Beverley Budsworth

Mother of 3 fabulous individuals, married to Tony Steele, founder of The Debt Advisor, bit of a warrior in The Insolvency Industry who cares about our outputs

[Beverley Budsworth @BevBud]

@DebtCamel I thought something weird was up - Money Wellness take their responsibilities to consumers very seriously

[Beverley Budsworth @BevBud]

@DebtCamel @CIVEAOfficial @TheFCA Well done Debt Camel. Your posts are so helpful. As an Insolvency Practitioner who does help individuals with serious problem debt, I would hate someone to be conned about the most appropriate solutions for their circumstances.

[Beverley Budsworth @BevBud]

@PaulOzNo1 We need more debt advice provision not less and SC and PP are hugely important as are the free advice sector. Need a balance and less energy spent on negative shots!!

[Beverley Budsworth @BevBud]

https://t.co/BJIvHi948Y

[Beverley Budsworth @BevBud]

Agreed for DMPs as well and for the SDRP if it does materialise. DRO debt level at £30k is very fair.

[Debt Camel @DebtCamel]

@BevBud DMPs as well? Your first tweet said formal debt solutions.
But increasing numbers of free sector clients had negative income even before the energy bill nightmare. So the DRO changes are needed anyway.

[Beverley Budsworth @BevBud]

An easier fix is to get Ofgem to issue directive to utility providers that arrears of Utilities can be included in IVAs and other debt solutions and no Prepayment meters.

[Debt Camel @DebtCamel]

@BevBud So we reform DROs so they work for all low/ negative DIs.
Debt level is easily changed. 50k or unlimited?
As can the value of a car. 5k, 10k or more?
That leaves need to exclude main residence. A harder ask, but why not? creditors gain nothing from endless token payments.

[Beverley Budsworth @BevBud]

@DebtCamel These are cases which generally are not appropriate for DRO’s due to debt and asset levels.

[Beverley Budsworth @BevBud]

We really need to be able to include arrears of utilities in formal debt solutions without fear that the energy provider will insist on pre-paid meters which materially increases the cost of energy for consumers. Welcome your comment.

[Debt Camel @DebtCamel]

new post - Ofgem doesn't want people to cancel their energy DDs, but it has no useful alternatives to suggest for millions of people https://t.co/kWdlowoKg4

[Beverley Budsworth @BevBud]

@DebtCamel When advising clients we try to factor in arrears as priority payments rather than include arrears in the IVA do thst they do not end up with meters and gas/elec charged at higher prices. However the arrears are getting higher and affordability lower leaving no surplus.

[BusinessDebtAdvisor @TBDA]

A helping hand. 🤝

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Give them a call now on 0333 9999 689 ☎️

[Greater Manchester Police @gmpolice]

#APPEAL | Officers in #Rochdale have issued a new photo of Daniel, missing from Middleton for more than a week. Daniel,15, is about 6ft 3in tall and was last seen wearing a black coat, black tracksuit, and black sliders. Anyone with information should contact us on 0161 856 3533.

[BusinessDebtAdvisor @TBDA]

Managing business finances is tough.

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[BusinessDebtAdvisor @TBDA]

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For advice, visit our FAQs page or call our free advice line on 0800 781 0990

[Beverley Budsworth @BevBud]

@JoeyPet97588029 Seems like a USA based lead Gen company, they clearly will not have debt counselling as a permission. Needs to be flagged to FCA - where are get advertising?

[Beverley Budsworth @BevBud]

@louyates21 How are the agencies faring with the new proposed MAPS funding?

[Liz Johnson @wired4story]

I have entered hospice as my body and treatment options are no longer working together. Will post obit info on https://t.co/rNQmqEjdfw and my family will post updates on this account. I thank everyone for your support through this journey. #thisismbc #stag4needsmore.

[Beverley Budsworth @BevBud]

Not sure about £30,000 - a reasonable salary for an experienced advisor with say 4 to 5 years experience would be £26,000 to £28,000.

[Beverley Budsworth @BevBud]

@PaulOzNo1 What’s the problem?

[Beverley Budsworth @BevBud]

So horrendous - debt should not be a priority payment ranking ahead of food!!!

[Paul O @PaulOzNo1]

Ah another enquiry from a young mother requesting a food bank voucher while her Child Benefit is being paid direct to a Credit Union for a loan. Wear your hat the wrong way round as the song goes. Quite unbelievable really