bel ballesteros

a simple person just passing through...

[bel ballesteros @beltbb]

💕

[Inspiration & More @LifeWithJohn]

Grief doesn't pause for life, it moves beside it.
And some days, the only brave thing you can do
is open a small window for the light to come in.

[bel ballesteros @beltbb]

❤️

[Nature is Phenomenal @AnimalGeoLife]

A mother is always a mother, she defends her children to the end 😳👏

[PAGASA-DOST @dost_pagasa]

Heavy Rainfall Warning No. 2 #NCR_PRSD
Weather System: Severe Tropical Storm OPONG
Issued at: 5:00 AM, 26 September 2025(Friday)

YELLOW WARNING LEVEL: Quezon(San Francisco, San Andres, San Narciso, Mulanay, Tagkawayan, Guinayangan, Buenavista, Calauag).
ASSOCIATED HAZARD: FLOODING in flood-prone areas.
Meanwhile, expect light to moderate rains over Pampanga, Bataan, Zambales and Tarlac within the next 3 hours.
Light to moderate with occasional heavy rains affecting Batangas, Cavite, Laguna, Quezon(Candelaria, Dolores, San Antonio, Sariaya, Tiaong, General Nakar, Tayabas, Infanta, Lucban, Lucena, Mauban, Pagbilao, Real, Sampaloc, Agdangan, Alabat, Atimonan, Burdeos, Catanauan, General Luna, Gumaca, Jomalig, Lopez, Macalelon, Padre Burgos, Panukulan, Patnanungan, Perez, Pitogo, Plaridel, Polillo, Quezon, Unisan), Bulacan(Dona Remedios Trinidad, Norzagaray), Nueva Ecija(General Tinio, Gabaldon), Rizal(Rodriguez, San Mateo, Antipolo, Tanay) and Metro Manila(Quezon City, Caloocan, Marikina) which may persist within 3 hours and may affect nearby areas.

The public and the Disaster Risk Reduction and Management Offices concerned are advised to MONITOR the weather condition and watch for the next warning to be issued at 8:00 AM today.
For more information and queries, please call telephone numbers 8927-1335 and 8927-2877 or log on to https://t.co/59mTpZJq1n.

[Kiko Pangilinan @kikopangilinan]

₱𝟰𝟱𝟳𝗠 𝗪𝗜𝗧𝗛𝗗𝗥𝗔𝗪𝗡 𝗜𝗡 𝗖𝗔𝗦𝗛?! 🤯
Kung ganitong kalaking halaga ay mailalabas nang walang kahirap-hirap, hindi ba’t malinaw itong red flag na dapat iniulat at inimbestigahan? 𝗛𝗶𝗻𝗱𝗶 𝗽𝘂𝘄𝗲𝗱𝗲𝗻𝗴 𝗽𝗶𝗸𝗶𝘁-𝗺𝗮𝘁𝗮 𝗮𝗻𝗴 𝗮𝘁𝗶𝗻𝗴 𝗯𝗮𝗻𝗸𝗶𝗻𝗴 𝘀𝘆𝘀𝘁𝗲𝗺, 𝗹𝗮𝗹𝗼 𝗻𝗮 𝗸𝘂𝗻𝗴 𝗽𝗼𝗻𝗱𝗼 𝗻𝗴 𝗯𝗮𝘆𝗮𝗻 𝗮𝗻𝗴 𝗻𝗮𝗸𝗮𝘁𝗮𝘆𝗮.

Kung ang ordinaryong depositor ay hihingan ng lahat ng dokumento para sa maliit na halaga, bakit ang kalahating bilyon piso ay nakakalusot? 𝗦𝗮 𝗽𝗲𝗿𝗮 𝗻𝗴 𝘁𝗮𝘂𝗺𝗯𝗮𝘆𝗮𝗻, 𝗱𝗮𝗽𝗮𝘁 𝗺𝗮𝘀 𝗺𝗮𝘁𝗮𝗮𝘀 𝗮𝗻𝗴 𝗮𝗻𝘁𝗮𝘀 𝗻𝗴 𝗮𝗰𝗰𝗼𝘂𝗻𝘁𝗮𝗯𝗶𝗹𝗶𝘁𝘆!

[Philippine Supreme Court Public Information Office @SCPh_PIO]

The #SupremeCourtPH (SC) has reiterated that banks may be held liable for moral damages suffered by depositors due to negligence, even if there is no proof of bad faith or malice.

In a Decision written by Associate Justice Samuel H. Gaerlan, the SC’s Third Division ordered Banco de Oro (BDO) to pay Remedios and Angelita Antonino (Antoninos) the proceeds of their time deposit, including PHP 100,000 in moral damages.

The Antoninos, who are U.S. green card holders living abroad, made three time deposit placements totaling over USD 150,000 at BDO’s San Lorenzo Branch in Makati City (BDO San Lorenzo).

They had an arrangement with the branch manager that if the deposits were not withdrawn at maturity, they would automatically roll over into interest-bearing savings accounts. The time deposit certificates (TDCs) were not redeemed and were stored in a Banco Filipino deposit box for safekeeping.

Later, Banco Filipino declared bankruptcy and was taken over by the Philippine Deposit Insurance Corporation (PDIC). BDO San Lorenzo then ceased operations and closed down without notifying the Antoninos, who only discovered the closure when they tried to withdraw their investments.

They sent several demand letters to BDO, but the bank claimed the deposits had already been withdrawn, citing a demand draft allegedly signed by Angelita. Angelita denied signing the document.

The Antoninos filed a complaint against BDO seeking payment of their time deposit placements.

Ruling in favor of the Antoninos, the SC cited Section 9 of BDO’s terms and conditions for time deposit placements, which requires the surrender of TDCs when withdrawing deposits. Since the Antoninos still had the certificates, the SC concluded that the funds were not withdrawn.

The SC noted that the PNP expert said the signature on the demand draft was likely forged. Immigration and passport records also showed Angelita could not have been in the country to sign the draft. Further, BDO failed to verify the identity of the person who withdrew the funds.

The SC held that these lapses showed BDO’s failure to exercise the required diligence, especially given the large amount involved.

Read the full text of the Press Release at https://t.co/0A63OicYqe.

Read the full text of the Decision at https://t.co/um8J43eYPl.

Copying of this content is subject to the SC PIO’s Credit Attribution Policy: https://t.co/F48RF1vtzZ.

[GMA News @gmanews]

"Hindi ka na naawa doon sa mga estudyante diyan, saka [sa] mga tao rito? Hindi mo ba sila inisip?"

Hindi napigilan ni DPWH Secretary Vince Dizon ang kaniyang galit nang inspeksyunin niya ang flood control project sa Culaman Bridge sa Jose Abad Santos, Davao Occidental na pinondohan at nagsimula noong nakaraang administrasyon, ngunit hanggang sa kasalukuyan ay hindi pa rin tapos.

Inamin ng assigned District Engineer na si Rodrigo Larete na fully paid na ang St. Timothy Construction Company na pagmamay-ari ng mga Discaya, na siyang nanalong bidder para sa proyekto kahit wala pang nagawa o nasimulan sa konstruksyon.

VIDEO COURTESY: DPWH

[Barnaby Lo 吳宗鴻 @barnabychuck]

On Al Jazeera.

A severe shortage of classrooms in the Philippines is forcing children to attend school in shifts. The government had vowed to build thousands of new classrooms each year.

But only hundreds are being constructed – and, at an inflated cost. The revelation comes amid accusations that public works officials and some politicians are receiving kickbacks.

[GMA News @gmanews]

‘WALA AKONG PAKIALAM KAHIT MAUBOS LAHAT NG DE SA PILIPINAS’

Nagbabala si DPWH Secretary Vince Dizon sa mga district engineer sa bansa na huwag na siyang hintayin pumunta sa kani-kanilang distrito at makakita ng ghost flood control projects.

Pinayuhan niya ang mga DE at Regional Director na lumapit at umamin na sa Independent Commission for Infrastructure (ICI) kaugnay ng mga umano'y anomalya sa flood control projects.

VIDEO COURTESY: DPWH

[bel ballesteros @beltbb]

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[bel ballesteros @beltbb]

❤️

[GMA News @gmanews]

4 in 10 students dropping out of college despite free tuition —EDCOM

Click the photo to read more: https://t.co/IetI1q1cYL

[bel ballesteros @beltbb]

❤️

[Massimo @Rainmaker1973]

A compilation of dogs showing irresistible affection

[B&S @_B___S]

Uncontrollable tippy-taps right before adoption

[GMA News @gmanews]

UPDATE: The magnitude 4.8 earthquake that jolted Calaca, Batangas at 12:43 a.m. today, August 20, 2025, was upgraded to magnitude 5.1, according to PHIVOLCS.

Stay safe, Kapuso!

Read more: https://t.co/Pu82cNUFDV

[bel ballesteros @beltbb]

❤️🙏

[bel ballesteros @beltbb]

❤️

[bel ballesteros @beltbb]

😍

[bel ballesteros @beltbb]

❤️