Ben Bolger

Co-Founder @squirreleducation, on a mission to make the world financially literate one classroom at a time, Certified Financial Planner™️

[Ben Bolger @benbolger_]

if you're a parent wondering when to start talking to your kids about money, you probably already have the opportunities. you just need to let them play out.

follow @benbolger_ for more on teaching kids about money.

if this resonated, repost the first tweet.

[Ben Bolger @benbolger_]

my 5 year old watched his savings shrink at a currency exchange counter in italy.

he had about fifteen questions. "why is it less now? where did the rest go?"

no lesson plan. just a kid confused about why his money changed.

what happened next:

[Ben Bolger @benbolger_]

a currency exchange counter. an ice cream stand. a gift shop where a 3 year old wanted absolutely everything on the shelf.

the real world is the best classroom there is. especially when they've got their own money on the line.

[Ben Bolger @benbolger_]

most people chase money like it's the finish line.

but money is a tool. time is the outcome.

the wealthiest families i've worked with? they don't talk about their portfolio at dinner. they talk about what it bought them. mornings with their kids. the freedom to say no. a life that actually feels like theirs.

[Ben Bolger @benbolger_]

people think teaching kids about money makes them greedy.

it's the opposite.

kids who understand money share more, save more, and stress less.

greed comes from scarcity. literacy creates abundance.

[Ben Bolger @benbolger_]

knowing about money doesn't mean you're good with it.

financial literacy isn't just about knowledge.

it's behaviour, values, and beliefs.

you can ace every money quiz and still blow your pay check every month.

because no one helped you build the habits you need to succeed with money.

[Ben Bolger @benbolger_]

90% of generational wealth is gone by the third generation.

the person who built it remembers life before it existed. the 6am starts. the thing that nearly didn't work.

their kids? they saw the holidays and the safety net.

you can't inherit that context. you have to teach it.

[Ben Bolger @benbolger_]

@CP24 This a big step forward! We need to ensure this is not another tick boxing exercises and schools are given the right resources and dedicated time to execute on this.

[Ben Bolger @benbolger_]

@elevareflowhub Lifestyle creep steals from your future self! The problem is that in the moment we view it as progress

[Ben Bolger @benbolger_]

@WisdomNotess Lets make sure we don't just feed them with information. Help them build the right habits around these things. Knowing what a budget is and doing it consistently are too different things. Lets build habits that last a life time for our children!🙌

[Ben Bolger @benbolger_]

@jammetax @Mistonchain How we frame money matters is so important, especially for children. It should be seen as a tool for independence, not something that dictates their life. The way we speak about money in front of them is what builds that belief.

[Ben Bolger @benbolger_]

follow @benbolger_ for more like this.

if this resonated, repost the first tweet 🔁

[Ben Bolger @benbolger_]

my son asked me why i go running before he wakes up. he's five.

i told him because it makes me better. at work. at being his dad. at everything that comes after it.

i don't know how much landed. but he watches.

[Ben Bolger @benbolger_]

we can spend a lifetime building wealth for our children.

but if they don't know who to be when it arrives, does any of it really matter?