
That's exactly what Kiwi Money does.
It parses your bank SMS, categorizes your spending, and shows you where your money actually goes.
No manual entry. No linking accounts. No data leaving your phone.
I started building it because I needed it.
Then friends started using it.
Then strangers started paying for it.
Now 400+ people trust Kiwi Money to manage their finances every day.
We're not chasing a trend. We're solving a real problem that exists because the "proper" infrastructure was never built here.
And honestly? That's the best reason to build anything.
Build for the gap no one else is filling.