Brendan Mulvenna

Payments at Convesio Pay. I help ecom and high-risk shops get approved when other processors say no.

[Brendan Mulvenna @BMulvenna]

Subscription playbooks say retry failed cards more. This month Mastercard doubled its decline fee, and from Oct 25 Visa can charge for retrying declines marked never approve. Stop on the hard ones. Space out the soft ones. Smart retries beat more retries.

[Brendan Mulvenna @BMulvenna]

@victorpezak That's brutal, especially after doing everything they asked. Ask them for the exact reason in writing and keep every doc, tracking number and email in one folder. Then line up a backup way to take payments so one account getting shut off doesn't stop your sales.

[Brendan Mulvenna @BMulvenna]

@animag Tough room when the money side keeps thinning out. Good they put this on the table.

[Brendan Mulvenna @BMulvenna]

@FujikuraOnTour 41% of the field is wild. Shaft really is doing work out there.

[Brendan Mulvenna @BMulvenna]

@FujikuraOnTour Shaft fit plus a bag build? That's a dangerous combo for my wallet.

[Brendan Mulvenna @BMulvenna]

@dougpayments Debit surcharge is the one that bites most people. Credit has a hard cap too. A cash-price sticker with a percent add-on is a different mess in a lot of states.

[Brendan Mulvenna @BMulvenna]

@ecompayouts Stacking apps at once usually just trains every desk to say no. One clean packet at a time beats ten silent declines.

[Brendan Mulvenna @BMulvenna]

@jjs_global Underwriters really do read the refund page first. A fuzzy policy looks like future disputes, not flexibility.

[Brendan Mulvenna @BMulvenna]

@MinxueXu That fee gets taken before you even get a fair look at the fraud signal. Canceling the order does not get the 2.9% back.

[Brendan Mulvenna @BMulvenna]

@dougpayments The MRR number is the shiny part. Token ownership and reserve history is what decides if that book survives a switch.

[Brendan Mulvenna @BMulvenna]

@MerchantRiskDsk Two MIDs with locked tokens is just paperwork redundancy. The backup only counts if you can actually move the cards.

[Brendan Mulvenna @BMulvenna]

@KumaKilos That catch-22 is real. Scale too fast and cash gets stuck. Slow down and demand dies.

[Brendan Mulvenna @BMulvenna]

@FisherLeadsco @stripe Sudden high risk with no path to fix is the worst version. Ask for the risk codes and the exact metrics that tripped it. Vague holds burn weeks.

[Brendan Mulvenna @BMulvenna]

@Theworld119944 1881

[Brendan Mulvenna @BMulvenna]

@betterthanme94

[Brendan Mulvenna @BMulvenna]

My Friday 😂 https://t.co/CQWTyNDfTV

[Brendan Mulvenna @BMulvenna]

#inlove #lovehersomuch #happy #partypeninsula #sanibel #cuterthenmichelleandwill https://t.co/jN1qDu0PKf

[Brendan Mulvenna @BMulvenna]

#lizz_swin lizz_swin https://t.co/nZOo4svASk

[Brendan Mulvenna @BMulvenna]

Did some art for my loves on Valentine's Day. #myloves #bemyvalentine #inlove #sprayart… https://t.co/5n6ENd0NC6

[Brendan Mulvenna @BMulvenna]

@InstagramHeIp I can't create an account because it won't send the conformation email can you help????