B666

[CryptoBigBear @CryptoBigBeartw]

@pendle_fi #PENDLE
聊聊本轮牛市的百倍币 $PENDLE 与我的故事
一些朋友看繁体字有些吃力，全文使用简体字

这个月初我终于把1/2本金出金成法币，下个月会再出另一半，虽然这篇的内容有出视频讲过了，但还是想用文字记录下来

目前仓位: 80,000个 $Pendle(50%仓位), 50%仓位的U(找矿挖)

故事回到去年八月我带着本金30,000u以及从银行贷款了30,000u投入到币圈中

我的背景？
1. 程序员(Web2)
2. 没有金融知识
3. 台股只敢买ETF, 金融股
4. 自己一个人投资

为什么要投资加密货币?
-> 我觉得要在大城市买房太困难了，一直听说比特币波动很大，所以想进来看看，硕士班也有稍微接触到区块链。

为什么要贷款投资？ (不良示范)
-> 因为刚进入职场2年，没有太多的存款，币圈的市场会因为越来越成熟，而趋于稳定，我必须赶牛市尚未開啟时，多屯积一些币，贷款的金额也大概就是我的年薪而已

为什么不买BTC，而是重仓Pendle?
因为我认为我的本金太少，买BTC我赚不到改变人生的财富
(很韭菜的想法，一买错标的，直接亏完)

如果全部亏光，我的后路是什么？
-> 我自己本业是程序员，我会跳槽去一线大厂，很操但是薪水好高的工作

我很幸运
1. Luna, FTX暴雷后入圈
2. 在熊市入圈，培养暴涨暴跌时的心态
3. 2024 BTC减半
4. 币圈四年一循环: 2023熊市最后一年
-> 熊市漫漫长夜，能在熊市最后一年入圈，已是万幸
5. 遇到Pendle
-> 在一堆DeFi代币中，我就看到了 $PENDLE，而且还ALL IN了

加入币圈后的4个阶段
1. 新手期 - 学习投资心态
2. 撞墙期 - 美联储疯狂加息，跌了又跌
3. 遇到Pendle - 买Pendle被套 ，开���研究Pendle
4. 暴涨期 - Pendle选定积分市场，开始进入大众视野
5. Now – ETH ETF即将通过，Pendle下一个版本开发中!

新手期 - 学习投资心态(Youtube)
• 区块链日报: 投资观念、投资心态的建立
• 脑哥 Chill块链 @BrainBroCrypto : 每周播报数据面的资讯(可以培养一些金融知识)
• 邦妮区块链 Bonnie Blockchain @BlockBonnieC : 紧跟时事，内容有趣，重大事件会第一时间翻译成中文
• 呢喃猫 podcasts @MurmurcatsTW : 作为NFT持有者推一个
• 酷可实验室 @coocolab : 很多采访影片
• 小矿工挖挖矿 @tinyminer_yt : 懂智能合约的Youtuber

撞墙期 - 美联储疯狂加息，跌了又跌
1. 最初的投资组合: $ADA (50%), $OP(23%) , $ARB(23%), $BTC(2%), $ETH(2%)
2. $ADA: 纯粹觉得很便宜，涨回3u，能赚10倍
3. $ARB, $OP: 坎昆升级叙事
4. 开始在推特跟着永赚博主买币

遇到Pendle - 买Pendle被套 ，开始研究Pendle
1. 有段时期在炒LSD赛道，我看到Pendle K线都是暴涨暴跌，就买了一些
2. 最初的投资组合整体下跌3成后，在最低点割肉，买入Pendle，0.8u买的，跌到0.6，一路加仓到2.5u
3. 从Pendle Discord找到Pendle 电报中文群，找到 @ViNc2453 & @kevin0x0
“用户教育”真的是Pendle现在能这么成功的一大原因
4. 买了 $mpendle 开始挖 $Pendle
-> ARB STIP rush最后一round有及时出場@Penpiexyz_io也持续推出新提案维持peg，长线看好 (NFA)
5. 某次Pendle Rush赚了10% $Pendle币本位(那時候ARB还有2u😂)
6. 这个阶段主要看以下几位前辈学习DeFi (Youtube)
mrblock 区块先生 @mrblock
Vic TALK @victalk_eth
3D 的频道 | DeFi / 套利 / 囤币 / 数据 @0x22333D
TALKCHAIN @talkchain_today
Alex的加密日记 @0xAlexon
本VC|BentheVC
谈东论西 CoinVersation @bee_926 @xiaonalens

说真的，最初的Pendle真的很难玩， stETH 4-5%APY真的没吸引力，GLP除了一些DeFi高手玩得明白以外，散户根本玩不懂

暴涨期 - Pendle选定积分市场，开始进入大众视野
梦开始的地方!!
Pendle上线第一个挖积分项目 - @ether_fi
没人能想到YT竟然不只能拆分出Yield，还可以拆分出空投积分，从这一刻起
Pendle上線 Renzo, Puffer, KelpDao, Swell, Bedrock, zircuit, Ethena, EigenLayer, Symbiotic, Karak

TVL像坐火箭一樣，1b->2b->...->6b 飛到前10名的高度

大量的LRT积分到期后，Pendle下一個敘事在哪裡?
1. BTCfi/ Layer1/ Layer2/RWA 积分市场
2. 反VC幣敘事: 团队/VC已全解锁，非VC解锁币，非高通胀币
3. Pendle V3 (全链杠杆利率互换版本)

对自己的检讨-做得好的部分
1. 不玩合约
2. 不频繁交易
3. 开始拍視頻
a) 对项目机制更加了解
b) 得到与项目方谈话的机会
4. 适時套现(5u, 6u 賣了很多，近期有接一些回來)
-> 特别想提这一点，我自己是非常相信 $PENDLE 会成功的，币价能达到10u, 20u, 30u，但如果我不尝试去卖一些，永远相信能涨到更高的话，我真的不知道什么时候才会卖，只能说卖飞永赚

对自己的检讨-做得不好的部分
1. All in Crypto.
-> 现金没留多少，全部投入到币圈了
2. All in Pendle.
-> 重仓在一个小币，大概也只有新手才会这样做了
3. 没买BTC & ETH
-> 下个循环可能就会把大仓位都放在BTC上
4. 看到别人cx一个币，觉得有道理就去买一点

希望所有人在这轮牛市都能完成自己当初进币圈时想达成的目标

特别感謝 @0xlenn 抽空跟我有一个谈话，了解到了 @tn_pendle 头发的故事，以及团队的做事风格，我感觉得出来你很想跟我说说Pendle V3具体的内容，但你不能，哈哈。

最后感谢一些同样支持Pendle的兄弟们:
@ViNc2453 @crypto_linn @0xShinChannn @Rightsideonly @btclin @labrin @0xSleepinRain @kevin0x0 @0xCoumarin @qianchengpeng @ronnie @ronniew32276793 @zetai_moumantai @Neoo_Nav @2lambro @kenodnb @Aprilzz423 @DDangleDan @PendleIntern @Bitcoiner0601 @imkenchia @defi_mochi

借V佬的話一用
Trust yourself, trust the team, trust @tn_pendle's hair.
Relax and @pendle_fi on.

本文章并非投资���议 #NFA，加密货币投资存在高度风险和波动性，请做好自己的独立研究 #DYOR

[CryptoBigBear @CryptoBigBeartw]

抵押 $PENDLE 借了一些u, 支持一下 @pendle_fi gUSDC池 @gains_trade

很久沒看衍生品賽道的數據
收fee方面 gTrade已經反超GMX👍

gTrade 也有計劃通過 Penpie 賄賂 gUSDC 池，賺 $PENDLE 排放又賺 $ARB 激勵，舒服😎

7/31 DCA 64.1顆 $PENDLE

[CryptoBigBear @CryptoBigBeartw]

受到@mrblock Youtube影片的鼓舞，決定不只是購買$Pendle，而是花更多時間去研究並拍成影片讓更多人能認識到Pendle。

影片回顧了2021-2024年Pendle獲得了哪些投資方/項目的支持和合作，BD團隊做的非常好。也講述為何我看好Pendle，以及未來的展望。

https://t.co/Ptvmg4UlRS

[Zeus Network @ZeusNetworkHQ]

Say it, Olympians!!

-> { 4 . 4 }

We are coming for LFG Launchpad by @JupiterExchange

[Equilibria @Equilibriafi]

🎉 Exciting news! We are thrilled to announce that Equilibria will be hosting a PENDLE Palooza Special Campaign on March 21st at 8am UTC!

By converting your PENDLE to ePENDLE, you can participate in sharing 50K $ARB rewards along with xEQB rewards!

Important Hint 👀
Each PENDLE acquired will facilitate the buyback of ePENDLE from the secondary market, helping to improve the PEG ratio!

First come, first served! So make sure you prepare the PENDLE in advance for the awesome rewards! 🔥

[zkTuring.hl @zkTuring]

From Zhu to @CryptoHayes, the Pendle is swinging.

🕰️

[3lbn3qrekoj @3lbn3qrekoj]

本来想替 @Penpiexyz_io 推广下新的 Pendle Rush 6、但8万个 $ARB 也已抢剩下7千个了…🔥

1／这次机制的改革重点要看清！

✅回购抽成的部份不是拿去锁成vePENDLE、不会再增加mPendle的供应量！

✅而是用来建立mPendle国库储备，国库挖到的 $PENDLE 收益将用来长期回购更多mPendle 支持汇价！
🧵👇

[3lbn3qrekoj @3lbn3qrekoj]

3／不过也已剩下 7000 个 ARB 了
大约谁个大户冲多30000个PENDLE就完了

再次重点:
✅ 项目方铁了心要捍衛mPendle汇价了、建立长期国库战略储备
✅ 国库收益将用来进行…
🔺更多回购
🔺甚至开放用户赎回 $PENDLE 的机制？

汇价反应不错，由0.75回升至0.82了🙏
＊完

[Penpie @Penpiexyz_io]

It's time to TurboCharge your mPENDLE gains!📈

@arbitrum Season is in full swing on Penpie! We've just injected 20K $ARB into the Pendle mPENDLE pool for the next 7 days, thanks to @magpiexyz_io's ARB STIP incentives.💰

With an APY of 55%, your yields got a lot juicier!🍊

Dive in and deposit now - your future self will thank you!😉

[Dolomite 🏔️ @Dolomite_io]

We're excited to announce that PT-eETH is now supported on Dolomite!

Dolomite users, @pendle_fi fans, and @EtherFi fans can now borrow against their PT-eETH on Dolomite's borrow page while earning Pendle's fixed yield!

👉 Try it at https://t.co/fA8ALuSP32

👇 Read more

[Penpie @Penpiexyz_io]

Supercharge your $PNP earnings with the mPENDLE / $PENDLE pair on Penpie!🔋

With over 55% APR in $PNP tokens, the mPENDLE / $PENDLE pair has already reached an impressive $1.74M TVL!⚡️

Deposit your @PancakeSwap LP tokens on Penpie now and enjoy the rewards!💡

[B666 @BearbroLFG]

@ViNc2453 @ethena @pendle_fi 3天賺了1M個points, YT還漲了20%🔥🔥🔥

[TN | PendleBoros @tn_pendle]

ATH in daily trading volume yesterday for @pendle_fi + broke the $100M mark for the first time + Ethena USDe launch 🚀

Been busy with launches and it's about to get busier!

[B666 @BearbroLFG]

@wang_eth 6w了

[B666 @BearbroLFG]

@Ed_x0101 Pendle

[3lbn3qrekoj @3lbn3qrekoj]

👀Ethena已经成为谈论度最火的项目之一😂
其中大概有一半热度来自Fud🤭
而其实无论信与不信
或也无阻在此之中发展一些非常有潜力的衍生品… 🤫
▶️https://t.co/UQRsGJdDfx

[G | Ethena @gdog97_]

Have seen a couple comments along the lines of:

"I can just do it myself"

Sure you can, think even my grandmother can

It is not the cash and carry which is interesting in isolation, it is what you can unlock when this is trade is transformed into a liquid and composable token:

Money Markets:

While you can hold sUSDe unlevered, you may also be able to eventually deposit this on a money market like @aave @spark_protocol_ @MorphoLabs

There you can borrow dollars from the rest of DeFi and if those borrow costs are below sUSDe yield, it begins to unlock very interesting post leverage returns through looping

As an example with rough current figures:
-DAI borrow costs on Spark are around 6%
-Assume sUSDe yield at ~26%
-On reasonably low leverage [3-5x] you could loop this delta in rates to achieve >50% post leverage returns

Of course this is just an example, rates can change, and sUSDe will likely drag up borrow costs through DeFi as users perform this trade which will of course impact the post leverage economics

But this is not possible by performing the cash and carry yourself and is only unlocked when you tokenize the cash and carry to then compose throughout DeFi

Yield Bearing Perpetual Collateral:

@aevoxyz recently introduced aeUSD where users can margin their collateral with a yield bearing dollar at 4.75%

This is extremely compelling for most users, especially large trading funds with a strong focus on capital efficiency

The same idea applies to sUSDe, and at times this yield may be more attractive than 4.75%

Whether it is on DEXs or CEXs, I believe unlocking this capital efficiency could be one of the larger themes in 2024, and again is uniquely unlocked by tokenizing the cash and carry

I shared some thoughts on this with the @synthetix community a week ago:
https://t.co/tlBSMWvh1W

Interest Rate Swap Markets:

@pendle_fi has started to unlock some very interesting use cases for fixed to floating swaps

While there is a graveyard of projects who have attempted to make interest rate swap products in DeFi, the challenge has always been finding a single, scalable asset on which to build these products without fragmenting liquidity

What is interesting about sUSDe is you have two varying yield sources from staked ETH and the basis, both of which can now be put into @pendle_fi in order to allow users to trade rates at fixed maturities, and create what will be the first scalable yield curve in crypto built on staked ETH and the basis

For example if:
-sUSDe floating rate is at ~26%
-You think funding will increase going into a potential ETH ETF announcement in May
-Allow a user to lock in a fixed rate zero coupon return via PT, while you purchase YT sUSDe and take leveraged upside exposure to that rate increasing

Again, non of this is possible with just doing the cash and carry yourself and begins to unlock a whole new suite of interest rate products within DeFi

Summary:

The point of @ethena isn't to save you some hassle to execute a cash and carry

What is exciting is being able to tokenize this asset, make it extremely liquid through DeFi and CeFi, and then allow new and interesting use cases to be built upon it

Composing different money legos together is what I personally first found interesting about DeFi and what drew me to the space

And its only when this cash and carry is tokenized we can really start to create magic

[cryptoolddog @CryptoOlddog]

写一写真实的“撸毛人”的 ROI，兄弟们真的别看贼吃肉，没看贼挨打

我们 4 个朋友一起合伙做的的自营工作室，这次 strk 收获537 个号，其中 480 个低保500，28个 1800，29 个 850，合计 31 万个 #strk 收货约60万U，这是贼吃肉哈，接下来是贼挨打部分：

挨打1: 2000个strk号，资金占用约25万U，那个钱在里面直接锁死，磨损约30%，月 7 万 U，如果单算 strk 的 roi，也就是刚刚好 3 倍的样子

挨打 2:2000 个 lens，均价 170 买的 NFT，34 万 U，看起来已经归零了

挨打 3:2500个 L0，单号占用资金 150U，单号已磨损 30U，这里卡着 37 万 U，单号已亏损 7 万 U

挨打 4:4000 个 ZKS，单号占用资金 150U，单号已磨损 27U，亏了 10 万 U

挨打 5:指纹浏览器续费，1 万个窗口，每月磨损 1500rmb

挨打 6:精撸 IP 总共 1500��，每个每月 5 块，每月消耗 7500

挨打 7:15 台设备/服务器，电费，折旧，人工，这些大概 2万一个月

挨打 8:有俩台设备被小弟点了钓鱼网站，里面的号全挂，一波亏损 15万U

挨打 9:被反撸，被 PUA，被 CX 买各种各样奇形怪状的 NFT，证明，pass，这些累计亏了不低于 10 万 U

挨打 10:机会成本，一个撸毛案子，从脚本开发，跑流程，排交互时间表，排维护时间，手撸号，脚本号，维护号，外单号，老板号，熟人号，这不是三张 excel 表能弄清楚的

挨打 11:有一个别的外部老板的号助记词丢了，这次我是全赔，有一个赔一个

挨打 12:还有一堆小于 200 个号的小案子，我连 tmd mirror 我都撸过，什么勾八 phaver，勾八 altlayer，polydra，一堆数不胜数，最后都颗粒无收，这里面亏了没有 7 万 U，也有 5 万 U 了

挨打 13:占用时间，浪费青春，过程极其无聊，极其消耗人的能量

��的差不多了，你还想撸吗🌚

Every coin has 2 sides

[L1D @L1D_xyz]

Excited to finally announce our investment in @pendle_fi through an OTC transaction last December!🚀🌚

We’re here to back Pendle's vision of unlocking interest rate derivatives for everyone. Here are our thoughts on Pendle & the evolving DeFi landscape: https://t.co/23EyqP422d

[B666 @BearbroLFG]

@uefn_fun @pudgypenguins @pendleLFG $uefn pudgypenguins Let’s go!!