Dave Ramsey is right about:
- Paying off credit card debt
- Living within your means
- Getting your finances in order
But he's wrong about:
- Investing in mutual funds (with high fees)
- Paying off a 3% mortgage
- All debt being bad
Everything in balance
Having not gotten covid yet feels like I've been hiding in the back of a 2+ year long middle school dodgeball game and the front lines have been THINNED
I want to change Brooke to be my first name when I get married so Austin and I have been searching for a new middle name.
Austin: “What about Ray?”
Me: “Like ray of light?”
Austin: “No, like Billy Ray Cyrus.”