Gaji rata2 orang Indonesia itu 3-8juta.
Maka mungkin,
- butuh 15-20 tahun lewat KPR
- atau mungkin lebih, kalo mau nabung mandiri, karena inflasi harga rumah & rupiah
Itu juga tipikal rumah 200-350jutaan mungkin.
Dengan rata2 lulus sekolah/kuliah di umur 17-21 tahun, ya mungkin di umur 35-50an baru kebeli lunas.
Variabelnya terlalu banyak
Setuju, emas itu technically bukan investment in the traditional sense. Dia nggak generate cash flow atau yield kayak saham, bisnis ato properti. Fungsinya lebih ke store of value buat preserve wealth, bukan grow wealth.
Kalau tujuan lo growth, emas nggak akan bantu banyak. Tapi kalau tujuannya protection, apalagi pas inflation high, market crash ato trust to the system lagi turun, gold itu perfect hedge.
Not him talking about adab. Lol. Bro, you're literally the example of manusia yang gak punya adab. How you talk, how you treat others people, women, your wife... Don't forget about that one tukang es teh.
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