ChuPat

[ChuPat @blockchainPOGI]

Sign up on BingX to claim your $6,000 new user reward now. https://t.co/YBJ7QaPMTI

[ChuPat @blockchainPOGI]

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[Vet @Vet_X0]

I'm just saying.

[Cobb @Cobb_XRPL]

checkmate, @solana

[Ripple @Ripple]

Ripple Swell: We’re collaborating with @Mastercard, WebBank, and @Gemini to introduce $RLUSD settlement on the XRP Ledger for fiat credit card payments, starting with the Gemini XRP Credit Card: https://t.co/lMQ5qnthLT

This initiative sets a new benchmark for institutional efficiency, enabling faster, compliant, and more transparent settlement within traditional finance.

The future of payments is here.

[Watcher.Guru @WatcherGuru]

JUST IN: Ripple partners with Mastercard to introduce $RLUSD credit card settlements on XRP ledger.

[Dom Kwok | EasyA @dom_kwok]

Some of the most important announcements from @Ripple Swell:

- $500m strategic investment in Ripple, led by Fortress and Citadel
- Partnership with Mastercard to bring $RLUSD credit card settlements to the XRP ledger
- $RLUSD surpasses $1B market cap

[ChuPat @blockchainPOGI]

@dom_kwok Easy brother! Just flex those muscles. 💪

[ChuPat @blockchainPOGI]

@Atitty Hey @Atitty , love how you share your blessings to people! Keep up the positivity in you, the universe multiplies it back tenfold. More blessings to you my man! Have a great day.

[EGRAG CRYPTO @egragcrypto]

#XRP ONLY FEW 🧠

[ChuPat @blockchainPOGI]

Okay, my new venture/hobby is breeding Crayfish.

Need to lie low with the market. But still be watching my XRP! #XRP #bullish #crayfish 😅

[ChuPat @blockchainPOGI]

@dom_kwok The FLIPPENING

[Vincent Van Code @vincent_vancode]

Banks and Ripple – The U.S. Path to Real-Time Banking
(XRP and XRPL as the plumbing)

The next wave of U.S. banking innovation won’t come from launching another crypto exchange. It will come from banks wiring Ripple’s XRP Ledger (XRPL) into their core infrastructure to move money instantly, globally, and compliantly.

1. The Regulatory Green Light
U.S. regulators - the OCC, Fed, and FDIC- now permit banks to custody and settle digital assets.
Ripple provides the infrastructure: XRP for bridge liquidity, XRPL for cross-border settlement.
This isn’t “crypto speculation.” It’s the modernization of SWIFT with transparent, programmable rails that settle in seconds.

2. What a U.S. Bank Must Do

Regulatory alignment: Notify regulators of new activity under OCC and Fed guidance.

Asset use: Treat XRP purely as a bridge asset for settlement, not as a security or investment.

Licensing: Banks don’t need a separate exchange license if XRP is used internally for payments. Offering XRP trading to customers, however, invokes SEC/CFTC rules.

Custody controls: Implement HSM-secured XRPL wallets, multi-signature authorization, and client-segregated accounts.

Audit and reconciliation: Match on-chain XRPL balances with the internal accounting ledger daily.

3. Technical Integration

Connect to XRPL nodes or RippleNet APIs for instant settlement visibility.

Use On-Demand Liquidity (ODL) to convert fiat → XRP → fiat in seconds, removing the need for nostro/vostro accounts.

Integrate compliance screening within each transaction; XRP transfers carry metadata suitable for AML/OFAC checks.

Sync XRPL payment confirmations with ACH or Fedwire so customers see real-time payment status in their online banking app.

4. Risk and Governance

Treat XRP flows as payment events, not speculative holdings.

Maintain insured custodians or cold storage for idle balances.

Apply OCC/Fed risk frameworks for technology, vendor, and operational exposure.

Monitor liquidity, volatility, and counterparties continuously.

5. Rollout Roadmap

6. Pilot internal ODL settlements between branches or partner banks.

7. Integrate XRPL messaging into existing payment rails.

8. Obtain supervisory non-objection from regulators for production use.

9. Expand to customer remittances and cross-border payments.

10. Add tokenized deposits, CBDC compatibility, and 24/7 global clearing.

Ripple’s proposition isn’t replacing banks — it’s upgrading them.
With XRP and XRPL as the plumbing, U.S. banks can move value globally in three seconds, with full regulatory oversight, audit trails, and cost savings.
Those who integrate early won’t just speed up payments; they’ll redefine what a “bank transfer” means.

Copyright 2025 ChatGPT. Almost all rights reserved, except your right to remain silent, in which case have a nice day.

[ChuPat @blockchainPOGI]

@ChadSteingraber WTF! Lezzgo! 🚀

[ChuPat @blockchainPOGI]

@dom_kwok

[ChuPat @blockchainPOGI]

@atitty Can you pick me? Try

[Brad Garlinghouse @bgarlinghouse]

With today’s close of Hidden Road (now Ripple Prime), Ripple has announced 5 major acquisitions in ~2 years (GTreasury last week, Rail in August, Standard Custody in 2024, Metaco in 2023). As we continue to build solutions towards enabling an Internet of Value – I’m reminding you all that XRP sits at the center of everything Ripple does. Lock in.

[ChuPat @blockchainPOGI]

@vincent_vancode @evernorthxrp That's fast!

[ChuPat @blockchainPOGI]

@dom_kwok Bruh 😅

[ChuPat @blockchainPOGI]

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