68/68 Bottom line: community college is a tool, living at home is a subsidy, work helps but has limits, STEM is not automatically high ROI, small business is not automatically profit, and debt-free graduation does not make a $400k+ median home market broadly affordable.
.@RandyWKirk1 I’m replying per your request for facts and data. I’m addressing your broader claim that a disciplined young person can go to community college, transfer, live at home, work, avoid debt, and then be positioned to buy a home. Pls be patient as I don't have X premium
67/68 The strongest version of your advice is conditional: for a disciplined student with stable housing, transportation, strong advising, clean transfer, and a high-ROI major, community college can be excellent. That is targeted advice, not a universal solution.