Bert Loflin, CLU

Wealth Management Advisor. Securities offered through @LPL Financial, Member FINRA/SIPC. and

[Bert Loflin, CLU @bertloflin]

As the owner of a business, you may want to keep the business in your family but may not be ready to relinquish control just yet. https://t.co/p2ePeAmfVY

[Bert Loflin, CLU @bertloflin]

The applicable exclusion amount is the amount that can be sheltered from federal gift and estate tax by the unified credit. The basic exclusion amount is $15,000,000 (in 2026, $13,990,000 in 2025). In 2011 and later years, the unuse https://t.co/p0FvE60pes

[Bert Loflin, CLU @bertloflin]

If you pay for household help, you may be liable for the "nanny tax," even if your employee is not a nanny, per se. The nanny tax refers to three federal employment taxes that household employers may have to pay for their domestic w https://t.co/O3Yl3Z48JK

[Bert Loflin, CLU @bertloflin]

Index funds offer a simple, cost-effective way to participate in the markets, but not all funds are so simple. https://t.co/hdxaT8r09B

[Bert Loflin, CLU @bertloflin]

A Keogh plan (sometimes referred to as an HR-10 plan) is simply a qualified retirement plan established by a self-employed individual or a partnership. If you are self-employed or a partner in a partnership, you don't need to have e https://t.co/wohlITT35E

[Bert Loflin, CLU @bertloflin]

When do you plan to retire? What kind of lifestyle do you desire? How much do you have right now that you can count on for your retirement? What about Social Security; do you know what kind of benefits you can expect? These are all https://t.co/24NvXz6LnN

[Bert Loflin, CLU @bertloflin]

Your retirement plan benefits pass to the beneficiaries you designate on the plan beneficiary designation form. https://t.co/0bvkIXDWXM

[Bert Loflin, CLU @bertloflin]

Whether or not your lender will begin foreclosure proceedings depends on how far behind you are on your mortgage. https://t.co/PSafhH7b1x

[Bert Loflin, CLU @bertloflin]

A bargain sale is either of two types of transactions. One, you sell appreciated property to a charitable entity at a sale price below its fair market value (FMV). Two, you sell property to a family member or private buyer for a pri https://t.co/txoixABEjV

[Bert Loflin, CLU @bertloflin]

Valuation is any method used to assign a dollar value on property or business interests for federal gift and estate tax and federal generation-skipping transfer (GST) tax (together referred to here as estate taxes) purposes. Knowing https://t.co/I4QSqgkLjl

[Bert Loflin, CLU @bertloflin]

If you paid certain medical and dental expenses this year for yourself, your spouse, or your dependents (and were not reimbursed), you may be eligible to claim the medical and dental expenses deduction. Unfortunately, the hurdle for https://t.co/EhCUujVzVA

[Bert Loflin, CLU @bertloflin]

The income tax rate at which you are taxed for a certain range of income depends on your filing status. https://t.co/ufUZ3OzAJ3

[Bert Loflin, CLU @bertloflin]

Are alternative investments an option for you? https://t.co/zHtMDDRhNS

[Bert Loflin, CLU @bertloflin]

The term "marital and related trusts" refers to the several types of trusts that married individuals can establish to maximize use of their estate tax applicable exclusion amounts (the amount that can be sheltered from federal gift https://t.co/DpHDbuWBai

[Bert Loflin, CLU @bertloflin]

The applicable exclusion amount allows you to pass a certain amount of your property free from federal gift and estate tax. https://t.co/RWZDNXb2Ft

[Bert Loflin, CLU @bertloflin]

You should investigate a number of options before considering bankruptcy. https://t.co/DWFVfhvOFq

[Bert Loflin, CLU @bertloflin]

If you are self-employed or own a small business, you may be able to establish a savings incentive match plan for employees (SIMPLE) IRA plan. A SIMPLE IRA plan is a salary reduction retirement plan for certain small businesses that https://t.co/651CetQ4sE

[Bert Loflin, CLU @bertloflin]

Learn how distribution funds can help you put income on autopilot. https://t.co/02VDBesrUc

[Bert Loflin, CLU @bertloflin]

The child tax credit is a per-child tax credit against your personal income tax liability. https://t.co/3cSdhkvUsZ

[Bert Loflin, CLU @bertloflin]

The first step in the financial planning process should be to calculate your net worth. https://t.co/icwPbeJ94A