pj

eternal entrepreneur. product geek - i build & break products. tea addict. building @RaiseTheBarHQ. customer service at @DhanHQ

[pj @BeingPractical]

The saddest part about living in your late 30s / mid 40s is seeing legends & people that inspired, shaped up or touched your lives, made you laugh or cry go away. Be it people from business, musicians, artists, actors or sports.

[pj @BeingPractical]

@PravinTiwariX Lol, this is crazy good Pravin 🙂

[pj @BeingPractical]

So my home-loan experience unexpectedly ended up being published by few news publications and made it’s way to some WhatsApp forwards.

Now my family and friends think - our business is not doing well, that’s why the bank rejected the loan application 🥲

On the loan, senior officials from this bank and few more banks called up to help, it will get sorted.

Yeah, I might have got bit lucky here but the fact remains that for founders, entrepreneurs and promoters access to credit remains a challenge.

Many who are small business operators, free-lancers, consultants, full-time traders, and likes have difficulty even getting a simple credit card. Hope things change in the future ☺️🙏

in-pic: colleague spotted this in mumbai local train.

[pj @BeingPractical]

Always believe that something wonderful is about to happen.. 🇮🇳🦚

coming soon 🚀

[Ram Telugu Trader @RamTeluguTrader]

This is a crazy feature in Dhan app! 🤯

Super IPO ensures you never miss a high demand IPO

Just set your preferred subscription threshold, and you'll get a payment reminder notification

Can you see that in any other demat acount ?

[pj @BeingPractical]

@Boss_2408 @DhanCares @DhanHQ Hi Sahil, this I guess was announced yday. It takes 24-48 hours to reflect corporate actions. Team at @DhanCares will connect with details.

[pj @BeingPractical]

@BhavikKoladiya You are on it for a while now 😬

[pj @BeingPractical]

Who's up?
And what are you working on?

[pj @BeingPractical]

@testedoktharun Interesting, hiring becomes niche with that.

[pj @BeingPractical]

@PrateekInNature @solayagreens neat!

[pj @BeingPractical]

@whereisaditya_ Interesting, share when you have it.

[pj @BeingPractical]

@VSR9000 multiple teams build their own products at raise, i build dhan

[pj @BeingPractical]

@abhishek_tri been at work, as usual

[pj @BeingPractical]

@bhargavm2215 personal project?

[pj @BeingPractical]

@Greencandles24 Yes, a few offered to help.

[pj @BeingPractical]

Founder's life is hard!

My home loan application got rejected by a top private bank - just because I am a founder.

> 25 years+ of customer
> ~800 CIBIL Score
> 5x-6x of loan value in relationship with this bank
> may be in top 0.1% of its customers by assets
> and irony is this bank felicitated me as top fintech innovator or something like that.. 😛

They can give loan to team members our company employs, but not me - because as founder I'm high risk category.

Damn... lagta hai office mein hi rehna padega zindagi bhar... 🫤😭

[pj @BeingPractical]

@piyushchaudhry Noted, starting a monthly SIP on that bank now right-away 🥲

[pj @BeingPractical]

@vijaythirumalai Spoke like a hustler, keep up with that spirit!

[pj @BeingPractical]

@prabhat_mittal No offence taken sir. I understand, chill. All good.

I prefer to keep business and personal life different.

[pj @BeingPractical]

@prabhat_mittal Our finance team serves the company, not its founders...

[pj @BeingPractical]

@YSRhere Yes buddy, go try taking that as well.