"Discipline weighs ounces, regret weighs tons."
Do the discipline now.
Eliminate the regrets for the future,
If you don't, the regret is immense.
Sometimes it's beyond belief.
Forget being religious, how kindhearted are you towards your fellow human? Be generous and always cultivate the habit of giving especially to the needy, cos it goes a long way psychologically and not until your clergyman or Imam told you so.