Bethy Hardeman

Personal finance expert and Fintech fanatic. Currently PMM at @novi. Prev @meettally & @CreditKarma.

[Bethy Hardeman @bhardeman]

@babypunchersf I have this humane spider catcher thing I bought a while back. Just catches them and then you release them outside. Judge is all about the humane catch-and-release when he sees a spider in the house.

[Bethy Hardeman @bhardeman]

"It is expensive to be poor, remote, and disconnected, and it has been for a long time."

https://t.co/kFy9uVkY5G

[Bethy Hardeman @bhardeman]

"The US has reopened too early, as you can see," Nomura strategist Jordan Rochester said. "The dollar should weaken in the medium term thanks to the Covid response." https://t.co/yfP97VfDO3

[Bethy Hardeman @bhardeman]

https://t.co/8HBzcW8ryX

I finally finished compiling my list of anti-racism resources (although it will be ever-growing). My very privileged children need to know how to use their privilege to lift up others, especially marginalized people, like BIPOC. A…https://t.co/vVAEBnQSDf

[Bethy Hardeman @bhardeman]

@oliviamoo_re @novi I'm so bad at Twitter and didn't catch your reply until now. Thanks @oliviamoo_re! I hope you're staying safe and taking care of yourself.

[Bethy Hardeman @bhardeman]

Thrilled to join the @novi team this week. Such an exciting time to join!

[Bethy Hardeman @bhardeman]

"I propose a different definition of productivity: It’s about selecting a specific focus for every interaction—and taking actions that arise out of that focus."

https://t.co/m0VWVNfW3A

[Bethy Hardeman @bhardeman]

https://t.co/AQl8mrUO9q

[Tally @meettally]

“If you cannot pay a debt, you should immediately communicate with the person or entity to which the debt is owed, and work out a solution. [Odds are very high they'll work with you]," says Tally finance expert @bobbirebell

Via @TFDiet @thewildwong

https://t.co/L8tyU0vY2l

[Bethy Hardeman @bhardeman]

"As the economy spirals, credit-card payments are one of the first places where the effects will show up. They are often the first loans people stop paying when money is tight."

https://t.co/QJkwdwihQU

[Tally @meettally]

Debt forgiveness can offer some relief, but the benefits come at a cost.

Before you sign up for anything, do your research. Here is a guide on the different types of programs out there to help you get started.

#ThursdayTips

https://t.co/m5i7zi8tnx

[Bethy Hardeman @bhardeman]

"If unemployment reaches the 20% or 30% level that some experts predict, loan delinquencies could break new records. The last time unemployment hit 25% was during the Great Depression, in 1933."

https://t.co/ekaKvtfDHd

[Bethy Hardeman @bhardeman]

“The word “choice” implies full agency.” Agree with this 100%, ⁦@SallieKrawcheck⁩. I’m thankful to work for a company that works hard to support team members with families (men and women). https://t.co/mo6KwI9MyB

[Bethy Hardeman @bhardeman]

What a wild news day. Congrats @kennethlin and the rest of the @creditkarma team! https://t.co/CzDsAAzuSl

[Tally @meettally]

Want to boost your credit score? Here's a tip:

“You can show utilization and boost your score by charging a little bit on your cards each month and paying off the balances in full” says Tally personal finance expert @bhardeman

Learn more: https://t.co/pRc4eOa0HA

[Bethy Hardeman @bhardeman]

As a third-time mom, I can confidently say that a truer chart has never existed.

[Caitlin Hudon @beeonaposy]

The way you spend your time changes significantly when you have a baby (especially if you're a woman who decides to breastfeed). I think this is best explained visually. Here's what my time looks like before and after:

[Tally @meettally]

How can you tell if a store credit card is a bad idea?

In addition to high interest rates & dismal discounts, Tally's personal finance expert @bhardeman recommends watching out for ‘residual interest.' -- via @GOBankingRates

#wednesdaywisdom

https://t.co/eQLBWHhHus

[Bethy Hardeman @bhardeman]

The #derailed series on how BART has gone downhill is worth a look. Great job @BigadShaban!

[Bethy Hardeman @bhardeman]

Giving advice in good company this week. Save that 💰. @YahooFinance

https://t.co/cFUSgRxRA9

[Bethy Hardeman @bhardeman]

Y’all. I could talk about this stuff all night.

[Tally @meettally]

Budgeting shouldn't be scary. It's not a four-letter word.

#ItsMoneyHoney with @outintech and @meettally