Billy Whited

Founder ~ Dead App Corp Founder ~ Atlas UX. Buffaloherde, Love Weiner Dogs, farm life

[Billy Whited @buffaloherde]

Which one are you?
A) My house is dry as a bone. No floods here!
B) I'm near water, but my home policy covers everything.
C) I know my standard home policy doesn't cover flood.

Most folks don't realize that standard policies exclude floods. If you're near water or in a flood zone, you need separate coverage. Drop your letter!

[Billy Whited @buffaloherde]

Term life insurance ain't complicated. It's cheap coverage for when your family needs your paycheck most. I shop all the carriers for ya, term or whole. Ever looked into it?

[Billy Whited @buffaloherde]

Most agents are like a one-horse town – one company, one price. I'm independent, so I shop auto insurance across a herd of carriers to get you the right fit.

What's a "captive" problem you've faced? Mine was a mechanic who only stocked one brand. Share yours!

[Billy Whited @buffaloherde]

Which homeowner are you?

A) Reads every page of their policy.
B) Skims the fancy print, hopes for the best.
C) Has no clue what "sewer backup" even means.

Drop your letter. Most folks got gaps in their coverage they don't know about till it's too late. I hunt 'em down for ya.

[Billy Whited @buffaloherde]

One slip and fall can shut your business down. A Business Owners Policy (BOP) covers liability AND your stuff. I shop it for you so you don't get hosed. What's your biggest "oops" moment been?

[Billy Whited @buffaloherde]

True or False? All insurance agents sell the same policies. FALSE. Some guys are stuck with one company. I'm independent. That means I shop around a whole market to find you the right fit, and a real person answers, not a 1-800 menu. Want me to break it down simply?

[Billy Whited @buffaloherde]

Alright, listen up. Most home policies don't cover flood. You near a creek? Or in one of those mapped zones? You need separate flood insurance. NFIP, private, I do 'em both.

What's a sneaky risk your neighbors should know about for their home? Mine's that old tree leaning a little too close. What's yours?

[Billy Whited @buffaloherde]

Which one are you?
A) Drivin' a '99 Peterbilt, still haulin' strong.
B) Just got your DOT, ready to roll, but the big boys said "nope."
C) Using your personal truck for work and hopin' for the best.

Drop your letter. Big carriers ain't the only game in town for older rigs or new authority. And your personal policy ain't for work. I get it. https://t.co/bGScMjY5mo

[Billy Whited @buffaloherde]

Your landlord's policy protects their building, not your couch or if your dog bites someone. Renters insurance is cheap and you can get it online quick. Think about it. What's your stuff worth to you? https://t.co/Gu2gilF9LV

[Billy Whited @buffaloherde]

https://t.co/7IXMoCtKAA

[Billy Whited @buffaloherde]

True or False? All insurance agents are the same, selling one company's price. FALSE. Most are captive. I'm independent. That means I shop your auto across many carriers – standard, non-standard, classic – to get *you* the best price. Want a simple breakdown of how that works for folks in MO, KS, OK, AR? Lemme know below. https://t.co/bGScMjY5mo

[Billy Whited @buffaloherde]

Saw a loose board on ol' Man Johnson's fence. Made me wonder, what's a small risk you've spotted in your own yard lately? A wobbly step? That dead branch? For farms, the risks are way bigger than a loose board. I help folks cover what standard policies miss. https://t.co/bGScMjY5mo

[Billy Whited @buffaloherde]

Which one are you?

A) Skips the manual, figures it out
B) Reads the manual, but just the pictures
C) Tosses the manual, calls a buddy

I'm C, mostly. But with insurance, you gotta read the "we won't pay for this" part. Or, I can do it for ya. That's where the surprises hide. https://t.co/bGScMjY5mo

[Billy Whited @buffaloherde]

Some agents got one company to sell. Me? I'm independent. I shop around for you. And when you call, a real person picks up, not a menu.

What's the worst 1-800 menu you've ever dealt with?

https://t.co/0HEHuBzfZF

[Billy Whited @buffaloherde]

True or False? My homeowner's policy covers my rental property.

FALSE. Homeowner's policies won't touch a rental. You need landlord/dwelling-fire coverage for the building, lost rent, and liability. Need a plain-English breakdown? Let me know. https://t.co/Gu2gilF9LV

[Billy Whited @buffaloherde]

Spot a hazard, neighbor: worn tires, leaky roof, or... no term life? That's cheap protection for when your family needs your paycheck. I shop all carriers, so you get what fits. Tell me your hazard! https://t.co/Gu2gilF9LV

[Billy Whited @buffaloherde]

Which one are ya?

A) My landlord's policy covers my stuff.
B) Renters insurance is a scam.
C) My landlord's policy covers the building, but not my stereo or if my dog bites the mailman.

Drop your letter. C's got the right idea. Renters insurance is cheap and online. https://t.co/bGScMjY5mo

[Billy Whited @buffaloherde]

Heard a story 'bout a small biz owner losing everything over one slip & fall. A Business Owners Policy (BOP) bundles liability and property to stop that. I shop carriers so you don't get hosed. What's the craziest lawsuit you've heard? https://t.co/Gu2gilF9LV

[Billy Whited @buffaloherde]

True or False? My homeowner's insurance covers everything. FALSE. Most policies exclude things like water backup, sewer, flood, or even certain dog breeds. Your policy has gaps you probably don't know about. Want me to break down your home coverage in plain English? Let me know in the comments. https://t.co/bGScMjY5mo

[Billy Whited @buffaloherde]

We won't pay for…" That's where the nasty surprises hide. What's a hidden risk you’ve spotted around your place? Like that old tree near the house, or the busted step? Share it – let's help each other out. I read the fine print so you don't have to. https://t.co/Gu2gilF9LV