freeman

Teach

[Tomy Flynn @flynn_tomy]

IG new instant ban method:

Step 1: Connect to germany vpn.
Step2: Report the account:
1x Self
1x Hate

For inquiries check my bio.

#meta #exploit #ban #unban #ig #instagram #leak

[Stetson Doggett @stetsondoggett]

Outside of going with a prepaid carrier, Verizon's new Simplicity plan is the best-value postpaid plan for a single line.

Regardless if you're an iPhone user, Samsung user, or Pixel user.

[Stetson Doggett @stetsondoggett]

Here's how Verizon Simplicity compares to AT&T, T-Mobile, and the legacy Verizon plans for a family of four.

Assumes you upgrade to a Pro Max model iPhone every 3 years.

> more expensive than AT&T and T-Mobile
> more expensive than VZ Welcome and VZ Plus

[CharlieIntel @charlieINTEL]

Activision has confirmed that the Call of Duty: Black Ops and Black Ops 2 re-releases for PS4 and PS5 are only ports, and not remasters -- and won't include new updates.

[hunter @hxxntrr]

The car dealership showed you 8.9% APR on your auto loan

The bank approved you at 4.2%

The dealership added 4.7% on top and kept the difference. That's an extra $4,800 on a $40K loan that goes straight into the finance manager's pocket as commission

It's called a dealer reserve markup and it's the single biggest legal scam in American consumer finance

Here's how it works. You sit in the F&I office (Finance and Insurance). The finance manager pulls your credit. The bank (let's say Capital One Auto) comes back with an approval at 4.2% APR. The finance manager never shows you this number. Instead he tells you "great news, we got you approved at 8.9%"

You think 8.9% is your rate. It's not. It's your rate plus his commission. The 4.7% spread between 4.2% and 8.9% gets split between the dealership and the finance manager. On a $40K loan over 72 months that spread is worth $4,800 in pure profit

The finance manager makes more money on the markup than the salesman makes on the car itself. The salesman negotiated with you for 3 hours over $500 off the sticker price while the finance manager was in the back office adding $4,800 to your interest rate in 30 seconds

"Isn't that illegal?"

No. Dealer reserve markups are legal in all 50 states. The bank explicitly authorizes the dealer to mark up the rate. The bank WANTS the dealer to charge you more because the bank gets a cut of the spread too. The bank approved you at 4.2% but keeps maybe 3.5% and lets the dealer inflate up to 8.9% and pocket the rest

The bank and the dealer are splitting the extra interest you're paying. They're partners in the markup. Neither one has a legal obligation to tell you the buy rate (the actual approved rate before markup)

The play to kill the markup:

BEFORE you walk into a dealership, get pre-approved at your own bank or credit union

Capital One Auto Navigator: pre-approval takes 5 minutes online. Tells you the exact rate you qualify for with no dealer involvement
Navy Federal Credit Union: if you're eligible, consistently 2 to 3% lower than dealer-marked rates
DCU (Digital Federal Credit Union): anyone can join, known for some of the lowest auto rates in the country
Your local credit union: almost always 1 to 3% cheaper than dealer financing

Walk into the dealership with your pre-approval letter. Don't mention it during negotiations on the car price. Let them settle the price first. Then when they send you to F&I, the finance manager will pitch his rate

When he says "we got you 8.9%," you put your pre-approval letter on the desk: "My credit union already approved me at 4.2%. I'll be using their financing unless you can beat it"

Two things happen:

Either the dealer matches 4.2% or goes lower (he can, because the buy rate was actually 3.8% and he has room). You save $4,800

Or the dealer says he can't match it and you use your pre-approval. You still save $4,800

There is no scenario where you lose by walking in pre-approved

The deeper play for people with damaged credit:

Dealers mark up subprime rates even harder. If your real approval is 12%, the dealer might tell you 18%. On a $25K car over 72 months that markup costs you $6,200. Subprime buyers get the biggest markups because the dealer knows they feel lucky to be approved at all and won't push back

If your credit is under 680, get pre-approved at a credit union BEFORE the dealership. Even subprime credit unions offer rates 3 to 5% below what the dealer will quote. You won't get 4.2%, but you'll get 11% instead of 18% and save thousands

The finance manager is the highest-paid person in the dealership. Not the GM. Not the top salesman. The F&I guy who sits in a back office and adds 3 to 5% to your interest rate while you sign documents you don't read

He makes $150K to $300K a year. Almost all of it from rate markups on people who never thought to get pre-approved

The entire auto lending system has a middleman who adds thousands to your loan and provides zero value. Eliminate the middleman. Get your own rate. Walk in knowing what the bank actually approved you for instead of what the dealer decided to charge you

You negotiated the price of the car for 3 hours and felt proud saving $800. The finance manager made $4,800 off your interest rate in the time it took you to sign your name lmfaooo

(i fix credit so you qualify for the lowest auto rates before you walk in. link in bio)

[Sweet Token @fhriiuslu]

[ REPOST ] NEW INSTAGRAM METHOD

- New IG Ban Method 18/06

1- VPN to San Jose, CA (Meta HQ).

- Report Account

1x Financial or Investment scam
1x Nudity or sexual activity
1x Bullying or harassment
1x Suicide or self-injury

- Wait 15s reload, enjoy!

[AppleTrack @appltrack]

The iPhone Air 2 is rumored to add a second ultra wide camera and improve battery life.

It will likely be released in Spring 2027.

[Glitch King 👑 @glitchaddicts]

I JUST FOUND A VERIZON LOOPHOLE

Rakuten pays $50 for prepaid + add-a-line activations.

Get Galaxy A16 5G for $60, then go back through Rakuten and add another line for $40 then again with $50 cashback

Each phone sells for $80 on eBay

Guide below:

https://t.co/R0khdu1tiV #ad

[Dexerto @Dexerto]

Rockstar has announced that pre-orders for Grand Theft Auto VI will officially begin on June 25

They also revealed the game's official cover art

[CharlieIntel @charlieINTEL]

The Black Ops and Black Ops 2 releases for PlayStation are ports specifically, as Treyarch mentioned. It will be its own servers, not the PS3 ones.

But, there's no cross-play, performance upgrades, or new features mentioned at all.

[DramaAlert @DramaAlert]

Which are you more hyped for?

GTA 6 or Black-Ops.

[ModernWarzone @ModernWarzone]

NEW Details on Black Ops and Black Ops 2 PlayStation Ports 🎮

• New servers, not PS3 ones
• No cross-play
• No performance upgrades
• No new features

[Via @charlieINTEL]

[KARNAGE Clan @KARNAGEclan]

• Hacker-free lobbies
• DLC maps
• Wager matches
• BO1 Gold grind
• BO2 Diamond grind
• Master Prestige grinds
• Zombies EE’s w/ the boys

This Summer is going to be incredible🥲🔥

[Stetson Doggett @stetsondoggett]

Oh shoot, there are actually THREE Simplicity plans from Verizon.

• Simplicity: $45/mo, no device upgrades
• Simplicity Plus: $80/mo, "free" $830 phone upgrades
• Simplicity Pro: $95/mo, "free" $1,200 phone upgrades

All plans are currently eligible for a $15/mo discount if you port your number.

[KARNAGE Clan @KARNAGEclan]

Black Ops 1 + Black Ops 2 PS5 updates:

- ALL Black Ops 2 Personalization Packs have been delisted from all platforms and can't be purchased anymore.

- Camos like Weaponized 115, Afterlife, Party Rock and more are no longer purchasable.

- This could mean they’ll be included for free in the PS4/PS5 port and PC/Xbox versions soon!

- Call of Duty: BLACK OPS II has now been renamed to just BLACK OPS II (2012)

These ports/remasters could be here soon!👀

[Tech Ultimatum @TechieUltimatum]

Steam may finally be getting its console-like gaming PC. 🎮

Leaked benchmarks of the rumored Steam Machine "Valve Fremont" running native SteamOS have surfaced:

• Semi-custom AMD Zen 4 CPU (6 cores, up to 4.86GHz)
• 16GB DDR5 RAM
• Geekbench 6 scores: 2,300 single-core and 7,300 multi-core
• Around 6× more powerful than the Steam Deck
• Targets 4K 60 FPS gaming with AMD FSR
• HDMI 2.0, Wi-Fi 6E, expandable NVMe storage
• Rumored price: $500-$800

If these specs hold up, Fremont could become Valve's answer to a compact console-sized gaming PC, sitting between the Steam Deck and high-end gaming desktops.

Would you buy a SteamOS-powered mini PC for $500-$800? 🤔

[𝔐𝔘ℜ𝔉𝔖 🪬 @MurfsHello]

SNAGGED THIS AT WALMART TODAY!!!

Backwards compatibility is officially on PS5 🔥🔥🔥💪💪💪 #ps5 #bo2 #bo1

[CharlieIntel @charlieINTEL]

The Black Ops and Black Ops 2 ports for PlayStation will include Campaign, Multiplayer, and Zombies

[CharlieIntel @charlieINTEL]

Call of Duty: Black Ops and Black Ops 2 ports for PS4 (and PS5) confirmed, releasing in July

No updates for Xbox or PC

[Treyarch @Treyarch]

It's official: the original Black Ops and Black Ops 2 are being ported to PlayStation in July, courtesy of our partners at @IronGalaxy. 🤝