It’s ok to ask for help…. There are some things that you cannot resolve alone. Get counseling, join a prayer group, pray for guidance, whatever it takes.
Interest rates are ridiculous! People with excellent payment history being offered loans with predatory rates…. Seems like you just can’t win. No one wants to go deeper in debt when they’re already stretched. I pray the right doors will open for you.
Fond memory of my Mom, who always talked about how beautiful my hair was and I would tell her , Mom I hate having wrinkles in my hair, which of course were waves. Of course as I got older, she often reminded me that I ruined my hair by flat ironing it too much. Mother knows best.