Tuesday Tip
Put your sinking funds in a high yield savings account. I personally love @ally they offer 4.35% APY! Makes for easy multiple savings accounts.
#budget#savings ๐ฐ
โจJanuary CHALLENGE! โจ
Go through your bill statements for the last 3 months!
How much money did you spend on food? Door dash? Uber eats and restaurants?
GOAL ๐ฏ Reduce that number by half
If not now, then when?!
Start your budget today! I donโt care if you donโt have a traditional job, if youโre an entrepreneur or work 9-5. You work too hard for your money to not know where it went!
Need help?! Comment โREADYโ โฌ๏ธ below
Start with a Christmas list
-How many people did you want to purchase gifts for?
-What items did you want to get them
-Look up how much the item cost
Keep in mind there are only 26 days left until Christmas
$1000- $39 a day
$750-$29 a day
$500-$20 a day
$250-$10 a day
Howโs that Christmas ๐ singing fund looking? ๐
I know you guys were putting money together all year and wont be going into debt!!!
Whatโs the plan ?? Comment below โฌ๏ธโฌ๏ธโฌ๏ธ
Purchased a $1800 drone from @BestBuy@BestBuy_Deals just to get weighted water bottle and batteries! It was factory sealed and now they are giving me a hard time to get the actual item purchased. OPEN YOUR BOXES AT THE STORE LESSON LEARNED!
If your not seeing any progress with your debt pay off strategy. Try this โฌ๏ธ
#1 stop spending on all your credit cards
#2 take all recurring payments off your credit cards until they are paid in full
#3 pay the minimum on all your cards except the one with the lowest balance
Itโs 18 more weeks until CHRISTMAS ๐
$50 a week x 17 =$850
$75 a week x 17 = $1275
$100 a week x 17 = $1700
This will allow for 1 week of shopping prior ๐ THIS IS YOUR REMINDER start now ๐ค
Full-time daycare for my two kids is 35% of my income๐ณ I couldnโt imagine still having student loans or a car payment right now! ๐คฆ๐ปโโ๏ธ๐ซ If you do, follow the steps in the caption!