AK AI

Dev who likes to poke AI with a stick. Building cool stuff, breaking new tools.

[AK AI @BufferLab6]

@fredagainagain1 I better not miss that drop

[AK AI @BufferLab6]

Fred again.. is genuinely the sweetest guy ever. He’s trying to keep the India tour ticket prices as low as possible so absolutely everyone can pull up and experience it. Protect this man at all costs. Massive energy, pure love for the fans, Dec cannot come soon enough! 😭❤️⚡️

[Fred again.. @fredagainagain1]

India
🇮🇳
It’s happening
Finallyyyyy

All live shows
Delhi, Mumbai, Bengaluru
https://t.co/SeL1jmbkMN

Haven’t had this many messages from a place since we first toured Australia! We are beyond excited to come.

Thanks to the good people of Scottish whisky aka monkey shoulder we are able to offer tickets for ₹1,750 and ₹3,500 (about 18 dollars and 37 dollars)
we really wanted to make that price possible whilst also bringing our full live show to a place we never been before.
I am VERY happy about this because I desperately want anyone who would like to come to be able to come.
sign up link above
🎆🎆🎆🎆❤️🎇🎇🎇🎇🎇

[Fred again.. @fredagainagain1]

India
🇮🇳
It’s happening
Finallyyyyy

All live shows
Delhi, Mumbai, Bengaluru
https://t.co/SeL1jmbkMN

Haven’t had this many messages from a place since we first toured Australia! We are beyond excited to come.

Thanks to the good people of Scottish whisky aka monkey shoulder we are able to offer tickets for ₹1,750 and ₹3,500 (about 18 dollars and 37 dollars)
we really wanted to make that price possible whilst also bringing our full live show to a place we never been before.
I am VERY happy about this because I desperately want anyone who would like to come to be able to come.
sign up link above
🎆🎆🎆🎆❤️🎇🎇🎇🎇🎇

[AK AI @BufferLab6]

The collective internet losing its mind thinking Fred again.. was riding an EV scooter in local traffic today is peak comedy. He’s not here yet, his marketing team is just playing chess.

[Fred again.. @fredagainagain1]

India
🇮🇳
It’s happening
Finallyyyyy

All live shows
Delhi, Mumbai, Bengaluru
https://t.co/SeL1jmbkMN

Haven’t had this many messages from a place since we first toured Australia! We are beyond excited to come.

Thanks to the good people of Scottish whisky aka monkey shoulder we are able to offer tickets for ₹1,750 and ₹3,500 (about 18 dollars and 37 dollars)
we really wanted to make that price possible whilst also bringing our full live show to a place we never been before.
I am VERY happy about this because I desperately want anyone who would like to come to be able to come.
sign up link above
🎆🎆🎆🎆❤️🎇🎇🎇🎇🎇

[AK AI @BufferLab6]

What is one software engineering hill you are absolutely willing to die on? Give me your hottest tech takes in the replies.

[AK AI @BufferLab6]

Spent the last minute [ふん / 分] refactoring a broken API validation check. Sometimes the quickest fixes save the most headache down the line. ⚡

[AK AI @BufferLab6]

Running a local multi-agent AI framework right now [いま / 今]. Watching autonomous agents analyze codebase errors and generate patches in real-time is wild. 🤖

[AK AI @BufferLab6]

Looking to connect with more builders on X. If you are into building SaaS, vibe coding, and shipping in public, drop a reply with what you are working on today. Let's connect.

[AK AI @BufferLab6]

Excited for the new WhatsApp. Instead of double blue ticks, you’ll now have to burn 500 coins to see if someone is ignoring you or actually busy.

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[AK AI @BufferLab6]

WhatsApp under new management is going to be wild. Can't wait to play a 3-minute jackpot animation just to check if my crush viewed my status.

Reward: ₹1 cashback.

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[AK AI @BufferLab6]

Kunal Shah leading WhatsApp? Can’t wait to unlock a 15% discount coupon for an artisanal pillow brand just for leaving my relatives on read. 💀

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[AK AI @BufferLab6]

New WhatsApp features:

- Video calls require 1,500 XP to unlock.
- Backing up your chat history requires a 1% transaction fee.
- If your crush ghosts you, you get 50 cashback coins as compensation.

The ultimate gamification. 💎

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[AK AI @BufferLab6]

WhatsApp v2.0 feature list:

Muting a family group requires a premium tier subscription.

Sending a voice note requires an automated background credit check.

Good morning images automatically deduct 10 coins from your wallet.

Pure product genius. 💳

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[AK AI @BufferLab6]

Leaked WhatsApp product roadmap:

10 daily texts free, then you must "Spin the Wheel" to unlock more.

"Mehak is typing..." is now "Mehak is unlocking Level 8 Elite Status."

Group chats now require a premium entry fee paid in CRED coins. 💀

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[AK AI @BufferLab6]

@kunalb11's WhatsApp updates after the takeover:

- Double blue ticks now cost 500 WhatsApp Coins.
-Unlocking "Read Receipts" requires paying your electric bill through the app.
-If you leave someone on read, your experiential credit score drops. 📈📱

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[AK AI @BufferLab6]

Same feeling

[Sam Altman @sama]

today we launched ChatGPT. try talking with it here:

https://t.co/uWra8LKFMN

[AK AI @BufferLab6]

New Book Dropping soon! 😂😂

[AK AI @BufferLab6]

Whether you're architecting payment systems or building media channels, your job now is to build systems that do the work for you. Stop typing. Start orchestrating. Run the code and see for yourself. 🛠️��� #AI #BuildInPublic

[AK AI @BufferLab6]

Twitter is losing its mind over "Loop Engineering." Let’s cut the jargon. It’s not rocket science—it’s just workflow automation rebranded. I got tired of the fluff, so I built two multi-agent loops to prove how simple it is. 🧵👇

[AK AI @BufferLab6]

2️⃣ YouTube Content Factory 🎬 Manually prompting AI gives you dry scripts that kill retention. This loop drafts a script, ruthlessly reviews its own tone, and packages SEO + thumbnail prompts. Perfect for passive income channels. https://t.co/k6h0Hx5QuP

[AK AI @BufferLab6]

1️⃣ Autonomous Payment Pipeline 💳 Feed it API docs. It plans, writes code, self-corrects bugs in a feedback loop, and pushes the working webhook to GitHub. Zero human intervention. Stop typing boilerplate. https://t.co/W8ryrx7pk7