Brian O’Halloran

Mortgage Loan Officer
MBA Mortgage
MA MLO: 2440410
NMLS: 2440410
[email protected]

[Brian O’Halloran @boha11oran]

In 1984, the avg 30-yr rate was 13.88%. Rates cycle—today’s mid-to-upper 6%s are closer to historical norms. Stop waiting. Focus on what you can do now. I dig into the numbers and build a plan that fits. Ready? Let’s talk.#RealEstate #BostonRealEstate

[Brian O’Halloran @boha11oran]

National Beach Day = official permission to ditch everything and stare at the ocean. Sandcastle builders, wave chasers, or just here for snacks & the tan—this one’s for you. Drop your go-to beach spot below so we can plan the next trip!#NationalBeachDay #BeachDay #BeachVibes

[Brian O’Halloran @boha11oran]

Mortgage rates little changed this week. Economy remains resilient with steady spending & rising incomes. More homes listed + slower price growth give buyers better options & a more balanced market. Info: Freddie Mac PMMS as of 8/27/26. #RealEstateWins #BostonRealEstate #MAHomes

[Brian O’Halloran @boha11oran]

Every move starts with two jobs. Mine is the mortgage—rate locks, underwriters, timelines, and clear explanations. Yours is making it home: the coffee shop, the school, the park. A mortgage isn’t just numbers—it’s how you plant roots in a community you’ll love.#BostonRealEstate

[Brian O’Halloran @boha11oran]

Mortgage rates eased a 2nd week as Treasury debt buybacks offset bond selloff pressure. Oil prices & U.S.-Iran tensions keep outlook volatile, but this dip gives buyers some relief. Per Freddie Mac 8/20/26.
#BostonRealEstate #MAHomes #MassachusettsRealEstate #MARealtor #BostonMA

[Brian O’Halloran @boha11oran]

She'd done the math a hundred times. Numbers never added up. Almost gave up. One talk changed it all—no 20% down or perfect credit, just a plan for her. 6 months later: keys to her home. Close to giving up? Worth one talk. Let's see what's possible. #RealEstateWins #BostonRE

[Brian O’Halloran @boha11oran]

I get asked why mortgages feel so complicated—they don’t have to. I cut through the paperwork, explain options in plain language, and keep your home loan moving with fewer delays and surprises. First-time buyer or refinancing? Let’s make it easier.
#BostonRealEstate #MAHomes

[Brian O’Halloran @boha11oran]

Mortgage demand improved last week as rates paused their climb. MBA: total apps rose 3.6% WoW, with both purchase & refinance higher. Even a rate pause can bring borrowers back. Considering a home? Let’s review today’s financing options. #BostonRealEstate #MAHomes #RealEstateWins

[Brian O’Halloran @boha11oran]

30-yr fixed mortgage rate dropped 2 bps this week (Freddie Mac). Housing affordability improved YoY; purchase & refi apps rising with modest rate changes, says Sam Khater. Source: Freddie Mac PMMS 8/13/26. #BostonRealEstate #MAHomes #RealEstateWins

[Brian O’Halloran @boha11oran]

@Realwithlisa Absolutely charming yellow bungalow in one of Milton’s most desirable neighborhoods. Hardwood floors, wood-burning fireplace, abundant light and perfect location!! Love this! #MiltonRealEstate.

[Brian O’Halloran @boha11oran]

@Realwithlisa This looks so inviting — hardwood floors, natural light, and a private yard. Perfect mix of character and comfort!

[Brian O’Halloran @boha11oran]

Mortgage specialist helping first-time buyers, self-employed, retirees & credit rebuilders finance condos, fixer-uppers, land & multi-units. Conventional, FHA, VA, jumbo or non-QM. Bank said no? Let’s talk—your home is closer than you think.
#BostonRealEstate #MAHomes

[Brian O’Halloran @boha11oran]

Mortgage rates still impact affordability, but the market is adjusting—listing prices are modestly below last year and inventory is improving.
Source: Freddie Mac PMMS 8/6/26 #BostonRealEstate #MAHomes #MassachusettsRealEstate #JustListed #DreamHome

[Brian O’Halloran @boha11oran]

Today we celebrate the U.S. Coast Guard’s birthday! Founded Aug 4, 1790 as the Revenue Marine to enforce tariffs & stop smuggling, it now protects our waterways, saves lives & safeguards maritime interests. Fun fact: It’s the only branch under DHS (and Navy in wartime). #USCG

[Brian O’Halloran @boha11oran]

This week’s 8 bp rise: Fed held rates steady, but longer yields (mortgages track these) climbed. Silver lining—more homes for sale give buyers extra options & negotiating room. Per Freddie Mac PMMS 7/30/26.
#MortgageRates #HomeBuying

[Brian O’Halloran @boha11oran]

Harvard study: US median home age hits 44 years. 22M homeowners in pre-1960 houses face high repair costs. Lower-income spent $3.4K vs $12.7K in 2023. Don't delay—home equity can help! #Homeownership #HomeMaintenance