Rich people play a different game. Once they've made it, the goal flips from creating wealth to preserving it, nothing outside their risk tolerance until it's proven. Berkshire sat on a cash mountain for years. Patience here isn't passive, it's the strategy.
Jake's Bingo card for 2026
-Tether is no longer the Main stable coin
-Satoshi moves his BTC
-Xrp is the #1 digital asset globally
-Reverse carry trade unwinds at scale
-BTC miners pivot to AI compute
-Blackrock XRP ETF Launches
-Evernorth becomes largest DAT
A lot of people only plan for one outcome. They assume the price stops at $8, so when it gaps to $100 they have no plan for that money. They panic-sell, eat taxes they never structured for, and watch the rest of the run from the sidelines. Plan for the upside too.
A lot of advisors avoid crypto because they don't believe in it. You don't have to.
You manage concentrated single-stock positions all the time without believing in the stock. Same discipline, different asset. Your job is to manage it, not to have a thesis on it.
Everyone dollar-cost-averages IN. Almost nobody DCAs OUT. They hold for one more percent, then five, then watch it round-trip and swear they'll catch the next top. Every time I've gotten greedy it bit me. Have an exit plan before you need one.
In May 2026, JPMorgan, Mastercard and Ripple ran a cross-border settlement that hadn't been done before. A tokenized US Treasury, redeemed across banks in about 4.2 seconds, after hours and on a public chain… and that chain was the XRP Ledger
1/24🧵
Compare the field. Coinbase built a great exchange, Solana built a fast chain, and Ethereum has the deepest DeFi. But none of them own a prime broker, a Fortune 500 treasury platform, and a stablecoin custodied at BNY Mellon
Ripple owns all three
23/24🧵
The pieces are real, banks are testing live, and the chain settles in seconds. What's left is the market catching up to what already exists
The infrastructure around XRP is being built in plain sight.
24/24🧵
If you're holding XRP, you're early to something a lot of people haven't connected the dots on yet & that's not luck..it means you're paying attention. Congratulations on being ahead of the curve.
Someone once told me $50 XRP is what's needed to settle 10% of SWIFT, but XRP will have to be at least 4 digits to make a dent in the universe as intended