Bilal Abou-Diab

Co-Founder of @joinvaultwealth | Empowering conscious investment choices

[Bilal Abou-Diab @bilal_vault]

Behind every great organization is a great team of top individuals. No one does it like Surge!

[Surge @_surgeahead]

The first decisions often shape the longest journeys.

✔️The first product choices.
✔️The first hires.
✔️The first customers.
✔️The first markets.
✔️The design choices and hard decisions that shape everything after.

At Surge, we partner with founders at this stage, with up to $5M in seed funding, dedicated investment team, company-building support and a community built for the early journey.

If you’re building something truly ambitious, we’d love to hear from you!

@madhavchanchani writes about Surge, our approach to seed investing, and what’s next in @thearc_hq .
Read more: https://t.co/jVD45JWFCl
@RajanAnandan @sjs_day1

[Surge @_surgeahead]

The first decisions often shape the longest journeys.

✔️The first product choices.
✔️The first hires.
✔️The first customers.
✔️The first markets.
✔️The design choices and hard decisions that shape everything after.

At Surge, we partner with founders at this stage, with up to $5M in seed funding, dedicated investment team, company-building support and a community built for the early journey.

If you’re building something truly ambitious, we’d love to hear from you!

@madhavchanchani writes about Surge, our approach to seed investing, and what’s next in @thearc_hq .
Read more: https://t.co/jVD45JWFCl
@RajanAnandan @sjs_day1

[Bilal Abou-Diab @bilal_vault]

Possibly one of the best books I have ever read: The Psychology of Money by @morganhousel !!

[Vault @joinvaultwealth]

What shapes how you think about money?
Our advisors share the books and ideas that influenced them — from The Psychology of Money to daily reads like @FT.

#AskVault #VaultWealth #MoneyMindset #Investing

[Bilal Abou-Diab @bilal_vault]

Diversification is always more resilient for your portfolio compared to concentration, be that across geographies, asset classes, or even your convictions!

[Vault @joinvaultwealth]

Concentration builds risk. Diversification builds resilience.

Bilal explains why relying too heavily on one asset, strategy, or region is one of the easiest ways to destroy wealth.

#AskVault #VaultWealth #FinanceTok #Diversification #SmartMoney

[صحيفة الاقتصادية @aleqtisadiah]

إجمالي ثروات الأفراد والشركات في السعودية يصل إلى 3 تريليونات دولار منها تريليون قابل للاستثمار، والذكاء الاصطناعي قد يصبح صانع الاستثمارات والثروات في المستقبل، وفقا لعبدالرحمن السديري مدير عام فولت السعودية لإدارة الثروات والاستشارات الاستثمارية خلال حديثه لـ #بودكاست_هللة

@bosily123
@AZSudairy

[Surge @_surgeahead]

Inside Vault: Rebuilding Private Wealth, From the Ground Up
For decades, top-tier private wealth management has gone largely unchallenged.

The large incumbents serving affluent and high-net-worth clients have not fundamentally changed how wealth is managed. The experience remains opaque, product-led, and often misaligned with client outcomes. Even as technology democratized access to investing, very few players truly rethought private wealth for this segment.

This is the gap @joinvaultwealth was built to challenge.

Starting with intent, not products:
Vault begins with a simple belief: wealth should be managed with clarity, alignment, and intent, not complexity or conflicts.
That belief shows up first in Vault Plan.

Vault primarily serves individuals with $100K to $10M in net worth, a segment that has long been underserved by traditional private wealth managers. As trust compounds, clients often deepen their relationship by allocating more capital over time.

Every client relationship starts by mapping the full financial picture: goals, assets, income, liabilities, time horizons, and priorities. Instead of pushing products, Vault starts with context. The plan becomes the foundation for every decision that follows.

Institutional discipline, personalized conviction:
From there, clients move to Invest, structured deliberately around a Core and Satellite asset allocation strategy, similar to how ultra-high-net-worth and institutional investors manage capital.

The Core is built on globally diversified portfolios, constructed through rigorous research and due diligence to provide long-term, resilient exposure across geographies and asset classes.

The Satellite layer allows clients to express personal conviction. This includes:
💡Access to alternative assets such as private equity, hedge funds, and infrastructure, with lower minimums
💡Thematic portfolios across areas like gold, AI, health tech, and space exploration

Clients can customize their portfolios digitally, while working alongside best-in-class human advisors to ensure investments remain aligned with their plan.

Aligned wealth management in practice:
In a region where trust is essential and often compromised, Vault offers a different model: a transparent, digital-first private wealth partner built around plans, not products, and outcomes, not commissions.

This is not an attempt to optimize the old system.
Vault is replacing it.

This is our Surge Spotlight on Vault Wealth, part of our ongoing series highlighting the companies from Surge 11 and the category shifts they represent. 🚀

@bilal_vault @sami_vault @joinvaultwealth
@RajanAnandan @KaustubhMundra3 @gvravishankar

[Sami Abdul Hadi @sami_vault]

Excited to announce that we've been selected to showcase @joinvaultwealth at @stepconference 2024 on the 21st/22nd of February!

We look forward to meeting you there! Get tickets: https://t.co/bH4hiKIDIj

[Vault @joinvaultwealth]

Every investor asks the same old question before investing: Are the returns guaranteed? But what exactly are guaranteed returns and can returns truly be guaranteed? https://t.co/K4AqGY2Zyg

[Vault @joinvaultwealth]

While news of Microsoft hiring Sam Altman is the talk of the town, we’d like to delve into key lessons this unfolding story holds for tech-savvy investors.

https://t.co/nbRAZxKYcw

[Vault @joinvaultwealth]

Every investor asks the same old question before investing: Are the returns guaranteed? But what exactly are guaranteed returns and can returns truly be guaranteed? Insights from @bilal_vault, CFA, Wealth Advisor 👇

https://t.co/KuAHCAOGfF

[Bilal Abou-Diab @bilal_vault]

Receiving inconsistent advice? Been mis-sold? You're not alone. Switch to a true fiduciary today.

[Vault @joinvaultwealth]

Vault’s advisors operate as true fiduciaries. This means that each of our advisors put the clients’ best interests first, are incentivized by them (not incentivized by fees or commissions), and have a regulatory requirement to do so.

[Vault @joinvaultwealth]

'Vault’s biggest challenges include competing with mis-sellers and bad actors, he explains. These mis-sellers lure individuals in by “guaranteeing” exorbitant returns on investments', said @sami_vault. Continue reading on @TheNationalNews: https://t.co/aLJtGZuBW3

[Vault @joinvaultwealth]

When it comes to our core investment methodology, our strategy is a dynamic blend of passive and active approaches, coupled with the precision of smart-beta factors. This holistic strategy is designed to optimize returns while managing risk.

[Vault @joinvaultwealth]

When allocating to equity, we aim to diversify as much as possible and mitigate all sorts of risks. First, we aim to invest cross-sector, ensuring ownership in all kinds of production methods.

[Vault @joinvaultwealth]

Vault's lock-in-free, insured, and flexible cash account that allows you to earn up to 5.36%* interest on cash, is now easily accessible on the platform.

*Rates as of 20/09/2023 and are subject to change based on central bank interest rate movements.

[Vault @joinvaultwealth]

You can now connect your bank account to Vault and make deposits without having to drop out of the platform. This is made possible through our integration with @LeanTechHQ

[Vault @joinvaultwealth]

Get started with a complimentary financial planning review meeting with a true fiduciary here: https://t.co/VGYDzf4Lnx

[Bilal Abou-Diab @bilal_vault]

Lately, many of our clients have been asking about advice they've received to go all-in on bonds and cash, given the current market situation where interest rates have now stabilized at high levels: https://t.co/y2TSESloIw

[Vault @joinvaultwealth]

Vault’s monthly income feature allows you to enjoy a consistent cash flow that comes from your investment and the returns it generates. You will receive a fixed amount of 5% p.a. distributed each month on your diversified portfolios. Learn more: https://t.co/LjuHkyCDFY